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Scottish Building Society reviews

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Rated Excellent 4.89/5

Scottish Building Society reviews

Verified business Last reviewed within 7 days Customer Satisfaction Champion Consumer Guardian

Review summary

People rate this company as Excellent based on 3,838 product reviews

Average score of 4.89/5
5 star
90%
4 star
9%
3 star
1%
2 star
0%
1 star
0%
Reviews for Scottish Building Society have trended negatively over the past 90 days

Scottish Building Society really shines with its friendly, helpful staff and the personal touch of local branches, which many find reassuring and easy to deal with. The savings products are generally well explained and competitive, though some feel the interest rates could be better. Online services and digital processes often frustrate users, especially with ISA transfers and account management, and there’s a strong wish for more branches and improved digital tools.

Positive themes

  • Scottish Building Society’s staff are consistently friendly, helpful, and professional.
  • The personal service and face-to-face contact at Scottish Building Society branches is much appreciated.
  • Scottish Building Society’s ISA and savings account staff provide clear advice and helpful support.

Negative themes

  • The online system is often confusing and not user-friendly for Scottish Building Society savers.
  • Interest rates at Scottish Building Society are sometimes seen as uncompetitive or too low.
  • Fewer branches and limited local access frustrate many Scottish Building Society customers.
Summarised by AI
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About Scottish Building Society

Scottish Building Society are as true to our purpose today as the day we were founded in 1848– we help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products in a reassuring and friendly way.

Scottish Building Society at a glance

Contact details

Website
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Reviews for Scottish Building Society

Showing 11 of 3838 company reviews Last reviewed within 7 days

Always a friendly face and prompt service from Audrey

Savings 11th May 2026

Always a friendly face and prompt service from Audrey

Verified source
Rated Excellent 5/5
Read more product reviews

I have nothing but excellent service from the Scotti...

Savings 10th May 2026

I have nothing but excellent service from the Scottish Building Society. Audrey Smith is always on hand to answer any queries I have, helpfully and promptly. She’s the best!

Rated Excellent 5/5
Read more product reviews
  • 3/5

    Problem setting up online account.

    Problem setting up online account. Created account OK but ID + activation code letter didn't arrive. Emailed SBS and got letter sent again. Initial ogin... Problem setting up online account. Created account OK but ID + activation code letter didn't arrive. Emailed SBS and got letter sent again. Initial ogin failed, so reset password and still failed. Found SBS contact phone on web (no contact on login page) spoke to June Mitchell - patiently checked my details + activation code, activated account for me, checked ID (missing last digit - human error!). Login with correct ID now worked, problem solved. Read more Read less

    {"display":"jeffrey d","full_name":"jeffrey d","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    jeffrey d 9th May 2026
  • 5/5

    Katie- Troon was very helpful and very friendly res...

    Katie- Troon was very helpful and very friendly resolved my issue right away.

    {"display":"Linda G","full_name":"Linda G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Linda G 8th May 2026
  • 5/5

    Really great service

    I had an issue with my ISA but Sophie sorted everything quickly. She took away all my concerns and I left very happy

    Savings
    Verified source 8th May 2026
  • 5/5

    Great service

    So very helpful and knowledgable. June certainly knew all the products and was able to explain each one do we could make a sensible decision.

    Savings
    Verified source 8th May 2026
  • 5/5

    Extremely helpful and very patient

    A massive thank you to June Mitchell who was extremely patient whilst helping me with an issue with my account !

    {"display":"Michael Y","full_name":"Michael Y","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Michael Y 8th May 2026
  • 5/5

    Friendly service from Natalie, really helpful as always

    Friendly service from Natalie, really helpful as always

    Savings
    Verified source 8th May 2026
  • 5/5

    I was served by Kaia in the Frederick street branch...

    I was served by Kaia in the Frederick street branch today, she was helpful and polite which made all the difference.

    Savings
    Verified source 8th May 2026
  • 5/5

    Galashiels branch

    I regularly travel from Hawick to Galashiels to use the branch. All staff are excellent, polite and helpful. The last 2 visits I was served... I regularly travel from Hawick to Galashiels to use the branch. All staff are excellent, polite and helpful. The last 2 visits I was served by Audrey who was great to deal with. Read more Read less

    Savings
    Verified source 8th May 2026
  • 5/5

    Excellent Building Society. Great competitive rates.

    Abbie Mckinlay took my call. She was extremely helpful & polite. Woulnt not hesitate to call Scottish Building Society again . Very good competitive rates. Selection of accounts. Super service.

    {"display":"VH","full_name":"VH","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    VH 7th May 2026

    Products from Scottish Building Society

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