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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50758 reviews)

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4.91

Based on 50,758 reviews, last reviewed 28th Jun 2025

1838600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

PayPal Credit is easy to use but tricky to pay... PayPal Credit is easy to use but tricky to pay off Reviewed on: 28th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

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About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50758)

PayPal Credit is easy to use but tricky to pay...

PayPal Credit is easy to use but tricky to pay off Reviewed on: 28th June 2025

It was very helpful to be able to pay for the goods

It was very helpful to be able to pay for the goods in 3 instalment interest free Reviewed on: 27th June 2025

I have always been satisfied with the service I rece...

I have always been satisfied with the service I receive. Reviewed on: 27th June 2025

Paypal are clear

I have had good a good experience Reviewed on: 27th June 2025

Quick answer for credit

Such help when buying things outside my immediate budget. Reviewed on: 27th June 2025

Excellent Service .

Always positive my go to when buying online. Love the flexibility options which can really help with large purchases Reviewed on: 27th June 2025

Safe, reliable, excellent service

I always use PayPal for my online transaction Reviewed on: 27th June 2025

Thank you for this amazing opportunity!

I’ve had such a positive experience with PayPal Credit — it’s been a real help during moments when I needed extra flexibility. Thank you! Everything is clear and easy to manage, and I always feel safe and supported using it. It's rare to find a service that feels both professional and genuinely human. They are great in customer service and reply and assist when needed. I’m so grateful for how it’s helped me stay on top of things, especially during those tight months — and that peace of mind really means a lot. I’d be truly happy to see PayPal Credit win again because it’s so well-deserved. Fingers crossed, and what an amazing opportunity it is. Thank you all so much, and good luck in the awards! Reviewed on: 27th June 2025

Always There, PayPal.

PayPal has been my go when I'm short of funds and need to purchase something in , pay in 3. I also use PayPal as my preferred payment when shopping online. All in all PayPal is there always there when I need them. Reviewed on: 27th June 2025

Very handy for unexpected costs, easy to use and nic...

Very handy for unexpected costs, easy to use and nice that it is flexible would recommend to family and friends. Reviewed on: 27th June 2025

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