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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181082 reviews)

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4.73

Based on 181,082 reviews, last reviewed 30th Jul 2026

117% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s easy to use PayPal credit or pay in 3 when you... It’s easy to use PayPal credit or pay in 3 when you need a bit of time to pay Reviewed on: 30th July 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181082)

PayPal makes shopping easy with PayPal Credit

I pay for my more expensive purchases with PayPal Credit. This lessens the burden on my bank account due to PayPal Credits' affordable monthly payments and agreeable apr, which also helps boost my credit rating. Reviewed on: 25th July 2026

I've always enjoyed using Paypal credit as it's so e...

I've always enjoyed using Paypal credit as it's so easy to use and to pay. Reviewed on: 25th July 2026

Easy to use and manage my money.

Easy to use and manage my money. With PayPal credit the 4 months interest free is my go to when buying expensive items. Who needs a credit card. Reviewed on: 25th July 2026

Top service!

Happy with the excellent service! Reviewed on: 24th July 2026

Pay pal is safe and give me more confidence.

Pay pal is safe and give me more confidence.. Reviewed on: 24th July 2026

very good app with good features.

very good app with good features. Reviewed on: 24th July 2026

I bought some Ryanair flights on the Paypal credit s...

I bought some Ryanair flights on the Paypal credit scheme and it gave me discount, great option ! Reviewed on: 24th July 2026

I have been with PayPal for so many years.

I have been with PayPal for so many years. They have continued to support me whenever I have needed them by making my payments to third parties easy, convenient, swift and safe. Thank you PayPal, I will choose you again and again! Reviewed on: 24th July 2026

Amazing service.

Amazing service. It has helped me out a lot over the past few years, and PayPal is very easy to deal with. Reviewed on: 24th July 2026

Excellent app.

Excellent app. No hidden trap's. Perfect customer service. Reviewed on: 24th July 2026

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