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Best Mortgage Lenders

5.00

Based on 37 reviews

A product by Capital Credit Union

Capital Credit Union offer a variable rate mortgage. Capital Credit Union mortgages are flexible. You can borrow with as little as 5% deposit and the loan can be repaid over...

4.96

Based on 186 reviews

A product by Glasgow Credit Union

Glasgow Credit Union offer both fixed and variable rate mortgages. Glasgow Credit Union mortgages are different to borrowing from a bank or building society. They’re not directly impacted by changes...

4.96

Based on 35 reviews

A product by Beverley Building Society

Beverley Building Society offer a range of fixed and variable rate mortgages. Beverley Building Society can help customers who may not meet standard mortgage criteria, including self-employed, self-builders, people wanting...

4.92

Based on 28 reviews

A product by Nottingham Building Society

Nottingham Building Society have partnered with Mortgage Advice Bureau to give mortgage advice to new and existing customers. If you’re an existing Nottingham Building Society mortgage holder, you can arrange a...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.91

Based on 606 reviews

A product by Family Building Society

Customer Satisfaction
Silver
2026
Consumer Guardian
2026

Family Building Society mortgages are available with fixed or variable interest rates. Family Building Society use tailored credit checks rather than credit scoring to assess affordability and have specialist mortgages...

4.90

Based on 275 reviews

A product by Chorley Building Society

Customer Satisfaction
Commended
2025
Consumer Guardian
2025

Chorley Building Society offer mortgages to new and existing members. Whether you’re moving home, buying to let, remortgaging or purchasing your first property, Chorley Building Society have a range of products...

4.88

Based on 516 reviews

A product by Vernon Building Society

Customer Satisfaction
Commended
2026
Consumer Guardian
2026

Vernon Building Society provide a range of mortgages. You can apply for a Vernon Building Society mortgage in branch by booking an appointment with a Mortgage Advisor, or you can apply...

4.86

Based on 583 reviews

A product by Leek Building Society

Customer Satisfaction
Commended
2025
Consumer Guardian
2025

Leek Building Society have a range of mortgage products. Appointments with Leek Building Society Mortgage Advisers are available over the phone, via Teams video call or in person at any of...

4.83

Based on 907 reviews

A product by Darlington Building Society

Customer Satisfaction
Commended
2026
Consumer Guardian
2026

Darlington Building Society have a range of mortgage products. Mortgages are available from Darlington Building Society whether you’re looking for a mortgage as a first-time buyer, mortgages for new builds, or...

4.81

Based on 311 reviews

A product by Hanley Economic Building Society

Customer Satisfaction
Commended
2025
Consumer Guardian
2025

Hanley Economic Building Society offer a range of mortgages. Renters with an ST postcode can get a 100% (no deposit) mortgage with Hanley Economic Building Society. They can also help with...

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Frequently asked questions

What is a mortgage lender?

A mortgage lender, usually a bank or building society, is the financial institution that lends you the money to buy a property. This is different from a mortgage broker, who acts as the middle person between you and the lender.

How to find a mortgage lender?

A mortgage broker helps you find a lender who offers the best deal, but you can also apply directly to a lender if you prefer. Read reviews to see which lenders are recommended by customers.

What do mortgage lenders look for?

Mortgage lenders want reassurance that you'll be able to repay the amount you've asked to borrow. They fully assess your affordability by looking at things like your income, credit history, debts and spending habits.

Can you switch mortgage lenders?

Yes, you can switch mortgage lenders through a process called remortgaging. You can remortgage when your current deal is ending, your financial situation has changed or you want to take a more affordable interest rate deal. Depending on when you remortgage, you might need to pay extra fees.

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