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Zopa: Personal loan reviews

4.94
Based on 65,247 reviews, last reviewed 13th Jun 2025
82% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025
Bubbleicious's avatar
Bubbleicious

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025
Julie E's avatar
Julie E

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Superb customer service from start to finish

5
Superb customer service from start to finish Reviewed on: 11th January 2024

Very easy to deal with good rates

5
Very easy to deal with good rates Reviewed on: 11th January 2024

Very good company I've ever had for providing person...

5
Very good company I've ever had for providing personal loans for me.. The experience is so easy. Reviewed on: 11th January 2024

Loans made very easy.

5
Very easy to apply for a loan, was accepted and money in my bank within a day. Reviewed on: 11th January 2024

Super quick application

5
Super quick from application to receiving money into my account Reviewed on: 11th January 2024

Great app - excellent service

5
The decision making process was very quick and it's been so easy to manage and keep track of my loan using the incredibly user-friendly app on my phone. I would have no hesitation in recommending Zopa to anyone considering a loan. Reviewed on: 11th January 2024

Helpful, prompt advice and straightforward process

5
Helpful, prompt advice and straightforward process Reviewed on: 11th January 2024

Very easy to set up sorted without any problems woul...

5
Very easy to set up sorted without any problems would recommend and use again Reviewed on: 11th January 2024

Why go anywhere else -1st Class in everything they do.

5
Straightforward and site easy to manage and follow Reviewed on: 11th January 2024

Don’t be a dope, try zopa.

5
Very easy painless process from start to finish couldn’t be more pleased. Reviewed on: 11th January 2024

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