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Pockit: Account reviews

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2.68
Based on 570 reviews, last reviewed 4th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
20% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
43%
See only 4 star reviews
4%
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2%
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2%
See only 1 star reviews
49%

Latest highest rating:

5

Pockit its been such a big help in my life. Pockit its been such a big help in my life.im so grateful cause they make my life easy never had any problems or issues with pockit ,great service pro... Read more Reviewed on: 12th March 2025
Daniella's avatar
Daniella

Latest lowest rating:

1

Stay clear they will take your money and ask proof r... Stay clear they will take your money and ask proof restrict bank for days with no update can’t speak to customer service! No contact number block beni... Read more Reviewed on: 4th August 2025
Shannon T's avatar
Shannon T
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About this product

Pockit offer a Prepaid Mastercard® account with no credit checks required.

You can get a £50 cash advance before payday and earn cashback on eligible purchases. This account can also help you build your credit score. There’s a monthly fee to pay for the Pockit Account.

Pockit Account reviews help you find out what it’s really like to be a customer. If you’ve used Pockit before, you can also leave a review and share your experience.

Review Pockit: Account now

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Pockit Account reviews (570)

Stay clear they will take your money and ask proof r...

1
Stay clear they will take your money and ask proof restrict bank for days with no update can’t speak to customer service! No contact number block benifts when by law they are not entitled to do! They keep your money in a separate account with no access. AVOID!!!!!! Reviewed on: 4th August 2025
Shannon T's avatar
Shannon T

"Hidden Charges & Poor Customer Support Beware

1
Extremely disappointing and misleading service. I downloaded Pockit just to try the virtual card and explore its basic features. I never selected or consented to any paid plan, and I certainly did not receive or use a physical card. Yet, without any proper notice, the app charged me £2.49 for a subscription I never agreed to. When I contacted support, they simply stated that the charge applies "regardless of usage" — which is completely unacceptable and deeply misleading. There was no clear information about recurring fees at the time of signup. This is not transparent, not fair, and in my opinion, borders on unethical practice. Even after requesting to be moved to the free plan and refunded, their support team refused to help. This is not how customers should be treated. I strongly advise anyone considering this app to be extremely cautious. You may be charged without your clear consent. Reviewed on: 29th July 2025
SAIED 's avatar
SAIED

DO NOT BANK WITH THIS COMPANY!

1
Within a couple of days of me opening my account and paying my £9.99 monthly fee to Pockit my entire credit balance on my account has mysteriously disappeared in a transfer that I haven’t actioned. Getting hold of a customer advisor is nigh on impossible and it’s now 3 days since I first contacted them and I am no further forward in getting my money back. Shocking bank. Shocking customer service. DO NOT BANK WITH THIS COMPANY YOUR MONEY IS NOT SAFE WITH THEM! Reviewed on: 6th July 2025
Alexandra T's avatar
Alexandra T

Extremely Disappointed and Considering Legal Action...

1
Extremely Disappointed and Considering Legal Action I’m extremely disappointed with my experience with Pockit. My account has been blocked since April 3rd, and it is now over a month later with no resolution. Since then, I’ve had no access to my salary, and funds sent to me by my sister have also been withheld without any explanation or indication of when – or if – they will be returned. What’s most frustrating is the lack of communication. I have sent multiple messages, but most of them go unanswered. When I do receive a response, it’s vague and unhelpful, offering no clear timeline or justification for the account block or the withheld funds. This situation is causing serious financial hardship. I’m now forced to rely more heavily on credit cards, which is driving up my debt due to interest – all because my own money is being held without cause. If this is not resolved promptly, I will 100% consider taking legal action. This experience has eroded any trust I had in Pockit. I urge anyone considering this service to think very carefully before relying on them for essential banking needs. Reviewed on: 22nd May 2025
Chukwuka o's avatar
Chukwuka o

My Pockit Account has been on review for a week

1
I have been a Pockit customer since June 2024 and my experience has been absolutely terrible. To maintain the account, you need to pay a monthly fee. you also need to pay a fee to transfer money and withdraw your own money, which I understand, as it is a business. As I knew I was going to use this as my main bank account, I opted to go for the best account, which offers me credit, income advance and also boost my credit score. Given that I already pay so much to just simply use the account, as a customer I expect good customer service from a bank as you are handling financial matters. I have been receiving my monthly salary, I have been paying bills, subscriptions, direct debits and my day-to-day spending habits. So I have pretty much used this bank as my main account. As recent as Wednesday 19th March 2025, my account was restricted due to being on review. I have already cooperated, by sending my details my personal information forms of ID and verification to get this resolved. I also emailed them and followed it up with a follow email. Today it is now Thursday 27th March, I have still been unable to access my account, I am unable to withdraw or transfer my own money. This is very inconvenient as my monthly salary is approaching, I haven’t recieved no response from Pockit, regarding my account or review. There is no contact number or method of contact apart from email. As a customer, this is a headache trying to chase a “bank”, regarding their services. In my honest opinion, I wouldn’t want anyone to go through my current situation as a bank is meant to help customers manage their money but it just feels like a great burden banking with Pockit. I honestly wouldn’t recommend Pockit bank to a stranger let alone, friends and family. Once, I receive the outcome of the account review I will be closing the account. For the amount I am paying to use the account, I should at least be receiving basic communication or something. I now feel like I simply cannot trust this bank to hold my funds. Pockit is not covered by FSCS Protection, so they were to go bankrupt you could essentially lose your money. Banking with Pockit at your own risk, however, you have been advised by a current customer that this bank is not trustworthy. Reviewed on: 27th March 2025
Nico F's avatar
Nico F

one of the WORST BANKS

1
This is one of the WORST BANKS iv banked with, DO NOT use this bank. when it comes to customer care and fraud they do not care about their customers. I have provided them with clear evidence that I’ve been scammed with more than enough evidence to prove the scammer is taking money from innocent people, myself included and Pockit would not support me at all to return the stolen funds and now left me with no money in my bank when they definitely have the means to refund me with their payment provider. I do not recommend anyone banks with this company. Now I have to take my case to the financial ombudsman Reviewed on: 19th March 2025
jools r's avatar
jools r

Pockit its been such a big help in my life.

5
Pockit its been such a big help in my life.im so grateful cause they make my life easy never had any problems or issues with pockit ,great service provided. Reviewed on: 12th March 2025
Daniella's avatar
Daniella

I regret to apply pockit card, very annoying card,

1
I regret to apply pockit card, very annoying card, Reviewed on: 7th March 2025
Itaka's avatar
Itaka

Suspended my account for no reason just the day befo...

1
Suspended my account for no reason just the day before my wages went in so I had no access to them. Once the suspended ur account you cannot speak to anyone on live chat so you just get a gernetic email which they do not reply to. I sent all they asked for. 2 weeks gave past. AVOID AT ALL COSTS. Reviewed on: 3rd March 2025
Russ G's avatar
Russ G

Awful service

1
Awful.awaiting for my wahes to bounce back to my employer Reviewed on: 20th February 2025
Nathan H's avatar
Nathan H

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