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PayPal: Pay in 3 reviews

4.93
Based on 51,545 reviews, last reviewed 17th May 2026
2752500% increase in 5 star reviews
in the past 90 days
5300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Pay in 3 review I’ve used pay in 3 twice and it’s been seamless both times Reviewed on: 17th May 2026
Martha B's avatar
Martha B

Latest lowest rating:

2

Doesn’t Value Customer Loyalty Had a house fire in 2024 the day after I did food shopping using my pay 3. I didn’t even get to eat the food, I had just came out of the hospital and ... Read more Reviewed on: 16th May 2026
Ninny's avatar
Ninny

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (51545)

Pay in 3 review

5
I’ve used pay in 3 twice and it’s been seamless both times Reviewed on: 17th May 2026

Very useful and very helpful application

5
I enjoy the fact that I have a choice of the payments in PayPal and the new credit is collecting points from purchases I made Reviewed on: 17th May 2026

Easiest way to pay for goods never had a problem...

5
Easiest way to pay for goods never had a problem Reviewed on: 17th May 2026

TRADINGS

5
Issues with traders have been handled extremely well by PayPal Reviewed on: 17th May 2026

Quick and convenient way to pay.

5
Quick and convenient way to pay. Also feels like it’s safe. Reviewed on: 17th May 2026

A life saver and easy to use.

5
It is such a life saver and so easy to use. I’ve managed to get a few presents that were higher budget and couldn’t necessarily afford up front. Spreading the cost has made it so much easier. It’s easy to view in the app and see how much you have left to pay off. Reviewed on: 17th May 2026

Easy to sign up and points are a great bonus

5
Easy to sign up and points are a great bonus Reviewed on: 17th May 2026

Great easy to do no hassle whatsoever

5
Great easy to do no hassle whatsoever Reviewed on: 17th May 2026

Easy to use

5
It was very easy today use and self explanatory. Reviewed on: 17th May 2026

Paypal is my go to when I really want to buy somethi...

5
Paypal is my go to when I really want to buy something but dont want to pay it all in one go , im just a girl :), paypal feels like the sugar daddy i never had. I use the pay in 3 regularly. I also use paypal when making other large purchases as i feel extra safe! the app is also straightforward and easy to use. Reviewed on: 17th May 2026

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