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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (90444 reviews)

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4.91

Based on 90,444 reviews, last reviewed 30th Apr 2026

1829800% increase in 5 star reviews

in the past 90 days

10400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service with PayPal I have used PayPal for a few years now , i find it excellent easy payment plan at a affordable rate and optional plans too which are also easy for you... Read more Reviewed on: 30th April 2026

Latest lowest rating:

1

Terrible for your credit report Very hard to cancel an agreement, no reminders sent about payment until they are missed. And pay in 3 is not as good as the previous option to split p... Read more Reviewed on: 30th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (90444)

Excellent service with PayPal

I have used PayPal for a few years now , i find it excellent easy payment plan at a affordable rate and optional plans too which are also easy for you..The customer service staff are also very helpful too. Reviewed on: 30th April 2026

I'm using PayPal many years ago.

I'm using PayPal many years ago..I recommend it. Reviewed on: 30th April 2026

Fast, Secure, and Effortless Payments with PayPal

I’ve had a really positive experience using PayPal. It’s fast, reliable, and makes managing payments incredibly easy, whether I’m sending money to friends or paying for things online. I especially like how secure it feels and how everything is tracked in one place, so I always know where my money is going. It saves time and removes stress from transactions. I’d definitely recommend it to anyone looking for a simple and trustworthy way to handle payments. Reviewed on: 30th April 2026

PayPal credit

Love how help people get what they want to buy and payment are easier Reviewed on: 30th April 2026

Never had an issue, even when I missed a payment due...

Never had an issue, even when I missed a payment due to a mistake I made, they removed the fixed penalty charge Reviewed on: 30th April 2026

Unsure unusual

Haven’t used it yet not sure what to expect Reviewed on: 30th April 2026

What would I do without PayPal !

I’m very pleased with PayPal credit it gives me options to purchase without pressure of paying all at once Reviewed on: 30th April 2026

I Like Your credit card service very nice

I Like Your credit card service very nice Reviewed on: 30th April 2026

Easy banking

Paypal is always innovative thus makes banking easy. Reviewed on: 30th April 2026

Fantastic! PayPal is my default for everything now.

I have been using PayPal for many years now, and I'm always safe and secure making all my purchases, in person or online. The recently introduced credit cards have proven to be extremely affordable and useful, I use it for pretty much everything now, with such an easy system its difficult to use any other credit finance provider. Reviewed on: 30th April 2026

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