I use Nationwide online banking and for the past couple of years have been opening and using the Regular Saving ISA they have offered. The interest rates on these products have been moderately good. The ISAs themselves have been so easy to operate using online banking. It is very easy to deposit/withdraw funds into and out of the ISA. You can also monitor how much of your annual cash ISA allowance is left to invest after each transaction involving the ISA. I would definitely recommend people looking up more information about these products and seeing if they will work for you.
Reviewed on: 26th August 2015
I have held Premium Bonds for a few years and enjoy doing so. My experience of using the National Savings and Investments website to monitor and purchase more bonds has been a positive one.
Once logged in, navigation is quite simple. I am able to monitor the bonds I have purchased and view transaction and prize history. Purchasing new bonds is simple. You can set up a standing order or deposit a lump sum.
Winning prizes comes down to the number of bonds you hold and pot luck. At the end of the day holding premium bonds is a fun investment that protects your original capital and gives you the chance to win cash prizes monthly.
Reviewed on: 26th August 2015
