Write a review

Go to business site

The Stafford Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.63 (16 reviews)

View other The Stafford Building Society products

4.59

Based on 16 reviews, last reviewed 26th Jan 2026

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

81%

13%

3 star

2 star

Latest highest rating:

4

I was really glad to find a lender that understood m... I was really glad to find a lender that understood my situation. A single person with a 100k plus deposit, and a modest income. The only downside to m... Read more Reviewed on: 26th January 2026

Latest lowest rating:

1

Decisions take an extremely long time, like even for... Decisions take an extremely long time, like even for a basic thing such as an updated mortgage offer. The Society then puts in place ridiculously dra... Read more Reviewed on: 9th September 2025

Visit provider site Read all reviews Write a review

About this product

Stafford Building Society is a mutual organisation founded in 1877. It offers a range of savings and mortgage products. Before applying for a mortgage, make sure that you’re confident with the terms, conditions and interest rate of the deal. Always consult the lender or an independent advisor if you need help understanding your options.

At Smart Money People, we collect Stafford Building Society mortgage reviews to help you make an informed decision. Read about genuine customer experiences to learn more about the Society and its mortgage products.

See which mortgage product existing homeowners chose and how satisfied they’ve been so far. Find out how supportive the Society was throughout the application process. Learn about the Society’s customer service team. All of this and more can be found in our Stafford Building Society mortgage reviews.

Have you had a mortgage with Stafford Building Society? Share which product you chose and how satisfied you’ve been throughout its term. Was the Society supportive throughout the application process? Have you been well informed of any important mortgage updates and news? What benefits have you experienced since being a member of the Society? Would you recommend the lender and its mortgages to family and friends? Whether good or bad, write a Stafford Building Society mortgage review today. Together, we can help people like you make better financial decisions.

Review The Stafford Building Society: Mortgages now

Help others make smarter decisions by sharing your own experience.

Write a review

The Stafford Building Society Mortgages reviews (16)

I was really glad to find a lender that understood m...

I was really glad to find a lender that understood my situation. A single person with a 100k plus deposit, and a modest income. The only downside to my experience, was the time it took to get the mortgage agreed. Especially the second time. Unfortunately I started the process of buying a property, and the seller sadly died. Meaning I had to look for another property. Getting the second mortgage agreement seemed to take a long time (the first time wasn't exactly swift, either) and this really caused me stress in terms of not wanting to lose out on the second property, to a buyer who was able to get their mortgage agreed more quickly. I didn't have much direct contact with The S B S, as I had paid for a mortgage advisor to take care of that for me, and they advised that as SBS was smaller, it might take longer than a highstreet lender, which I understood, but still didn't alleviate the stress for me. But overall I am happy with my mortgage and the terms and etc. Reviewed on: 26th January 2026

Straight forward getting a mortgage and prompt repli...

Straight forward getting a mortgage and prompt replies to solicitors emails. Reviewed on: 26th January 2026

I got a mortgage so I’m very happy with their services.

I got a mortgage so I’m very happy with their services. Thanks! Reviewed on: 9th January 2026

Reply from The Stafford Building Society Thank you, Ellie, for your review. We really appreciate your feedback and the time you have taken to share it, and we are delighted to have helped you purchase your property and wish you every happiness in your new home. Response date: 14th January 2026

Superb service in every way since May 2016

We first moved our mortgage to the Stafford when we moved house in 2016 and then stayed when we moved to our current home 3 years ago. Customer service has been superb throughout, always keeping us informed of changes in the rate and offering new fixed deals when a current one was due to end. Can’t praise you highly enough. Reviewed on: 25th November 2025

Reply from The Stafford Building Society Thank you so much, Deirdre. We are delighted to hear how well supported you have felt over the years and really appreciate your kind words about our mortgage service. Response date: 17th December 2025

Excellent phone service and always helpful.

Excellent phone service and always helpful. Reviewed on: 24th September 2025

Decisions take an extremely long time, like even for...

Decisions take an extremely long time, like even for a basic thing such as an updated mortgage offer. The Society then puts in place ridiculously draconian processes for completion such as submitting the latest payslip before completing and insisting on buildings insurance being in place. Reviewed on: 9th September 2025

Reply from The Stafford Building Society Thank you for your feedback. We appreciate you taking the time to let us know about your experience. Some checks, like pay slips and insurance, are required to protect you and your home as well as us, but we understand they can feel like extra hurdles. Your comments are helpful, and we’ll use them when considering changes and improvements in the future. If you’d like to discuss your experience further, please don’t hesitate to get in touch with us directly. Response date: 10th September 2025

Stafford are the best!!

It is an absolute pleasure to deal with all the lovely staff at The Stafford Building Society and their products are superb! Reviewed on: 8th September 2025

Reply from The Stafford Building Society Thank you so much for your kind words, Garry. We’re delighted to hear that you’ve had such a positive experience with our team and our products. As a mutual, our members are at the heart of everything we do, and feedback like this means a great deal to all of us at The Stafford. Response date: 10th September 2025

Friendly and pleasant.

Friendly and pleasant. The new environment is modern and light and airy. I did like the old world charm of the previous design. Reviewed on: 24th August 2025

Reply from The Stafford Building Society David, thank you for sharing your feedback. It’s great to know you’ve found the new environment modern and welcoming. We also understand the affection many of our members had for the old design and its charm. Both past and present are important to us, and your comments remind us how much our branch means to the people who use it. Response date: 10th September 2025

Meticulous and prompt

There is so much information needed to get the mortgage approved but I expect this is common to all providers nowadays - SBS were meticulous about this but very prompt with the final agreement and transfer of funds Reviewed on: 9th August 2025

Very grateful!

Very grateful! We had been rejected by a previous mortgage lender in what felt like a very impersonal and unfair way. Stafford has a much more personal touch, we really felt like they were assessing us as actual people rather than just a business transaction. We're delighted with the service we've had so far. Reviewed on: 8th August 2025

Do you have a different The Stafford Building Society product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Morgtages
from Platform 1.15 from 57 reviews
Tracker Rate Mortgage
from Halifax 4.27 from 14 reviews
Fixed Rate Mortgage
from Barclays 3.48 from 90 reviews

Want to see more from The Stafford Building Society?

Savings
from The Stafford Building Society 4.80 from 30 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub