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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148204 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148205)

Speak to a human

PayPal has been helpful when needed and can actually speak to a human when calling Reviewed on: 3rd July 2026

Very good service , always!

Very good service , always! Easy transactions, easy to use app and payments. Reviewed on: 3rd July 2026

Very easy to navigate and work loads of benefits als...

Very easy to navigate and work loads of benefits also, easy to keep track and make payments Reviewed on: 3rd July 2026

Excellent service

Always find the app super easy to use Reviewed on: 3rd July 2026

5 star service

Easy to use, can be used with most sites. Pay later options are handy. Reviewed on: 3rd July 2026

Very happy with the service would recommend, can't f...

Very happy with the service would recommend, can't fault Reviewed on: 3rd July 2026

Paypal, an excellent product

I have used paypal for years, tp spread the cost of items and to give me extre time via paypal credit. Paypal has always kept me safe when buying online and I can't say better that that. Reviewed on: 3rd July 2026

A decent company.

Easy to make purchases,and sometimes get 4mth zero credit so be careful and sensible and it works. Reviewed on: 3rd July 2026

Easy to use.

Easy to use. Very convenient. Simplicity in itself. Reviewed on: 3rd July 2026

very good i like this app perfect

very good i like this app perfect Reviewed on: 3rd July 2026

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