Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (47827 reviews)

View other PayPal products

4.91

Based on 47,827 reviews, last reviewed 28th May 2025

1569800% increase in 5 star reviews

in the past 90 days

1100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Quick and effecient Quick and effecient service providing safeguarding to users Reviewed on: 28th May 2025

Latest lowest rating:

1

Paypal needs a overhaul and simplyfy the whole process PayPal credit is not as simple to use or view and manage as other. Even when it comes to make payments the process is very long and complicated which ... Read more Reviewed on: 28th May 2025

Read all reviews Write a review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (47827)

Quick and effecient

Quick and effecient service providing safeguarding to users Reviewed on: 28th May 2025

always the best

always sorting the problems when appey Reviewed on: 28th May 2025

PayPal’s dispute centre is superior to any others

PayPal’s dispute centre is extremely valuable, and has helped me resolve disputes when sellers haven’t provided the service paid for. Reviewed on: 28th May 2025

I still dont understand why I cant pay of my credit,...

I still dont understand why I cant pay of my credit, which was taken latter, firs and I have to combine with payment which was taken as a 0% for 12 months. I dont thing this is fair practice Reviewed on: 28th May 2025

Excellent service.

Excellent service. Easy application process Reviewed on: 28th May 2025

I use the service and it does what it says on the bo...

I use the service and it does what it says on the box I have no issues with it the interest could be a little lower but that is my only stand out issue Reviewed on: 28th May 2025

No hassle and convenient - although i didn't need th...

No hassle and convenient - although i didn't need the credit it's useful to know it's available. Maybe reminders could be a bit more prominent, just in case a payment is forgotten. Reviewed on: 28th May 2025

I've always found PayPal easy to use, helpful and gi...

I've always found PayPal easy to use, helpful and gives me confidence Reviewed on: 28th May 2025

Works great

No issues at all. I find it works great for me with the pay in 3 options. I can shop the things I want without breaking the bank Reviewed on: 28th May 2025

Excellent payment facility

Excellent payment facility, that is widely accepted Reviewed on: 28th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Nationwide 4.01 from 192 reviews
Fluid Credit Card
from NewDay 4.17 from 103 reviews
Credit Card
from Zable 4.94 from 28039 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub