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Ayom Debt Recovery: Debt collection reviews

View other Ayom Debt Recovery products
1.76
Based on 84 reviews, last reviewed 16th Aug 2026
No new 5 star reviews
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85%

Latest highest rating:

5

Very good xxxxx Go with them they make sense xx very nice very good Reviewed on: 30th July 2024
Mark wilde 's avatar
Mark wilde

Latest lowest rating:

1

Do not use this company This is the worst company I have ever dealt with. Although they collected funds for me, they failed to pass the payments on to. They held the funds fo... Read more Reviewed on: 16th August 2026
Sandra Squire's avatar
Sandra Squire
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About this product

Ayom Debt Recovery provide services to help with debt collection including recovery, tracing, mediation, credit checking and legal support.

Each client has a customer service contact as well as a profile on a client portal. The details of the case are updated 24 hours a day so you know what’s happening with your debtor.

Ayom reviews help you find out what it’s really like to be a customer. If you’ve used Ayom before, you can also leave a review and share your experience.

Review Ayom Debt Recovery: Debt collection now

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Ayom Debt Recovery Debt collection reviews (84)

Do not use this company

1
This is the worst company I have ever dealt with. Although they collected funds for me, they failed to pass the payments on to. They held the funds for more than nine months without making any payments. After I contacted Action Fraud, I was advised to stop making payments while they investigated the company. As a result, Ayom issued me with an invoice for £12,000, claiming that I had breached the terms of the contract. I took the matter to court at the end of July, and the court issued a County Court Judgment (CCJ) in my favour. The judge ruled that the company had breached its own contractual terms by failing to make payments within 28 days. Despite the judgment, the company has still not paid the amount ordered by the court. Reviewed on: 16th August 2026
Sandra Squire's avatar
Sandra Squire

Avoid 100%

1
Been dealing with them for 2 years ,nice on the phone, but now I'm owed the money they have collected and no payment, no replies from emails , nothing so will have to start small claims court Avoid 100% Reviewed on: 22nd July 2026
Bob b 's avatar
Bob b

Just awful!

1
They have now collected all the money from my debtor but have yet to release any money to me. I have called many times to be told that I must email. I have emailed many many times without a single response. They are totally unprofessional and they don’t pay you the money you are owed. When questioned they either don’t reply or are incredibly rude. Avoid this company! Reviewed on: 8th July 2026
Paul W's avatar
Paul W

This company will scam you - SIMPLE

1
This company will scam you - SIMPLE Reviewed on: 17th April 2026
Kuldip Bajwa's avatar
Kuldip Bajwa

Do not use this company

1
AYOM Dedt Recovery are the worst company I have ever engage with. They collected funds and 9 months later they haven't passed any money on. After 6 months of chasing them and not getting anywhere. I contract Action Fraud as I believe they must be scammers. I was informed to get the debtor to stop making payments to them. Which I did, then AYOM sent me an invoice for 11k because they said I broke their contract T & C's. Reviewed on: 12th March 2026
Sandra Squire's avatar
Sandra Squire

Do not be tricked into signing upto there portal if...

1
Do not be tricked into signing upto there portal if you are ringing them to see if they can help recover your debt. They treat this as you signing a contract with them. They are currently invoicing me 5k for a debt of 2k claiming it’s commission they have missed out on. Having told them I do not require there services. And hidden ts&cs in there portal is not me signing a contract with them as I was mislead into signing up with there portal in the first place. Needless to say. I’m not paying them a penny and looking forward to exposing them in court should they attempt to take me there Reviewed on: 17th February 2026
Fernando's avatar
Fernando

DO NOT USE THIS COMPANY

1
Do not use this company, I was told by their sales person the procedure of collecting money which afterwards I found out was total lies. They collected very little and after all their extortionate fees, I gained only a small amount of what was owed. I've only just found out that last September they closed my case with still over £50k of debt, unfortunately they had no discussion with me, sent no email or letter to me to say they were closing it. The reviews from many speak for themselves that this company will lie to get the work, take as much money if they do manage to recover any, and if it means more than an odd telephone call or letter to the debtor then they close the case. When you say "but the sales person said" they accuse you of lying as their sales people would not say that. DO NOT USE THI COMPANY Reviewed on: 5th February 2026
Shirley C's avatar
Shirley C

Reviews AYOM (Are You Owed Money Ltd).

1
Scammers Avoid I used AYOM (Are You Owed Money Ltd) to recover a business debt earlier this year. The debtor paid by Faster Payments in June last year. AYOM did not pass on the remaining balance to my company. I chased them multiple times over several months. All messages were ignored and no payment was made to me. In the end, I had no choice but to start a County Court claim just to recover money that was already paid. The experience was stressful and time-consuming, and communication was very poor once they had the money. Based on my experience, I would not recommend this company. Reviewed on: 6th January 2026
Andre Z's avatar
Andre Z

If minus stars was a thing they be minus 10

1
Outrageous must be a scam company they charge you a fee upfront enter into a payment plan with the debtor in my case more than 4 years the debtor was ‘paying off’ £10 per months owed to me but £17 per month to them they confirmed the collection of the fee in full 6 weeks ago and are refusing to pay with not respond to emails and hang up the phone on you saying customer services is only available via email high they ignore. Reviewed on: 11th November 2025
SL's avatar
SL

Re AY-320743 Unreturned Funds and Poor Accountability

1
Re:AY-320743 I have delayed writing this in the hope of a resolution. Unfortunately, despite repeated attempts to engage AYOM, the matter remains unresolved. 2019: AYOM’s frontline officer demanded a £1,200 “collection charge” upfront and required me to sign an invoice which, in tiny print, stated that my signature meant I had accepted AYOM’s terms and conditions. No hard or digital copy of those terms was provided at the time. 2021–2022: AYOM recovered £500 and remitted only £275 to me—without explanation—contrary to assurances that their fees would be recovered from the debtor and that I would be paid in line with the County Court Judgment. AYOM subsequently recovered a further £3,300. Later, when the debtor sought to pay £10,000 directly to me, I acted in good faith and asked him to route it via AYOM, given they had already commenced recoveries. Outstanding balance: As at today, AYOM still owes me £12,839.21 plus the £1,200.00 refundable deposit. In June 2024, AYOM’s Director of Operations stated that a payment of £7,136.00 had been “attempted”, but no evidence was produced when requested. Communication: I have sent over 70 emails including countless letters and phone calls to AYOM without a meaningful response. My most recent email, on 06 October 2025, again asked AYOM to deduct their charges and pay the balance. Instead, AYOM unilaterally declared the case closed. This prolonged situation has caused significant distress and has adversely affected my mental health. In my view, AYOM’s handling of this case falls short of the standards of transparency, lawful conduct and customer care that customers should reasonably expect. What I am seeking: A full, itemised statement of all sums recovered, fees applied, and monies held; and Immediate remittance of the net balance due to me (after any contractually agreed charges). AYOM should urgently review its governance, documentation practices, and customer service. A transparent reconciliation and prompt payment would be the right first step. I will update this review should AYOM decide to resolve this issue. Reviewed on: 11th October 2025
Olumide S 's avatar
Olumide S

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