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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (57292 reviews)

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4.76

Based on 57,292 reviews, last reviewed 6th Jun 2026

3290600% increase in 5 star reviews

in the past 90 days

6500% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Never had any issues with PayPal. Never had any issues with PayPal. Super helpful when you need to speak to them. Everything is normally resolved same day. Reviewed on: 6th June 2026

Latest lowest rating:

1

Don't use PayPal!!! I used to use pay in 3 all the time no late payments everything was always paid now it won't let me use it at all since August last year no explanatio... Read more Reviewed on: 6th June 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (57292)

Never had any issues with PayPal.

Never had any issues with PayPal. Super helpful when you need to speak to them. Everything is normally resolved same day. Reviewed on: 6th June 2026

Easy to set up and use.

Easy to set up and use. Very clear about the terms of the loan, when payments are due and the total cost. Reviewed on: 6th June 2026

Great, smooth experience with PayPal.

Great, smooth experience with PayPal. Use it for most online purchases, its always quick and easy. Recommended. Reviewed on: 6th June 2026

I think PayPal is an easy solution for helping sprea...

I think PayPal is an easy solution for helping spread larger costs especially on a tight budget. I am pleased they look after people and understand the struggles of people who have lower incomes. Reviewed on: 6th June 2026

Everything is working fine for me in all levels

Very pleased with the services provided Reviewed on: 6th June 2026

Easy to load no fuss not used this service yet looki...

Easy to load no fuss not used this service yet looking forward to using my card and see hoe the points work Reviewed on: 6th June 2026

Love PayPal if you have a problem it's sorted

Love PayPal if you have a problem it's sorted Reviewed on: 6th June 2026

Paypal is the best

I have been using PayPal for a while now and is a great experience especially when you dont have enough money to pay for something it comes handy Reviewed on: 6th June 2026

Good but random

Good but random, take the pay in 3 option away because the new card add on to pay is tesco credit. Reviewed on: 6th June 2026

Paypal act as the middle man

I really like the idea of PayPal stepping in as the middle man when retailer refused to comply with my issue. Reviewed on: 6th June 2026

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