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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
81% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (65247)

So simple and a life saver

5
Had my second loan from Zopa, everything was quick and easy. All my information is quickly accessible on the app. Reviewed on: 11th April 2024

Applied for a loan.

5
Applied for a loan. It was so easy and sraight forward. Reviewed on: 11th April 2024

Very simple process applying for a loan and decision...

5
Very simple process applying for a loan and decision almost immediate with little fuss Reviewed on: 11th April 2024

Superb from start to finish, excellent service for o...

5
Superb from start to finish, excellent service for over 15 years Reviewed on: 11th April 2024

It was very easy to secure a loan and at a very comp...

5
It was very easy to secure a loan and at a very competitive rate. Reviewed on: 11th April 2024

Made everything easy

5
Good information, good interface, good rates. Reviewed on: 11th April 2024

I have been a Zopa customer for several years and I...

5
I have been a Zopa customer for several years and I am always satisfied with the speed of completing loan formalities and the professional and friendly approach to the customer. Reviewed on: 11th April 2024

Easy on-line application

5
Easy on-line application & easy to use straight forward App. Everything from checking your balance to making payments at your fingertips. Terms & Conditions easy to understand. Reviewed on: 11th April 2024

Recommended

5
Straight forward and helpful service. Reviewed on: 11th April 2024

Brilliant from start to finish.

5
Brilliant from start to finish, with excellent an online account to make admin simple. Reviewed on: 11th April 2024

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