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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101313 reviews)

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4.75

Based on 101,313 reviews, last reviewed 6th Oct 2026

82% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use. Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101313)

Easy to use.

Easy to use. Quickly tells you if you are eligible or not. Gives you plenty of warning when the payment is due. Reviewed on: 6th October 2026

What’s not to like !!

I had a problem with a Chinese website that didn’t deliver. PayPal sorted it and refunded the amount. After this the website contacted me finally begging me to retract my complaint. They were afraid of PayPal. Good!! Reviewed on: 2nd October 2026

All good so far.

All good so far. System works well with no problems. Reviewed on: 29th September 2026

all was simple, fast and safe.

all was simple, fast and safe. every time works as expected, made me confident. Reviewed on: 29th September 2026

Secure and efgicient

Paypal is secure and very convenient without charging interest. Queries are dealt with efficiently by knowledgeable and courteous customer service representatives. Reviewed on: 28th September 2026

Quick safe and efficient way to pay

Quick safe and efficient way to pay Reviewed on: 28th September 2026

Always have had excellent service from PayPal

Always have had excellent service from PayPal Reviewed on: 18th September 2026

I really like this PayPal service as it makes larger...

I really like this PayPal service as it makes larger payments more manageable. It helps me with budgeting month to month so I don't overspend. Reviewed on: 18th September 2026

PayPal : Helping me Spend more

Honestly, I’ve had a pretty good experience with PayPal, especially PayPal Pay in 3. Being able to split a purchase into three payments without having to sell a kidney on eBay is always a bonus. The Pay in 3 option is straightforward, payments are easy to keep track of, and it’s handy when you want something now but your bank account is basically saying, “Absolutely not, mate.” And I’ve got to give credit to the customer support team too. Whenever I’ve needed help, they’ve actually been helpful, polite and quick to sort things out — which, let’s be honest, is surprisingly refreshing when dealing with customer service. The app is easy to use, payments are clear, and overall PayPal makes online shopping pretty painless. Would definitely recommend PayPal, especially Pay in 3 for spreading out bigger purchases responsibly. 5 stars from me — my bank balance may disagree, but that’s between me and my bank balance. Reviewed on: 13th September 2026

pay pal thoughts

great, easy to use and flexible payment terms Reviewed on: 9th September 2026

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