Are You Owed Money Debt Collection Reviews

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Your Debt Collection Reviews
40 reviews
stay well clear of these Scammers
Same as others on here, they collect your debt and then hold on to the money. After much complaint they made out they sent a cheque, so I ask them to prove it, they couldn’t. I said if they had sent a cheque then it would’ve been cashed, so asks them to c Read more
Same as others on here, they collect your debt and then hold on to the money. After much complaint they made out they sent a cheque, so I ask them to prove it, they couldn’t. I said if they had sent a cheque then it would’ve been cashed, so asks them to check. They didnt respond.
Only after taking them to the small claims court and going to mediation they agree to pay. They paid by bank transfer straight away. Why couldn’t they do that in the first place? Because this is part of the con.
Please avoid!!!Reviewed on 21st June 2022Scarb 60![]()
Poor aftercare once debtor paid - Still waiting for our money!!! Do not use this company.
AWFUL.... Still waiting on our money from AYOM after our debtor paid their invoices in full on 8th Feb 22. They started off great and since debtor payment date have been terrible, I have chased and chased and their finance are not able to confirm a paymen Read more
AWFUL.... Still waiting on our money from AYOM after our debtor paid their invoices in full on 8th Feb 22. They started off great and since debtor payment date have been terrible, I have chased and chased and their finance are not able to confirm a payment date (which will then a the old fashioned cheque in the post). Stalling tactics. Terrible, terrible service. We engaged AYOM to release the stress of dealing with out debtor on a daily / bi daily basis. We are now having to do the same with AYOM who have our money and seem to be holding onto it for dear life. Stop playing with small companies livelihoods AYOM and do the right thing. It would have been easier to have gone to the courts ourselves. As this has also cost us a lot more money in the end and still waiting for our payment. So not only have AYOM been paid for their services, they have our debt money. Quid's in! I am in the wrong business.... !!!
Reviewed on 6th June 2022Anon![]()
Avoid this company is a scam.
I get in touch with this company last year in July due one of my clients didn't pay my last invoice, at the moment that I called they immediately ask me to pay instantly the fee that they have, and I did. After 1 month the creditor paid the invoice and r Read more
I get in touch with this company last year in July due one of my clients didn't pay my last invoice, at the moment that I called they immediately ask me to pay instantly the fee that they have, and I did.
After 1 month the creditor paid the invoice and received a confirmation for the payment, at this point, you think wow all done, fantastic, so fast, and professional.
Wrong, at the same moment, start my Odissea with this company,
First, they told me that I have to wait up to 90days to get my money, and I did, after 3 months they told me that my check was in progress of payment ( November 2021 )
So I waited, in December I called and they said that the payment was due by the end of the month.
In January I called again and nobody was able to give me an explanation why I haven't received my check.
In February same, called and get a new excuse, sorry we missed the payment date, you will receive the check on the next payment date,
Now is the 14 of March and after another call the new excuse, sorry we got the postcode wrong, we will send the correct information to the financial team,
Basically,
6 months
20 emails
30 calls
And nothing has changed,
So if you need someone to chase up your creditors for any reason, don't get in touch with this company, is a scam, the taking your payment immediately and they let you wait for months and months for giving you want is yours.
Perhaps I regret the moment that I get in touch with AYOM.Reviewed on 14th March 2022f&b futuro![]()
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Avoid!!
Collected a debt from our client but have failed to pay across to us despite being well over 90 days . No response from finance team with date we will actually receive the payment we are entitled too .
Reviewed on 16th December 2021Yvonne Cooper![]()
Inept and ineffective
Signed contract in June 2020, not a penny received yet they have held back monies paid by debtor beyond terms and conditions. They have not resoned to information request for several weeks. Despite inevitable 38.5% charge by AYOM I am engaging another com Read more
Signed contract in June 2020, not a penny received yet they have held back monies paid by debtor beyond terms and conditions. They have not resoned to information request for several weeks. Despite inevitable 38.5% charge by AYOM I am engaging another company.
