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Perfect Pet Insurance reviews

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Rated Good • 4.38/5

Perfect Pet Insurance reviews

Verified business Last reviewed within 7 days Customer Satisfaction Champion Insurance choice awards winner
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • On-line application and approval process
    On-line application and approval process
  • UK-based contact centre
    UK-based contact centre

Review summary

People rate this company as Good based on 1,757 product reviews

Average score of 4.38/5
5 star
89%
4 star
5%
3 star
1%
2 star
0%
1 star
4%
Reviews for Perfect Pet Insurance have trended negatively over the past 90 days

Perfect Pet Insurance scores highly for easy sign-up, competitive prices, and friendly, helpful staff who really care about pets. Many find the website straightforward and appreciate the clear communication and value for money. However, claims handling is a major sore point, with several reporting delays, deductions, and refusals that left them frustrated and out of pocket.

Positive themes

  • Perfect Pet Insurance makes signing up quick and simple with a user-friendly website. (58 mentions)
  • The prices at Perfect Pet Insurance are very competitive and great value for money. (30 mentions)
  • Customer service at Perfect Pet Insurance is friendly and helpful throughout. (41 mentions)

Negative themes

  • Claims handling is slow and often results in unfair deductions or refusals. (16 mentions)
Summarised by AI
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About Perfect Pet Insurance

Perfect Pet is a pet insurer based in the UK.

Perfect Pet has over 20 years of experience in pet insurance and is trusted by thousands of proud pet owners. Understanding your pet and choosing the right cover for them isn’t always easy. Perfect Pet aim to make pet insurance choices simple, whatever your budget. Choose from a range of policies that come with vet-backed tools and support to get your pet back on their paws.

Perfect Pet provide insurance for dogs and cats.

Perfect Pet Insurance at a glance

Contact details

Phone
01992 667 330
Email
[email protected]
Main address
Tedaisy Insurance Brokers Limited, Warner House, 123 Castle Street, Salisbury, SP1 3TB
Social media

Reviews for Perfect Pet Insurance

Showing 11 of 1757 company reviews • Last reviewed within 7 days

BEWARE - vet prescribed medicine costs not covered

Pet insurance • 12th October 2026

I was covered by perfect pet insurance for my dog who died after a short illness. I was astonished when i submitted my claim for... I was covered by perfect pet insurance for my dog who died after a short illness. I was astonished when i submitted my claim for vet care and medicines and the majority of the latter cost was declined. The insurer insisted that the maximum they would pay out was double the price that the drugs were available at online (although the terms and conditions say double the wholesale price which i still believe should be interpreted as the industry wholesale price). Vets charge much more for drugs than an online pharmacy so in practice this meant I was left hundreds of pounds out of pocket. I would strongly advise anyone searching for a new pet insurer to look elsewhere if you want the security of knowing your vet bills will be covered. This is not the industry standard and adds significantly to the stress during a period when you need support. Read more Read less

Rated Terrible • 1.00/5
Read more product reviews

If I could leave zero on the star rating I would.

Pet insurance • 9th October 2026

If I could leave zero on the star rating I would. Over a year of hell, and they still can't answer a question correctly, the... If I could leave zero on the star rating I would. Over a year of hell, and they still can't answer a question correctly, the staff are either illiterate or they're using AI. Our dog slipped through legs and bite someone, an excitiable puppy. We have been sued. We had taken liability with this company and they have taken over a year to say no. The dog is in my name and the policy is in my sons. Everyone in the house needs to take their own insurance out for a family pet according to NOT SO PERFECT PETS Read more Read less

Rated Terrible • 1.00/5
Read more product reviews
  • 5.00/5

    Excellent

    I spoke to Paige today and she couldn’t have been more helpful. She was very friendly and polite.

    {"display":"Hazalea","full_name":"Hazalea","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Hazalea 15th September 2026
  • 5.00/5

    Very helpful.

    Very helpful. Was able to give me a slightly lower price than the original quote.

