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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (138608 reviews)

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4.73

Based on 138,608 reviews, last reviewed 15th Jun 2026

4038100% increase in 5 star reviews

in the past 90 days

11450% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Ease of use is the killer feature PayPal credit has been incredibly easy to use. Key stand outs are that it is incredibly easy to track and also make payments via the app. Reviewed on: 15th June 2026

Latest lowest rating:

2

Had signed up for payments over a set period and ful... Had signed up for payments over a set period and full amount was taken in one go. Reviewed on: 15th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (138608)

Safe and sound I trust the payment system

Safe and sound I trust the payment system Reviewed on: 14th June 2026

To good to be true

Everything is easier through the app, four months pre approved credit card and three installments, all free of interest is a must. Reviewed on: 14th June 2026

Excellent information & security

Secure transactions ! Unless pal tracks all of my deliveries even the ones not paid for via them and the notifications as to deliveries and updates are 1st class Reviewed on: 14th June 2026

Helpful and easy to access and problems PayPal help...

Helpful and easy to access and problems PayPal help answers all your questions Reviewed on: 14th June 2026

Very good and quick service, helpful with payment on...

Very good and quick service, helpful with payment online Reviewed on: 14th June 2026

PayPal is the most honest and helpful company I have...

PayPal is the most honest and helpful company I have ever dealt with always available when you have a problem and customer service is absolutely fantastic Reviewed on: 14th June 2026

Super easy to apply, everything went smoothly from t...

Super easy to apply, everything went smoothly from the beginning, and the app makes it really simple to stay in control. The 0% interest and Pay‑in‑3 deals offer great value for money too. All that helps to manage your financial needs with confidance. Reviewed on: 14th June 2026

Never has a problem with PayPal.

Never has a problem with PayPal. Reviewed on: 14th June 2026

It’s very user friendly, and convenient

It’s very user friendly and convenient. Much comfort to use PayPal. Reviewed on: 14th June 2026

Brilliant.

Brilliant. Never had any issues, easy to use. Would definitely recommend for others.to use...... Reviewed on: 14th June 2026

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