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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58012 reviews)

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4.91

Based on 58,012 reviews, last reviewed 9th Apr 2026

665100% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Using PayPal for years. Using PayPal for years. Love the service they provide and communication plus reminders! Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (58012)

Using PayPal for years.

Using PayPal for years. Love the service they provide and communication plus reminders! Reviewed on: 9th April 2026

Good experience easy to make payments online and kee...

Good experience easy to make payments online and keep track of purchases. Reviewed on: 9th April 2026

Must Have Pay Pal

It’s just so convenient and easy to use. Makes it easier to purchase things that you couldn’t afford to pay for in full at the time. Reviewed on: 9th April 2026

Always easy to use and to make additional payments w...

Always easy to use and to make additional payments when needed. I use PayPal credit for a good amount of my online spending Reviewed on: 9th April 2026

Amazing!!

Always easy to use. Never have problems and customer service always responds swiftly. Reviewed on: 9th April 2026

Paypal credit has been amazing!

Paypal credit has been amazing! it has allowed me to purchase an item I wanted, with monthly instalments, free of interest! Reviewed on: 9th April 2026

Easy peasy lemon squishy

Quick and easy to use when making payments. I set up a direct debit which pays automatically so I don’t have to miss a payment. Reviewed on: 9th April 2026

Good, reliable and fast service.

Good, reliable and fast service. Reviewed on: 9th April 2026

Paypal - Great Finance - many optional payment periods.

Great finance packages over varied months and interest free options. Reviewed on: 9th April 2026

Great service

So easy to open a chat and talk to a person Reviewed on: 9th April 2026

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