Based on 44267 reviews
A product by Chase Bank
Chase is an award-winning current account provider. The Chase current account offers 1% cashback for your first 12 months as a new customer. You can get answers to your questions 24/7...
Based on 27365 reviews
A product by Starling Bank
Starling Bank offer a current account that allows you to track your spending across 56 categories. You can manage your current account through Starling Bank’s award-winning app. Current accounts...
Based on 7950 reviews
A product by Triodos Bank
The Triodos Personal Current Account has a low monthly fee. You can manage your account via an app and there’s a Bristol-based contact team if you need support. Triodos don’t...
Based on 80442 reviews
A product by Revolut
Revolut is an e-money institution which means you can take out an everyday account to manage your money in a range of ways. You can send, spend, receive and hold a...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Based on 17224 reviews
A product by Monzo
Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges. The Monzo current account helps you learn about your spending...
Based on 4063 reviews
A product by Kroo
With the Kroo current account, you can earn interest on your balance. Using the Kroo app you get real-time spending insights that break down and categorise your transactions. It’s free to...
Based on 10570 reviews
A product by Metro Bank
The Metro current account can be opened online or in-person at a branch. With same-day account opening, you can apply and open your account on the same day providing relevant checks...
Based on 7186 reviews
A product by Zempler Bank (formerly Cashplus)
Zempler Bank offer two personal current accounts – the Freedom account and the Activeplus account. The Freedom account has no monthly fees and the Activeplus account is £5.95 per month. There...
Based on 444 reviews
A product by NatWest
The NatWest Reward Platinum account is for existing current account holders. There’s a monthly fee for the Reward Platinum account. You get mobile insurance, breakdown cover, travel insurance and other benefits...
Based on 952 reviews
A product by NatWest
The NatWest Reward Account allows you to earn rewards from direct debits and spending at NatWest’s partner retailers. Rewards can be exchanged for eGift cards or cashback, or you can...
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Frequently asked questions
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What is a current account?
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A current account is a type of bank account used for day-to-day spending. You're most likely to use a current account for everything from receiving your salary and paying direct debits to spending and withdrawing money.
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Can you have multiple current accounts?
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Yes, you can have multiple current accounts but it's important to be confident you can manage them all individually. People choose to have multiple current accounts for different purposes, such as having one for personal finances and another joint account with a partner or members of the household to manage shared bills and expenses.
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Do current accounts earn interest?
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Some current accounts pay interest, while others don't. Current account interest rates are often quite low, but some offer competitive rates, so it's definitely worth comparing your options. Some providers offer a savings account linked to your current account where you can earn a higher rate of interest.
News, guides and insights from our team
View more news and guides
Five highly rated current accounts
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Starling vs Chase: which is better?
22nd October 2025 by Smart Money People Team.png)
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