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PayPal: PayPal Credit reviews

View other PayPal products
4.91
Based on 90,553 reviews, last reviewed 30th Apr 2026
1835000% increase in 5 star reviews
in the past 90 days
10400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always helpful no matter the question Always helpful no matter the question Reviewed on: 30th April 2026
Keith kent's avatar
Keith kent

Latest lowest rating:

2

Wish I had used a different company The app can malfunction leaving you unable to pay off your credit until you have access. The complaints procedure is almost as bad as PayPal Debit, di... Read more Reviewed on: 30th April 2026
Maia N's avatar
Maia N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (90554)

Always use PayPal to spread my costs

5
Always use PayPal to spread my costs Reviewed on: 30th April 2026
Samantha W's avatar
Samantha W

Helpful when contacting them online

5
Helpful when contacting them online Reviewed on: 30th April 2026
Jo b's avatar
Jo b

A first class service.can't fault would recommend to...

5
A first class service can't fault would recommend to anyone. A very convenient way to purchase goods. Reviewed on: 30th April 2026
Norman H's avatar
Norman H

Good service.

5
Good service. Able to pay anytime Reviewed on: 30th April 2026
Sha's avatar
Sha

The paypal team are always very happy to help with a...

5
The paypal team are always very happy to help with anything, I am very happy with all services provided by PayPal Reviewed on: 30th April 2026
D C's avatar
D C

Great experience

5
I had a really smooth experience using PayPal Credit. The application process was quick and straightforward, and it made spreading the cost of a larger purchase simple and stress‑free. Everything was clearly explained, repayments were easy to manage, and I appreciated the flexibility it offered. I’d happily use PayPal Credit again in the future. Reviewed on: 30th April 2026
Emma W's avatar
Emma W

Most needed Bank

5
Wonderful and most appreciated, thank you Reviewed on: 30th April 2026
keith bblanch's avatar
keith bblanch

Timely and effective

5
Timely and effective when sending money to other parties Reviewed on: 30th April 2026
C C's avatar
C C

PayPal is always there when I need it .

5
PayPal is always there when I need it . I am really grateful. Customer service is great . I have been using it for many years now with confidence. It is great, trusted solution to online payments - I do not have to share my bank details! I trust PayPal and I am happy that they are widely used so my shopping is always one click away and secure . Another extra thing I used recently is PayPal credit card ! Fantastic thing I used my credit in Ikea as I would pay with any other card . Fees are really sensible , would highly recommend. Thank you Reviewed on: 30th April 2026
Family H's avatar
Family H

PayPal have my back.

5
Any problems I’ve had with retailers PayPal have sorted it for me. Reviewed on: 30th April 2026
keithtpler@hotmail.com's avatar
[email protected]

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