Smart Money People Logo

Best Pet Insurance

Voting in the British bank awards 2026 is open - Vote here

4.87

Based on 13416 reviews

A product by ManyPets

With a ManyPets pet insurance policy, you can get cover for dogs and cats. ManyPets charge just one excess per policy, not per condition. If you don’t need to claim, there’s...

4.87

Based on 2341 reviews

A product by Petplan

Petplan is one of the most well-known pet insurers in the UK. Petplan promise to never charge you more for claiming and they’ve created policies that cover some things other insurers...

4.76

Based on 289 reviews

A product by Scratch & Patch

Scratch & Patch offer pet insurance policies to cover dogs and cats. There’s a choice of cover options including lifetime pet insurance, maximum benefit, time limited and accident only. If you...

4.72

Based on 1245 reviews

A product by Waggel

Waggel offer lifetime pet insurance policies. There’s a £0 excess option available and you can get free vet, behaviour and nutritionist video calls as part of your Waggle pet insurance policy....

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

4.71

Based on 1748 reviews

A product by Perfect Pet Insurance

Customer Satisfaction
Silver
2025

Perfect Pet offer pet insurance for dogs and cats. Perfect Pet insurance for dogs and cats can start from just four weeks old, with no upper age limit for pets in...

4.70

Based on 2030 reviews

A product by Purely Pets

Purely Pets offer policies to cover dogs and cats. Purely Pets offer 15 levels of lifetime cover so you can choose a pet insurance policy that best suits your budget and...

4.66

Based on 644 reviews

A product by Animal Friends

Animal Friends Pet Insurance offer policies to cover dogs, cats and horses. Your vet can submit your claim and Animal Friends will pay them directly. There’s an online account to help...

4.55

Based on 18 reviews

A product by Insure Your Paws

Navigating the sea of pet insurance providers on the market can be daunting. Customer reviews can give you valuable insight into a provider and its policies. Check out our Insure...

4.45

Based on 274 reviews

A product by Petgevity

Finding the right pet insurance policy can be difficult with so many providers on the market. At Smart Money People, we want to make this process easier for you. We...

3.42

Based on 14 reviews

A product by LV (Liverpool Victoria)

LV - Liverpool Victoria offer pet insurance policies designed to help keep your beloved pet safe and sound. With pet owners understandably wanting to make sure that they choose the...

Don't see your company?

Sign up and claim your business listing to start managing reviews and getting customer insights

Frequently asked questions

Is pet insurance worth it?

Unfortunately, there's no NHS for our furry friends, so we have to pay for their medical care and treatment. Vet care can be quite expensive, but having pet insurance means you can get financial support to cover bills, treatment and medication, which would otherwise be unaffordable.

How does pet insurance work?

Pet insurance works in a similar way to private health insurance for humans. You'll pay a premium to your provider to help cover the cost of vet bills for approved claims in the event of illness or injury.

Does pet insurance cover spaying, neutering, and vaccines?

Most pet insurers don't cover vaccinations, neutering or spaying, because they're routine or preventive treatments. Some policies will require you to keep up with pet vaccinations, as they may not cover the cost if your pet falls ill with something that could have been prevented with inoculation. It's worth comparing pet insurance policies, as some offer optional wellness add-ons to cover non-essential treatments.

We are helping 1000s to make smarter financial decisions

We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.

Collage of people