Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178126 reviews)

View other PayPal products

4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (178130)

Not much from even a poet that has too much to say u...

Not much from even a poet that has too much to say usually but you guy’s and ladies are outstanding therefore I’ve little to add. Just keep evolving as you are and the world will benefit. PS Thanks for being honest and trustworthy people that keep me safe financially online etc Reviewed on: 13th July 2026

Communication was clear and the service was easy to...

Communication was clear and the service was easy to access. Reviewed on: 13th July 2026

I have good experience with PayPal

I have good experience with PayPal Reviewed on: 13th July 2026

Good, but need to be more available in payment options.

Good, but need to be more available in payment options. not available as a pay option im various transactions i have come across Reviewed on: 13th July 2026

Always explain everything brilliant customer serv...

Always explain everything brilliant customer service and advice line Reviewed on: 13th July 2026

easy way to manage money.

easy way to manage money. feel secure when paying with paypal Reviewed on: 13th July 2026

Satisfied user, thank you

PayPal has always stayed true to their word and have been a very very reliable service in which I trust very much, thank you PayPal Reviewed on: 13th July 2026

Fast, simple, easy to use.

Fast, simple, easy to use. Information is there and quite simple to understand the process and product. Reviewed on: 13th July 2026

Great service, the service is always friendly

Great service, the service is always friendly Reviewed on: 13th July 2026

I have transferred money and received several times.

I have transferred money and received several times. It was very easy Reviewed on: 13th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3848 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98983 reviews
Payments
from PayPal 4.71 from 3848 reviews
Credit card
from PayPal 4.70 from 122 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub