Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (111533 reviews)

View other PayPal products

4.74

Based on 111,533 reviews, last reviewed 20th May 2026

2798650% increase in 5 star reviews

in the past 90 days

8200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

always work for me and easy to use for my everyday p... always work for me and easy to use for my everyday purchases with the PayPal card now Reviewed on: 20th May 2026

Latest lowest rating:

2

Not Good ! The balance outstanding hardly ever matches the transactions, always making adjustments, don’t apply payments to the correct transactions, not good, f... Read more Reviewed on: 20th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (111533)

always work for me and easy to use for my everyday p...

always work for me and easy to use for my everyday purchases with the PayPal card now Reviewed on: 20th May 2026

I think the Interface needs improvement to allow peo...

I think the Interface needs improvement to allow people pay back easily Reviewed on: 20th May 2026

Been great

Have used for a few years and they have been great Reviewed on: 20th May 2026

-PayPal is secure and quick payment

I have been using PayPal for many years. It's secure, quick and always responds quickly when items don't arrive. I highly recommend PayPal to family, friends and colleagues. I have had issues with eBay sellers and Paypal always supports and reimbursed when this has happened. PayPal is so easy to use. I accidently paid twice for an item and emailed customer services. They sorted out reimbursing my duplicate payment. I have also used PayPal credit; again, easy to use and I particularly like that I was kept up to date with payments. I couldn't do without PayPal and it's great that online sellers take payment via PayPal. Reviewed on: 20th May 2026

pay pal is good when spread the cost

pay pal is good when spread the cost Reviewed on: 20th May 2026

Quick, easy, secure.

Always quick and easy to use, and very secure. Reviewed on: 20th May 2026

I have good experience using PayPal credit card insi...

I have good experience using PayPal credit card inside and outside the UK, it accepted everywhere and I get interest free credit for months which I love Reviewed on: 20th May 2026

Great experience , customer service is lovely and he...

Great experience , customer service is lovely and helpful always Reviewed on: 20th May 2026

Absolutely amazing service always supportive

Absolutely amazing service always supportive Reviewed on: 20th May 2026

paypal is so easy to use and perfect to buy items on...

paypal is so easy to use and perfect to buy items online without all the fuss been using it for over 20 years and no one bad experience Reviewed on: 20th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Novuna Personal Finance 4.69 from 172 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 52662 reviews
Payments
from PayPal 4.73 from 3721 reviews
Credit card
from PayPal 4.70 from 84 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub