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PayPal: PayPal Credit reviews

4.73
Based on 181,119 reviews, last reviewed 12th Aug 2026
31% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use really handy great companyto have Easy to use really handy to have Reviewed on: 12th August 2026
Sandypowell's avatar
Sandypowell

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181120)

PayPal credit gives me freedom

5
Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Easy to use really handy great companyto have

5
Easy to use really handy to have Reviewed on: 12th August 2026

Easy to use,

5
Easy to use, quick response when problems occur Reviewed on: 12th August 2026

Straight forward

4
Easy to use, no issues other than the rate after the promotional period. Reviewed on: 12th August 2026

Very good

5
Very good, always helpful too have to use Reviewed on: 11th August 2026

Been very helpful service, easy to use and manage.

4
Been very helpful service, easy to use and manage.Would definitely recommend to friends and family snd will continue to use for a long time. The ease of managing the service, payments, repayments adjusting payment amounts and dates is very useful Reviewed on: 11th August 2026

Easy to contact, kind and fair

5
Issues with my PayPal account and a secure payment, I had an issue with a seller and the quality of their service and product. I rang PayPal and the issue was addressed by customer service and resolved quickly. Reviewed on: 11th August 2026

PayPal credit is convenient, easy to use and accepte...

5
PayPal credit is convenient, easy to use and accepted on most websites. The application process is quick and simple and credit limits are responsible. Reviewed on: 10th August 2026

Truste service

5
Excellent service .I’m alwayaes trust theie service Reviewed on: 10th August 2026

Impressed with the service and how easy everything w...

5
Impressed with the service and how easy everything works. Thanks. Reviewed on: 9th August 2026

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