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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50808 reviews)

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4.91

Based on 50,807 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50808)

Useful for paying on certain websites.

Useful for paying on certain websites. PayPal credit is a good function Reviewed on: 2nd July 2025

Reliable, Secure, and Easy to Use -highly recommended

I’ve been using PayPal for several years now, and it has consistently been a dependable and secure platform for managing online payments. Whether I’m shopping online, sending money to friends or family, or receiving payments for freelance work, PayPal makes the process smooth and stress-free. The interface is clean and intuitive, and I appreciate how easy it is to link bank accounts or cards. Transactions are processed quickly, and I always receive instant notifications, which helps me stay on top of my finances. I also like the added layer of buyer protection – it gives me peace of mind when purchasing from unfamiliar sellers. Their customer support has been helpful the few times I’ve needed it, and I value the extra security features like two-factor authentication. Plus, the PayPal app is very convenient for on-the-go transactions. Overall, PayPal continues to be my go-to payment platform for both personal and professional use. Reviewed on: 2nd July 2025

PayPal offers flexible plans go pay and cover whatev...

PayPal offers flexible plans go pay and cover whatever needs you desire. I appreciate how they treat it's users or customers and believe they are the best in the industry. Reviewed on: 2nd July 2025

quick, easy and secure !

quick, easy and secure the best service ! Reviewed on: 1st July 2025

pal credit

It was lovely you could shop with no worries. Reviewed on: 1st July 2025

Have used PayPal for many years - normal account and...

Have used PayPal for many years - normal account and credit. Always had a good experience Reviewed on: 1st July 2025

Fast a nd easy to use easy DD repayments.

Fast a nd easy to use easy DD repayments. Easy to pay extra Reviewed on: 30th June 2025

PayPal is great for international transactions

PayPal is great for international transactions. So far I haven’t had any issues and my money never got stuck. Reviewed on: 30th June 2025

I have always been happy with the service from PayPal

I have always been happy with the service from Paypal and it's customer service. Some transaction take a while to be processed but otherwise I haven't had any issues. Reviewed on: 30th June 2025

satisfaction

Very satisfied with my PayPal Credit account! I like a lot the 3 months 0% offer when paid off within that time. I also love that the ‚in’ & ‚out’ money are posted to the account and visible to you right away. Just wished to have a physical - virtual credit card attached to the account as well, so I could also use it when PayPal option not available at the check out or when physically shopping. Great service otherwise! Reviewed on: 30th June 2025

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