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Zopa: Current account reviews

4.94
Based on 5,743 reviews, last reviewed 2nd Mar 2026
272650% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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4%
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0%
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0%
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0%

Latest highest rating:

5

Easy use of app total control of your finances Easy use of app total control of your finances Reviewed on: 2nd March 2026
Linda's avatar
Linda

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5743)

Easy use of app total control of your finances

5
Easy use of app total control of your finances Reviewed on: 2nd March 2026

Great service.

5
Everything is so simple and the staff are very knowledgeable and help and most importantly patient Reviewed on: 2nd March 2026

Quick and easy to open and access my account.

5
Quick and easy to open and access my account. Reviewed on: 1st March 2026

Very user friendly and fun to use app

5
Very user friendly and fun to use app Reviewed on: 1st March 2026

Excellent

5
My experience with Zopa has been excellent throughout. Reviewed on: 1st March 2026

Easy and excellent value

5
Easy to open. Excellent value for money. It works a treat. I have not had any issues yet to run it. Reviewed on: 1st March 2026

Brilliant never any trouble, best bank I’ve used so...

5
Brilliant never any trouble, best bank I’ve used so far. Reviewed on: 1st March 2026

Great set up, cashback and good app

5
Great set up, cashback and good app. Reviewed on: 1st March 2026

On a few occasions customer service kept me on hold...

5
On a few occasions customer service kept me on hold do deal with my issue and kept passing me to different people Reviewed on: 1st March 2026

Great account and products

5
Very easy to setup, regular updates about the account and offers. Great range of savings accounts.. Zopa will inform you if you qualify for a loan so there’s no need to search, and it’s a quick and easy process. Money is delivered straight to your account within minutes. The App tracks your loan repayments on the same page as your account details so you always know how much you owe. Reviewed on: 1st March 2026

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