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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

81% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Great rates!

Quick and super efficient. Superb rates, and fantastic customer service. Reviewed on: 30th May 2017

Excellent

The whole process was very simple and efficient, communication was great also. If only everything in life was as good as Zopa Reviewed on: 30th May 2017

Easy, Quick and Excellent!

Easy application, Quick reply and Excellent interest rates! What more do you want? Reviewed on: 30th May 2017

Easy, straight forward and great rates

Application process was perfectly clear and simple. I had a response straight away and I received the money in the expected time at a very good rate. Very happy with the service! Reviewed on: 30th May 2017

Loan for car

Zopa was by far the cheapest provider i came accross. Very quick application process. Great service! Reviewed on: 30th May 2017

Great service

Great company to deal with! Great customer service. Reviewed on: 30th May 2017

Great people

I applied for and got my loan approved within days,quick and easy to do A******* Reviewed on: 30th May 2017

Awesome lender, quick turnaround, excellent customer services

Had a pleasant experience with Zopa. I was recommended by a friend, applied, approved and I got the money within 48 hours. Highly recommend Zopa to anywone that is looking for some fast cash! Shah Reviewed on: 30th May 2017

Leaving the banks behind

Quick and easy, with a great calculator to gauge length of loan and interest Reviewed on: 30th May 2017

Great and easy

Really easy and quick to apply. Decicision was given and started my loan. Good rates and a easy to use online dashboard. It's re-assuring to be able to login and check the status of your loan and how much you have to repay. Reviewed on: 30th May 2017

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