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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 24th Jul 2025

921300% increase in 5 star reviews

in the past 90 days

2250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Pay Pal Credit Very simple to use, excellent product. Reviewed on: 24th July 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I have always been happy with the service from PayPal

I have always been happy with the service from Paypal and it's customer service. Some transaction take a while to be processed but otherwise I haven't had any issues. Reviewed on: 30th June 2025

satisfaction

Very satisfied with my PayPal Credit account! I like a lot the 3 months 0% offer when paid off within that time. I also love that the ‚in’ & ‚out’ money are posted to the account and visible to you right away. Just wished to have a physical - virtual credit card attached to the account as well, so I could also use it when PayPal option not available at the check out or when physically shopping. Great service otherwise! Reviewed on: 30th June 2025

very helpful, very kind , people nice, processes is...

very helpful, very kind , people nice, processes is good Reviewed on: 30th June 2025

Quick easy app to use , also PayPal credit is excell...

Quick easy app to use , also PayPal credit is excellent gives you the opportunity to pay of 4 months interest free over 100 pounds Reviewed on: 30th June 2025

The 0% PayPal credit for 4 months is a great way of...

The 0% PayPal credit for 4 months is a great way of spreading the cost of larger purchases. I love fundraisers too as can do collections among friends or colleagues (e.g. leaving do) without fees. Reviewed on: 29th June 2025

not bad security wise very very good.

not bad security wise very very good. also easy to use Reviewed on: 29th June 2025

Great service - PayPal since 2002!

I have been using PayPal since 2002 (as far as I can remember), when I opened an eBay account. Since then, it has been great, and I’ve never had any issues. PayPal Credit is another excellent service that allows me to spread the cost over 3–4 months without interest, so I don’t have to worry about paying everything at once. Reviewed on: 29th June 2025

Love the flexability that is provided by PayPal.

Have loved the flexability that is provided by PayPal. Means I can break a larger payment over 3 months which is much easier to manage than in one large payment up front. You've helped me on many occassions, so thank you. Reviewed on: 28th June 2025

Great option

Credit quick approval and makes bigger purchases much easier on the wallet. Reviewed on: 28th June 2025

Great customer service!

Very helpful to me when dealing with a consumer issue - I could do actually speak to somebody & discuss instead of chat bot & I appreciated that Reviewed on: 28th June 2025

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