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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Fast and efficient service

A fast and efficient service with all relevant information easily accessible onlIne Reviewed on: 3rd January 2018

Has been a hassle free experience

Easy to register Processed application on time and money reached bank promptly. Reviewed on: 3rd January 2018

easy, efficient and speedy

the whole experience was simple, efficient and very quick Reviewed on: 3rd January 2018

Hassle-Free

Great service as always! Simple, no fuss solutions. Reviewed on: 3rd January 2018

Quick and easy

So quick to set up via the website Reviewed on: 3rd January 2018

It couldn't be an easier or better experience than Zopa!

From the application through to the money being deposited in my account, it was a seamless, simple, friendly and professional experience. It just doesn't get any easier than taking a loan out with Zopa. Reviewed on: 3rd January 2018

Zopa loan

I am happy with zopa company as I am a customer with them since 2015 Reviewed on: 3rd January 2018

Simple Cheap Loans

Zopa offer a simple, easy to understand process with unbeatable rates. Would highly recommend. Reviewed on: 3rd January 2018

Best, easiest loan I have taken..

Zopa loan rates are very competitive and it’s so easy to manage and make extra payments. Really impressed and would definitely recommend. Reviewed on: 3rd January 2018

Amazing

Zopa are such an amazing loan company! They’re simple and easy to use, they have reliable, friendly and extremely helpful staff available at all times. They’re trustworthy and cut no corners, giving you nothing but affordable and easy monthly repayments! Would highly recommend to anyone that’s considering a loan. Reviewed on: 3rd January 2018

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