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Zopa: Current account reviews

4.97
Based on 2,380 reviews, last reviewed 26th Jan 2026
115150% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent financial service never had better Excellent financial service never had better Reviewed on: 26th January 2026
Raymond Stoughton's avatar
Raymond Stoughton

Latest lowest rating:

1

Awful support Poor, clearly untrained support agents with no understanding of debit card systems and transactions. Reviewed on: 23rd January 2026
Tom B's avatar
Tom B

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (2380)

Excellent financial service never had better

5
Excellent financial service never had better Reviewed on: 26th January 2026

Supa Zopa

5
Zopa app is very easy to use and super flexible Reviewed on: 23rd January 2026

Easy to navigate app, great regular saving rate, cas...

5
Easy to navigate app, great regular saving rate, cash back on Direct Debits are all the positives from the Biscuit account Reviewed on: 23rd January 2026

Everything is great with Zopa

5
Zopa has great products with attached savings accounts with competitive rates. The app is really easy to use and transfers are amazingly fast. Reviewed on: 23rd January 2026

Saving made easy with Biscuit

5
Zopa has made saving really easy for me. The app is simple to use and the savings pots feature helps me organise my money and build up my savings without stress. It’s clear, user friendly and genuinely helped me save more consistently. Reviewed on: 23rd January 2026

Awful support

1
Poor, clearly untrained support agents with no understanding of debit card systems and transactions. Reviewed on: 23rd January 2026

Modern and sleek banking

5
It's modern bank account with easy and fast transactions which also offers great savings opportunities. Customer service is quick to respond and the interface is clear and simple to use. Voice transactions shows that the company is looking to the future. Reviewed on: 23rd January 2026

Super great benefits, app journey very smart

5
Super great benefits, app journey very smart Reviewed on: 22nd January 2026

Easy to set up online account and navigation

5
Easy to set up online account and navigation Reviewed on: 22nd January 2026

Excellent online Service and paying interest on curr...

5
Excellent online Service and paying interest on current account Reviewed on: 22nd January 2026

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