Ayom Debt Recovery provide services to help with debt collection including recovery, tracing, mediation, credit checking and legal support. Each client has a customer service contact as well as a profile...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Don't see your company?
Sign up and claim your business listing to start managing reviews and getting customer insights
Frequently asked questions
-
What is a debt collection agency?
-
A debt collection agency is a company that works to recover unpaid debts from individuals or businesses who borrowed from a lender. The agency will either contact the borrower to recover the amount or buy the debt from the lender so they're repaid immediately. The borrower will then owe money to the agency instead.
-
How can you collect debts?
-
If your business lent money to a person or business that hasn't repaid the debt on time, you can request help from a debt collection agency. They'll communicate with the borrower and request repayment.
-
Are debt collection agencies regulated?
-
Debt collection agencies are regulated by the Financial Conduct Authority (FCA) and should also operate under guidance set out by the Administration of Justice Act and the Consumer Credit Act. This makes sure they align with fair and ethical practices.
News, guides and insights from our team
View more news and guides
Our favourite financial podcasts and books
UK money news stories - 24 September 2025
24th September 2025 by Amelia MurrayWe are helping 1000s to make smarter financial decisions
We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.