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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Easy and clear!

Really transparent and open system on applying for a loan; your rate reflects your risk. Love that you are able to overpay without any fees and the website dashboard is simple and intuitive to use. keep up the great work. Reviewed on: 3rd January 2018

Simple and straightforward.

When friends talk about wanting a loan I always recommend zopa. Reviewed on: 3rd January 2018

Fast, fuss free and transparent loans

If you're looking for a fast, fuss free and transparent personal loan....you'll find one with Zopa! Reviewed on: 3rd January 2018

Better than banks

Offered me a loan with APR matching my real credit-worthiness. No frills. No problems. All transparent. Reviewed on: 3rd January 2018

Slick online service

Very easy to use and clear detailed, trustworthy service. Reviewed on: 3rd January 2018

Great Company

Very quick and easy to deal with. Reviewed on: 3rd January 2018

Best personal loans

It has been a good experience with zopa best rate intense of personal loans ,still looking forward to recommend friends and family. Reviewed on: 3rd January 2018

quick and easy

very straightforward to apply and quick response time Reviewed on: 3rd January 2018

Great service and easy to manage

It was very simple to set up the loan, fast delivery on the funds and the account is so easy to manage and alter thanks to their online system. I would highly recommend zopa over any other loan providers Reviewed on: 3rd January 2018

Easy and fear Loan

Zopa is helped me when i needed a cash flow for my family expense come along !!! Thansk !!!! Reviewed on: 3rd January 2018

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