Best van insurance

There are four main types of van insurance. Two fall under personal use: Social & Pleasure Only and Social & Commuting. The other two cover business and commercial use: Business Use (for the carriage of one's own goods) and Haulage (of goods for hire and reward).

As long as you hold a full driving licence with the appropriate category for the van you're insuring, you can technically get insurance from age 17. But some providers won't offer van insurance to drivers under 21 and those that do might be expensive. Read reviews from customers and compare quotes to find out which providers offer the best options for young van drivers.

No, you don't pay VAT on van insurance. Instead, insurance policies are liable for insurance premium tax (IPT), which is included in your policy, so you won't need to pay this separately.