Reviewed on 7th December 2021Carmel Brown![]()
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Don't waste any more of your money
If this company really exists do not engage with them. Full of promises and no action. Say they've written and phoned my debtor for months now but wont prove it. Complete waste of time and money.
Reviewed on 3rd October 2021Bob Low![]()
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Great Debt Recovery Company :)
It took some time with Covid-19 and problems with the person owing the debt trying to get out of it but after some time Are You Owed Money finally received all of the money in full. A+ service, would highly recommend this company to recover anyone's debt
Reviewed on 1st October 2021Max Harbison![]()
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Nice lady
The lady sorted out everything great customer service
Reviewed on 17th September 2021Louise Speed![]()
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Very happy with the service from debbie
Have agreed a payment plan which suits all involved
Reviewed on 11th September 2021Kevin marsh![]()
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Quick and Efficient
Debbie was very efficient and dealt with my query quickly and have good customer service.
Reviewed on 7th September 2021Sam![]()
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Helpful Service
I spoke with Victoria who has very polite and understanding of my issue. After raising a dispute she talked me through the actions I need to take to ensure I am not paying anymore money than is required. Thank you for all your help today Victoria x
Reviewed on 7th September 2021Gina Short![]()
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Friendly and efficient
Was able to resolve my query quickly and effieciently, pleasure to deal with.
Reviewed on 2nd September 2021Jack![]()
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Amaazing service
Debbie my account manager was very clear and helpful! Would definitely recommend
Reviewed on 2nd September 2021Xxxxxx![]()
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Fantastic
Helpful knowledgeable no pressure literally fantastic
Reviewed on 31st August 2021Chris![]()
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Good customer service
Spoke to a lovely lady and was very satisfied with service and the outcome.
Reviewed on 27th August 2021Karen powrie![]()
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Very helpful
Very quick reply to my query via email and my problem was sorted within one email. Debbie was very helpful and non judgemental.
Reviewed on 27th August 2021Emma![]()
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Awful
Got less back from debtors than I paid for the service from AYOM. Communication terrible, lies after lies
Reviewed on 19th August 2021Chorley Vets![]()
Scam
This company is a scam. As soon as we paid them for their services, we never heard from them again. They stopped replying to email and do not take our calls. I am noticing that many people have experienced the same. What a scam. These people need to be re Read more
This company is a scam. As soon as we paid them for their services, we never heard from them again. They stopped replying to email and do not take our calls. I am noticing that many people have experienced the same. What a scam. These people need to be reported
Reviewed on 15th July 2021Khaliyl Guevera![]()
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Reply to my review not entirely true
In my review of this company my charge about them not being upfront with the true cost of their fees still stands. I was under the impression that the fee I paid on first contact was the total charge. I find out later that they will also charge you in ex Read more
In my review of this company my charge about them not being upfront with the true cost of their fees still stands.
I was under the impression that the fee I paid on first contact was the total charge. I find out later that they will also charge you in excess of 30% of the total amount recovered in commission. They should be sailing in a galleon flying the Jolly Roger☠️Reviewed on 28th June 2021Colin Goddard![]()
I was not told of the true cost of this 'service' during my initial enquiry.
When I first enquired I was told that the cost to recover would be £120 inc. VAT. The amount I wanted to recover was only £280 but I was told that the fee would be added to the original debt. In the event, the debtors mother contacted me, ( I appreciate Read more
When I first enquired I was told that the cost to recover would be £120 inc. VAT.
The amount I wanted to recover was only £280 but I was told that the fee would be added to the original debt. In the event, the debtors mother contacted me, ( I appreciate that was partially due to AYOM contact), and said she would pay the debt and my fee. This she did, and AYOM then made a further charge on the account of £150. I had to bear this further charge myself, making a cost of £270 to recover £280. If I could wind the clock back I would definitely not engage AYOM.Reviewed on 26th June 2021Colin Goddard![]()
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