Based on 1548 reviews
A product by Enterprise Credit Union
What is this award?
The Credit union of the year 2025 award is part of the Consumer credit awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Credit union of the year 2025
- Best credit union (North) 2025
Enterprise Credit Union offer members a variety of savings accounts. Dividends are paid annually, based on Enterprise Credit Union savings balances. Withdrawals and deposits can be made directly to and from...
East Kilbride Credit Union offer a range of savings accounts to members. The share 1 account is the main credit union savings account. You’ll always need at least £5 in...
Based on 4615 reviews
A product by Marsden Building Society
Marsden Building Society offer a range of savings accounts. Savings products can be opened in-branch and include ISAs, Bonds, Notice and Easy Access accounts. Some accounts can be opened with just...
Based on 2389 reviews
A product by Suffolk Building Society, formerly Ipswich Building Society
Suffolk Building Society have a range of savings accounts to choose from. Savings accounts can be opened in branch or by post and some can be opened online. Suffolk Building Society...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Central Credit Union provide three different types of saving accounts. The Regular is an instant access account paying an annual dividend (a share of Central Credit Union’s profits). Or there's the...
Based on 3846 reviews
A product by Scottish Building Society
Scottish Building Society have a wide range of savings accounts to choose from. Scottish Building Society savings accounts include products with fixed or variable rates, limited or instant access and some...
Based on 5212 reviews
A product by Leek Building Society
Leek Building Society offer a range of savings accounts. All Leek Building Society savings accounts can be opened in branch or via post and some can be opened using the Leek...
Glasgow Credit Union have a range of savings accounts for members. With a Glasgow Credit Union savings account, members can save regularly between £10 and £1000 each month across accounts. Withdrawals...
Based on 8765 reviews
A product by Newbury Building Society
Newbury Building Society offer a range of savings accounts. You can book a savings appointment in branch, over the phone or via video call. If you don’t need support, you can...
Members can save up to £25,000 in Sheffield Credit Union savings accounts. Savings products include instant access and notice accounts. Sheffield Credit Union savings account reviews help you find out what...
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Frequently asked questions
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What is a savings account?
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A savings account is a type of bank account where you set aside money you don't need for everyday spending. Savings accounts help you save money for short-term and long-term goals whether it's for holidays, a wedding or an emergency fund. You'll also earn interest on your savings to help your money grow over time.
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How many savings accounts can you have?
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You can have as many savings accounts as you like, but you should make sure you can manage all the accounts you have. You could set up separate savings accounts to create individual funds and save for different financial goals. It's best to compare savings accounts to find the best interest rates and offers.
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How does interest work on a savings account?
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Savings interest is the extra money you earn on the balance of your savings account. Your provider calculates interest based on how much you've saved and pays it into your account on a monthly or yearly basis. Interest rates vary between providers products, so it's worth comparing accounts to find the best option.
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What is the best savings account rate right now?
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Savings account rates change regularly in line with the Bank of England base rate. Our rankings are updated based on real customer reviews, so you can see which providers are consistently rated highly for rate and service. For the latest best buy rates, use our comparison tables above.
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What’s the difference between an easy-access and a fixed-rate savings account?
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An easy-access savings account lets you withdraw your money whenever you want, with no penalty. A fixed-rate account (sometimes called a savings bond) locks your money away for a set period - usually one to five years - in exchange for a higher interest rate. Fixed-rate accounts are better if you won’t need access to your money; easy-access accounts suit people who want flexibility.
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What is a regular savings account?
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A regular savings account requires you to deposit a fixed amount every month, usually between £25 and £500. In return, they often offer some of the highest interest rates available on any savings product. They typically last for 12 months and may have restrictions on withdrawals.
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