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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

67% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Personal loan reviews (65249)

Review of the Zopa, Personal loan:

So Helpful.

Website easy to use, un-intimidating, friendly and not at all pushy. helped me in a tight spot without making me feel as though I had lost control. Reviewed on: 21st January 2022

Highly recommend Zopa

Easy application, funds went in my bank same day , Zopa app is easy to use and you can keep track of your payments . Highly recommended Zopa Reviewed on: 25th April 2025

Excellent rates.

Excellent rates and wast to use app. Definitely recommend this provider. Reviewed on: 25th April 2025

Very good service straightforward definitely do busi...

Very good service straightforward definitely do business with them again Reviewed on: 25th April 2025

Very informative about products I have never had any...

Very informative about products I have never had any issues app easy to navigate Reviewed on: 25th April 2025

Straight forward and easy to understand products wou...

Straight forward and easy to understand products would highly recommend Reviewed on: 25th April 2025

Good lender

Very quick and easy process and excellent app. Reviewed on: 25th April 2025

Excellent service.

Excellent service. Easy to use app Reviewed on: 25th April 2025

Very reliable and straightforward application

Very reliable and straightforward application Reviewed on: 25th April 2025

Very easy time use app, quick and efficient to borro...

Very easy time use app, quick and efficient to borrow money and regular updates recieve. Reviewed on: 25th April 2025

First class loan company

Very helpful team and easy to contact Reviewed on: 25th April 2025

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