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Best Standard prepaid accounts

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5.00

Based on 10 reviews

A product by Yonder

Yonder offer two debit cards – Free and Full. With a Yonder debit card, you’ll get an account number and sort code to directly transfer money from any UK bank. You’ll...

4.80

Based on 70 reviews

A product by iFAST Global Bank

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2025 Winner
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The global account to save, send, and receive money internationally.

4.73

Based on 12148 reviews

A product by Suits Me

Suits Me is an award-winning personal account provider. There are three types of Suits Me prepaid Mastercards® on offer. The Essential account is pay-as-you-go. Premium and Premium Plus have extra facilities...

4.03

Based on 54 reviews

A product by Zempler Bank

Zempler Bank prepaid card reviews are written by people like you! With so many new prepaid cards on the market, with a range of different features on offer, our Smart...

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2.68

Based on 575 reviews

A product by Pockit

Pockit offer a Prepaid Mastercard® account with no credit checks required. You can get a £50 cash advance before payday and earn cashback on eligible purchases. This account can also help...

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Frequently asked questions

What is a prepaid account?

With a prepaid account, also called a prepaid card, you have to pre-load a card with money before you can use it, similar to a pay-as-you-go phone. It's not linked to a bank account so you can only spend the money you've preloaded. It can be useful for budgeting, avoiding debt or if you prefer not to have or aren't eligible for a standard bank account.

How does a prepaid account work?

Prepaid cards can be used for shopping online or in stores, just like a regular debit card. The main difference is that you can't spend more than the amount that's loaded onto the card so it's a good way to manage your spending.

Is a prepaid account considered debit or credit?

A prepaid card isn't a debit or a credit card. Although it functions similarly to a debit card, it has no link to your bank account and doesn't affect your credit score. A prepaid card is more like a gift card, where you choose an amount to load onto the card.

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