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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Helpful

They gave me credit when i Needed it the most without asking all the daunting questions Reviewed on: 23rd June 2017

Very easy and convenient

I have had three loans now with Zopa. I like the flexibility of being able to pay back the loans early - and also how easy it is to apply for a loan online. The whole Zopa model suits me really well. The service has always been fantastic when setting the loan up - and I have never had to speak to them regarding any problems, as there have been none! Definitely would recommend. Reviewed on: 23rd June 2017

No1

All done in minutes, No hassle with good rates Reviewed on: 23rd June 2017

U GOTta GO ZOpA

I was astonished at how easy it was to have my ZOpA loan approved. It was sent to me far quicker than expected too. I love ZOpA Reviewed on: 23rd June 2017

Zopa - Quick, Easy and usually the best rate available

I have had several loand through Zopa. Always easy to set up, quick to pay out and usually the best % rate out there. I would recomend Zopa to anyone Reviewed on: 23rd June 2017

Straight forward and understanding.

Zopa has helped me get my finances in order at a time when other lenders refused. So easy to use and very helpful. Reviewed on: 23rd June 2017

Quick, easy, professional.

I have found my experience with Zopa to be totally satisfactory. Their web site is easy to negotiate. Application form was simple to fill in and a decision was made almost instantly. My account is easy to access and I'm kept up to date with regular statements. I'm very happy with my experience with Zopa. Reviewed on: 23rd June 2017

simple and quick.

very simple and very quick pay out brilliant. Reviewed on: 23rd June 2017

Very easy, quick and accurate service

I use zopa to keep an eye on my credit rating, it was very easy to set up. Great service. Reviewed on: 23rd June 2017

Great process

Really simple process. Great rate. Reviewed on: 23rd June 2017

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