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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

The best

5
No hassle great experience first class Reviewed on: 4th January 2018
Steve Smith's avatar
Steve Smith

Great customer service, easy to use, brilliant repayment deals.

5
Ive been with zopa for a few years and they have always been very helpful, they also have the best offers on loans beating tje mainstream banks making it easy and affordable for repayments. Highly recommend great service. Reviewed on: 4th January 2018
Joseph clarke's avatar
Joseph clarke

Excellent service

5
I have had a loan twice from Zopa , the application was straightforward and quick. The money was available promptly and I was able to go ahead with the home improvements I wouldn't normally have been able to afford. Thank You Zopa. Reviewed on: 4th January 2018
Libby Jamieson's avatar
Libby Jamieson

Excellent loan provider

5
Excellent customer service, any problems have been easily addressed and sorted. No pressure the repayments just take care of themselves. Staff are very helpful Reviewed on: 4th January 2018
David's avatar
David

Quick, easy, flexible and affordable

5
Our Zopa loan has been great! Its given us the freedom to do the things we've needed to for the past three years. So quick and easy to set up. Low interest and flexibility with overpayments has been great. Can't recommend highly enough. Reviewed on: 4th January 2018
Jane White's avatar
Jane White

Mrs Liz Jones

5
Quick hassle free loan application. Reviewed on: 4th January 2018
Lizzie Jones's avatar
Lizzie Jones

Great service

5
Great rates and great service. Easy to apply Reviewed on: 4th January 2018
David Darcy 's avatar
David Darcy

GREAT SERVICE AND A REALLY EASY PROCESS TO GO THROUGH

5
The ZOPA team are brilliant. I cant recommend them enough. The service is great! Reviewed on: 4th January 2018
Emma Jonea's avatar
Emma Jonea

Excellent service

5
Had no trouble in applying and got a quick decision. Money went into the account quickly also. Great flxabilty with zopa. Can't rate it high enough! Reviewed on: 4th January 2018
Mohammed's avatar
Mohammed

5 Star

5
This company was very easy friendly and efficient to use, decisions were quick and website was helpful, would highly recommend also very comparative with low rates Reviewed on: 4th January 2018
Nicola Dutton's avatar
Nicola Dutton

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