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Scottish Building Society reviews

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Rated Excellent 4.87/5

Scottish Building Society reviews

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Last reviewed within 7 days

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Customer Satisfaction Champion

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These badges highlight financial providers that are consistently rated top by customers. It’s a clear sign you’re dealing with a trusted, highly-rated company. Find out more about how these badges work.

Consumer Guardian

Review summary

People rate this company as Excellent based on 3,426 product reviews

Average score of 4.87/5
5 star
90%
4 star
9%
3 star
1%
2 star
0%
1 star
0%
Reviews for Scottish Building Society have trended negatively over the past 90 days

Scottish Building Society shines with its friendly, helpful staff and clear, personal service that makes banking feel human. People love the face-to-face access and find the mortgage and ISA processes straightforward when supported by staff. However, many find the interest rates on savings and ISAs a bit low and wish for better online services, including apps and easier transfers. Branch hours and postal delays also cause some frustration.

Positive themes

  • Scottish Building Society staff are friendly, helpful, and make banking personal and easy.
  • People appreciate Scottish Building Society’s clear communication and helpful mortgage service.
  • Opening ISAs and savings accounts with Scottish Building Society is straightforward with friendly help.

Negative themes

  • Interest rates on savings and ISAs are often seen as too low compared to competitors.
  • Online services and digital processes are outdated and frustrating for many users.
  • Branch opening hours and postal delays cause inconvenience and frustration for some customers.
Summarised by AI
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About Scottish Building Society

Scottish Building Society are as true to our purpose today as the day we were founded in 1848– we help the people of Scotland and beyond to buy homes and save for the future by providing uncomplicated financial products in a reassuring and friendly way.

Scottish Building Society at a glance

Contact details

Website
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Reviews for Scottish Building Society

Showing 11 of 3426 company reviews Last reviewed within 7 days

Excellent customer service.

Savings 27th January 2026

I locked myself out of the online banking system and Shirley ans especially Shannan helped me get back on track. Shannan has a lovely way... I locked myself out of the online banking system and Shirley ans especially Shannan helped me get back on track. Shannan has a lovely way with her and she was very patient and helpful while talking me through the process. Read more Read less

Rated Excellent 5/5
Read more product reviews

Katie helped me this morning.

Savings 27th January 2026

Katie helped me this morning get me access to my online banking again. All sorted efficiently.

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Second to None Customer Service

    The telephone is always answered promptly, staff are friendly, helpful, knowledgeable and willing to go the extra mile to provide customers with the service which... The telephone is always answered promptly, staff are friendly, helpful, knowledgeable and willing to go the extra mile to provide customers with the service which is most appropriate to them. My most recent contact with Scottish Building Society was when my cheque deposit was lost in the post. I sent another cheque and this was credited to my monthly saver account immediately. However, my original cheque then turned up. The staff offered to hold on to the cheque and pay it into my regular saver the following month which was great for me. A customer service which is flexible and more personal is wonderful to encounter in modern times. Read more Read less

    {"display":"Elaine S","full_name":"Elaine S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Elaine S 27th January 2026
  • 5/5

    Katie was really helpful today with trying to sort m...

    Katie was really helpful today with trying to sort my online access. However i phoned twice yesterday and got nowhere. I also phoned about the... Katie was really helpful today with trying to sort my online access. However i phoned twice yesterday and got nowhere. I also phoned about the same thing on 12th jan but sbs did nothing. They really need an app as virtially every other financial institution provides Read more Read less

    {"display":"PAW","full_name":"PAW","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    PAW 27th January 2026
  • 5/5

    Great customer service

    Popped in to talk about my savings account and the lady Lorraine I think her name was, who assisted me was extremely polite friendly and... Popped in to talk about my savings account and the lady Lorraine I think her name was, who assisted me was extremely polite friendly and very patient...a credit to the business. Read more Read less

    {"display":"Tracey Graham","full_name":"Tracey Graham","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Tracey Graham 26th January 2026
  • 5/5

    Excellent service - well done

    Amy was excellent and able to answer my questions immediately and to my complete satisfaction.

    {"display":"John F","full_name":"John F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    John F 22nd January 2026
  • 5/5

    Had problems trying to close a savings account online..

    Had problems trying to close a savings account as online navigation to do so not clear. A call to Scottish Building Society soon cleared the"fog"... Had problems trying to close a savings account as online navigation to do so not clear. A call to Scottish Building Society soon cleared the"fog" thanks to Rachel Speedie who quickly pointed me in the right direction and ensured my closure request was quickly dealt with.Clear message to Scottish Building Society,make closure requst more obvious. Read more Read less

    {"display":"Derek B","full_name":"Derek B","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Derek B 15th January 2026
  • 5/5

    Top-Quality Customer Service

    The customer service (today provided by Katie McKnight) at Scottish Building Society is simply perfect - personable, friendly, patient and, above all, completely efficient and... The customer service (today provided by Katie McKnight) at Scottish Building Society is simply perfect - personable, friendly, patient and, above all, completely efficient and effective in providing a simple and full solution to my query. Top Marks! :D Read more Read less

    {"display":"Stuart S","full_name":"Stuart S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Stuart S 6th January 2026
  • 5/5

    Really great range of savings products with attracti...

    Really great range of savings products with attractive interest rates. Customer service team members are always very helpful and knowledgeable. Nothing is too much trouble... Really great range of savings products with attractive interest rates. Customer service team members are always very helpful and knowledgeable. Nothing is too much trouble for them to help out and assist with enquiries and such like. Read more Read less

    {"display":"Turts","full_name":"Turts","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Turts 5th January 2026
  • 5/5

    Katie was very professional, patient, helpful and un...

    Katie was very professional, patient, helpful and understanding of my problem. She walked me through my queries and was totally successful in achieving my aims.... Katie was very professional, patient, helpful and understanding of my problem. She walked me through my queries and was totally successful in achieving my aims. I could not speak highly enough of her in this role Thank you Katie. Read more Read less

    {"display":"Colin G","full_name":"Colin G","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Colin G 5th January 2026
  • 5/5

    Good service.

    Good service. My query was promptly addressed and answered

    {"display":"Riccardo","full_name":"Riccardo","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Savings
    Riccardo 5th January 2026

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