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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (113816 reviews)

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4.74

Based on 113,816 reviews, last reviewed 24th May 2026

2904450% increase in 5 star reviews

in the past 90 days

8550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easy flexible payment when you need it Easy flexible payment when you need it Reviewed on: 24th May 2026

Latest lowest rating:

1

Just rubbish. Just rubbish. Would not recommend, interest rate is high and traps you. Reviewed on: 24th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (113816)

Easy flexible payment when you need it

Easy flexible payment when you need it Reviewed on: 24th May 2026

Never had a problem.

Never had a problem. Always instant and hassle free Reviewed on: 24th May 2026

Easy and very secure to use cannot say enough about...

Easy and very secure to use cannot say enough about this app has great credit options and the simple design of the user interface is easy to understand and maneuver Reviewed on: 24th May 2026

Updates have made navigating so easy!

Not had any experience dealing with any issues. I’ve used PayPal credit a few times to spread payments and it’s as simple as the click to select payment method. Reviewed on: 24th May 2026

PayPal makes paying easier not had any issues.

PayPal makes paying easier not had any issues. Reviewed on: 24th May 2026

Clear to understand, very easy to access

Clear to understand, very easy to access Reviewed on: 24th May 2026

Safe and secure

This is a safe and secure way to pay for things online. With all the different ways to be scammed I feel comfortable using PayPal credit Reviewed on: 24th May 2026

With paypal easy to payments and safety

With paypal easy to payments and safety Reviewed on: 24th May 2026

Effortless transactions really good value

Effortless transactions really good value Reviewed on: 24th May 2026

Good service and they let you know when payments are...

Good service and they let you know when payments are due in good time, I love my paypal and if you pay untime you get benefit to increase your credit. I always reccomend to my friends they've help me out so much time. if you haven't got one get it Reviewed on: 24th May 2026

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