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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

82% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Happy with communications

Good company to deal with keep you well informed about your loan with them Reviewed on: 3rd January 2018

Zips loan

Needed a loan to get a car. Had the loan in time to buy the car with cash. Reviewed on: 3rd January 2018

Easy quick solution to a loan

straight forward process with a quick solution to a loan application, money was transferred within 24 hours. competitive rates in the market and option to pay off more without any penalty's is a bonus Reviewed on: 3rd January 2018

Excellent service

Easy, quick, clear - what more can I say! Reviewed on: 3rd January 2018

Fantastic loan rates

I was pleased to be excepted for a loan at such a great rate. Reviewed on: 3rd January 2018

Was simple and easy to apply decision in minutes

I wanted to move my payment date and this was dealt with in a quick and friendly phone call Reviewed on: 3rd January 2018

Quick and easy

Quick and quick to apply for a loan, funds in my account within 3 days, standard time, can choose express for even quicker payout Reviewed on: 3rd January 2018

Best rate in the market

Application processes was very easy and I got the lower interest rate Reviewed on: 3rd January 2018

Great rate

Very helpfull customer service, plus great rates, would recommend, quick and easy application Reviewed on: 3rd January 2018

Great loan company

Really fair interest rates and the option to pay back more if you want with no extra cost. Really helpful customer services. Reviewed on: 3rd January 2018

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