    {"display":"Gail M","full_name":"Gail M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Gail M 14th September 2026
  • 1.00/5

    The worst companies I have come across

    By far one of the worst companies I have ever come across. They have consistently failed to take my direct debit for a year despite... By far one of the worst companies I have ever come across. They have consistently failed to take my direct debit for a year despite my account not changing and speaking to their ‘customer service’. If they cannot do a simple action such as taking payment, I don’t not trust their ability to act as an insurance company. Stay clear, they are torrid company and certainly not capable of offering you insurance. Read more Read less

    {"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1752638.png"}}'s avatar
    Pet insurance
    Tom 19th August 2026
  • 1.00/5

    The worst companies I have come across

    By far one of the worst companies I have ever come across. They have consistently failed to take my direct debit for a year despite... By far one of the worst companies I have ever come across. They have consistently failed to take my direct debit for a year despite my account not changing and speaking to their ‘customer service’. If they cannot do a simple action such as taking payment, I don’t not trust their ability to act as an insurance company. Stay clear, they are torrid company and certainly not capable of offering you insurance. Read more Read less

    {"display":"Tom","full_name":"Tom","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1752638.png"}}'s avatar
    Pet insurance
    Tom 19th August 2026
  • 5.00/5

    Very easy to arrange and reasonable price

    Very easy to arrange and reasonable price

    {"display":"Sienna","full_name":"Sienna","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Sienna 7th July 2026
  • 1.00/5

    I had never claimed from prefect pets until my dogs...

    I had never claimed from perfect pets until my dogs finally visit where she had a blood test and subsequently as this showed she had... I had never claimed from perfect pets until my dogs finally visit where she had a blood test and subsequently as this showed she had kidney failure had to be put to sleep . Perfect pets are not perfect they don’t cover euthanasia and they take all remaining premiums. I would not touch them with a barge pole or recommend them to anyone Read more Read less

    {"display":"Jane Mead","full_name":"Jane Mead","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Jane Mead 10th June 2026
  • 1.00/5

    Avoid Perfect Pets at all costs.

    Avoid Perfect Pets at all costs. My dog was injured by a car when he managed to get out of the house and whilst he... Avoid Perfect Pets at all costs. My dog was injured by a car when he managed to get out of the house and whilst he was fine they refused to cover the x-ray costs citing he wasn't secured. It seems they will do everything to avoid paying out, especially after reading the rest of the reviews here. Aside from the above, their claim process is stuck in the past, paper forms to fill in and scan/fax back. If you do nothing else for your Pet avoid Perfect Pet, you might as well throw your money up the road. Read more Read less

  • 1.00/5

    Disgraceful company, will do anything to not pay out...

    Disgraceful company, will do anything to not pay out for a genuine claim. Our dog had surgery in 2022 but it was noted his ears... Disgraceful company, will do anything to not pay out for a genuine claim. Our dog had surgery in 2022 but it was noted his ears needed cleaning. Because this was noted they are refusing a legitimate claim because the vet cleaned his ears and this constitutes he had a pre-existing condition for allergies !!! Our pet was treated for an itchy stomach and paws. AVOID this place if you want assurance your pet is genuinely covered. Our first claim in two years, these are the worse insurance company and culture ive come across in 55 years. Totally rogue and underhanded robbers. Look at other reviews to confirm their underhanded tactics to refuse claims. Read more Read less

    {"display":"Philip","full_name":"Philip","avatar":{"url":"\/assets\/uploads\/avatars\/users\/1334327.png"}}'s avatar
    Pet insurance
    Philip 27th January 2026
  • 5.00/5

    Spoke to a polite, native speaker.

    Spoke to a polite, native speaker. Service was a little slow but that wasnt a problem. Resolution made with common sense, that was a plus.

    {"display":"Jim","full_name":"Jim","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Pet insurance
    Jim 15th January 2026

    Products from Perfect Pet Insurance

    Showing all products offered by Perfect Pet Insurance

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