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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great, friendly !!

Very helpful, great advise & always willing to go that extra mile for the customer. Reviewed on: 4th January 2018

Easy application and efficient service

I have used Zopa twice now and they have become my number one choice. Not merely because they are cheaper but their efficiency surpasses any other financial establishment I have ever dealt with. Brilliant Reviewed on: 4th January 2018

Fantastic deal

Great way to have a fab holiday And not worry about spending with zoos at your back . Great company Reviewed on: 4th January 2018

Zopa is amazing

Quick and easy to use, gives you a loan rate in minutes. Lowest APR after searching loads of companies. Have used Zopa 3 times and will continue to do so in the future. Reviewed on: 4th January 2018

Quick, good value and flexible .

Application is very straightforward, the response is quick and I can pay it off early if I wish. Reviewed on: 4th January 2018

A fresh attitude to loans

I have had such a good experience with Zopa. Excellent customer services and fantastic rates. It has been so easy and straightforward to take out a loan. I cannot recommend them enough ! Reviewed on: 4th January 2018

Brilliant!

Zopa are quick and easy to use, no hidden clauses and very helpful if you have any questions about your loan. I would highly recommend. Reviewed on: 4th January 2018

Car loan

This was a really easy way to purchase a new car without being tied down by mileage restrictions or a balloon payment. Money was in the bank within a day or two and I was able to use my debit card in the dealership. Reviewed on: 4th January 2018

Excellent

excellent interest rates.Easy to apply for loan and quick time for approval, especially if you have used them before. Reviewed on: 4th January 2018

Easiest application

Easiest most straight forward loan application. Flexible with repayments would recommend to anyone. Reviewed on: 4th January 2018

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