Based on 7253 reviews
A product by First Response Finance
What is this award?
The Best car finance provider 2025 award is part of the Consumer credit awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best car finance provider 2025
First Response Finance offer car finance for different vehicles including cars, motorbikes and vans. You can check your eligibility without affecting your credit score and even if you’ve had CCJs, defaults...
Moneybarn car finance agreements last between 36 and 60 months. You’ll need to meet monthly earning requirements, be aged between 20 and 75, have a full valid UK licence and be...
Zuto is a car finance credit broker. Once you’ve filled out the online application, you’ll get a quick decision. Zuto search a panel of lenders to find the best deal for...
Looking for Blue Motor Finance reviews? On Smart Money People, we collect comments, thoughts and experiences from customers, so that you can make better decisions when choosing your next car...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
If you want to read MotoNovo car finance reviews - check out what the Smart Money People community has to say below. Our community shares their MotoNovo reviews and experiences...
Tandem offer Hire Purchase (HP) finance, working with an approved network of dealers and brokers to offer finance on a wide range of used vehicles, including many lower-emission models. Tandem...
Car Finance 247 offer a range of car finance options. The team can help with finance for a range of vehicles including electric cars, used cars, vans, motorbikes, motorhomes and caravans....
Close Brothers offer car finance for both new and used cars, vans and motorbikes across the UK. If you've taken out a car finance policy, you too can leave a...
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Find the top Car Insurance productsFrequently asked questions
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What is car finance?
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Car finance is an agreement that allows you to buy or lease a car and repay the borrowed money over a set period of time. The most common types of car finance are Hire Purchase (HP), Personal Contract Purchase (PCP) and Personal Contract Hire (PCH).
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How does car finance work?
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Car finance is an alternative to buying a car outright which can be expensive. With car finance, you borrow money from a lender to buy or lease a car and agree to repay the amount with interest over a set period, usually 3-5 years. You can pay an initial deposit to lower the amount you borrow and decrease your monthly payments. Depending on your finance type, once your repayment period ends you'll either own your vehicle, make a balloon payment to buy it or you can return the vehicle to the lender.
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Does car finance affect your credit score?
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Yes, buying or leasing using car finance will impact your credit score. During the application process, the lender will run a 'hard check' on you, which will leave a mark on your credit report. But, as long as you stay on top of repayments and settle the amount in full, the overall effect on your credit score should be positive.
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