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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (137097 reviews)

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4.73

Based on 137,097 reviews, last reviewed 13th Jun 2026

3969150% increase in 5 star reviews

in the past 90 days

11050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

I always think paypal credit is good to build up for... I always think paypal credit is good to build up for anyone's credit score. and if your low on money from one week and want to pay it off the week aft... Read more Reviewed on: 13th June 2026

Latest lowest rating:

2

Very disappointed about link bank account and trying... Very disappointed about link bank account and trying to pay my finance bill through PayPal the direct debit never works making me pay extra because it... Read more Reviewed on: 12th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (137097)

I always think paypal credit is good to build up for...

I always think paypal credit is good to build up for anyone's credit score. and if your low on money from one week and want to pay it off the week after or even 3 months after your not noticing it out of your account all the time Reviewed on: 13th June 2026

Very useful finance company and give more time to pa...

Very useful finance company and give more time to pay without interest Reviewed on: 13th June 2026

I rate this app 5 stars, best experience!

I have used PayPal credit for years now and always had the best experience. It’s reliable, fair and a convenient app that I highly recommend to all. I would rather use this than any other credit company. Reviewed on: 13th June 2026

Thanks for everything

Thanks for everything! You are so supportive Reviewed on: 13th June 2026

Pay Pal helps me manage my finances by spreading the...

Pay Pal helps me manage my finances by spreading the cost of purchases over time with no extra fees. This helps me stay in control of what I am spending. Reviewed on: 13th June 2026

Its very realiable and efficiant

Its very realiable and efficiant Reviewed on: 13th June 2026

I have used PayPal Credit since 2022 and it's been g...

I have used PayPal Credit since 2022 and it's been great. I had been a PayPal user before and I can say I have enjoyed their PayPal Credit service. Reviewed on: 13th June 2026

PayPal has been my go to for online shopping for man...

PayPal has been my go to for online shopping for many years now. Especially when purchasing online. PayPal credit has been a great help being able to pay for items interest free for a certain period of time has been great and allowed me to make purchases without having to worry about a big payment immediately Reviewed on: 13th June 2026

with excellent service.

with excellent service. The 0% interest option was very helpful and made the process easier. Thank you for your support and great customer service. Highly recommended! Reviewed on: 12th June 2026

PayPal credit is so easy to use and is know world wide.

PayPal credit is so easy to use and is know world wide. Never had a problem, app is so easy to access and read, everything is so clear, no hidden horrors. Would recommend to everyone. Reviewed on: 12th June 2026

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