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Pockit: Account reviews

View other Pockit products
2.30
Based on 579 reviews, last reviewed 12th Aug 2026
No new 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
42%
See only 4 star reviews
4%
See only 3 star reviews
2%
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2%
See only 1 star reviews
50%

Latest highest rating:

5

Pockit its been such a big help in my life. Pockit its been such a big help in my life.im so grateful cause they make my life easy never had any problems or issues with pockit ,great service pro... Read more Reviewed on: 12th March 2025
Daniella's avatar
Daniella

Latest lowest rating:

1

Extremely frustrating experience Extremely frustrating experience with Pockit I have had a very disappointing experience with Pockit. My account was placed under review and I was as... Read more Reviewed on: 12th August 2026
Liam T's avatar
Liam T
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About this product

Pockit offer a Prepaid Mastercard® account with no credit checks required.

You can get a £50 cash advance before payday and earn cashback on eligible purchases. This account can also help you build your credit score. There’s a monthly fee to pay for the Pockit Account.

Pockit Account reviews help you find out what it’s really like to be a customer. If you’ve used Pockit before, you can also leave a review and share your experience.

Review Pockit: Account now

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Pockit Account reviews (579)

Extremely frustrating experience

1
Extremely frustrating experience with Pockit I have had a very disappointing experience with Pockit. My account was placed under review and I was asked to provide identification and proof of income, including my passport and payslips. I provided everything requested and waited 8 working days for the review to be completed. After finally being told that the review had been completed, I attempted to transfer £1,500 of my own money to another bank account in my name. The transfer was declined and my account was immediately placed under review again. What makes this even more frustrating is that I have now been asked to provide the same information again, despite already completing the verification process and supplying the documents requested. Having money in an account that I cannot properly access or transfer has caused me a great deal of stress and inconvenience, particularly as the money is needed for my normal bills and living expenses. I completely understand that banks and financial services need to carry out security and verification checks, but the communication, delays and repeated requests have been extremely frustrating. Customers should not have to repeatedly provide the same information without a clear explanation of what is happening or when their money will become accessible. Another negative is waiting 5 working days for a response and then it’s a chat bot. I would strongly recommend that anyone considering using Pockit - you simply don’t - awful. Reviewed on: 12th August 2026
Liam T's avatar
Liam T

Withholding outgoing payments

1
8th time in as many months they have stopped outgoing transfers for “review”. This time however when on chat, I asked how to make a complaint about the situation and the chat was automatically ended. Will now not answer any chats or respond to emails. As a whole, previous customer service was ok but this times it’s been appalling. No further forward with my payment, held my funds and won’t reply. Not ideal for a financial service. I will be posting the correspondence and experience on every review site to warn people of how you handle and hold peoples money then refuse to contact when ask questions Reviewed on: 27th July 2026
Scott Learmonth's avatar
Scott Learmonth

I opened a Pockit account and was unfortunately scam...

1
I opened a Pockit account and was unfortunately scammed by a company that took payment from my account. I contacted Pockit immediately and asked them to cancel the transaction, but they failed to do so. A dispute was then opened, but I have been told it can remain open for up to 50 days. During that time, Pockit says they cannot take any further action or assist me. Meanwhile, the scam company has continued trying to charge me for a subscription I never wanted. I have refused to add more money to my account to cover these unauthorised charges, and Pockit is now charging me additional fees because of this. As a result, this situation is now affecting my credit record. I believe this has been handled very poorly, especially considering I reported the issue as soon as I became aware of the scam. Reviewed on: 7th July 2026
Silvia's avatar
Silvia

Really disrespectful service they say bad credit sco...

1
Really disrespectful service they say bad credit score or no checks we accept you then they threaten you with this from DAISY 3.4 We reserve the right, in our sole discretion, to refuse to register you for a Pockit Account for any reason and we are not required to provide a reason." I have made a complaint and contacted the fca. Reviewed on: 14th April 2026
BRADLEY LIULYS's avatar
BRADLEY LIULYS

My money got restricted without warning

1
used this because I lost normal bank card but after withdrawing cash a few times im a day they suspended my account I had to email wage slips bank statements photo ID and wait 8 working days until I could access my money again. their T&C's say they can suspended service for any reason and they give no warning but funnily enough they still allow you to deposit money in to their account while not letting you withdraw. oh you have to qualify for the £50 advance too they dont just give it. Reviewed on: 5th March 2026
Jason's avatar
Jason

STOLE OVER £6000

1
Customer: 561880473 FORMAL COMPLAINT – FINAL NOTICE BEFORE REGULATORY ESCALATION Subject: Final Formal Complaint – Unlawful Account Restriction, Withholding of Funds & Failure to Communicate Dear Pockit Complaints Team, This correspondence constitutes a formal complaint and final notice regarding the suspension of my Pockit account and your ongoing failure to provide any explanation, timeframe, or meaningful response. I have been a Pockit customer for nearly three years and have used this account consistently for legitimate personal banking, including receiving income, DWP government benefit payments, routine purchases, lottery transactions, and transfers. All activity conducted through this account is lawful and fully compliant with your terms and conditions. You have placed my account “under review” without justification and are currently withholding over £6,000 of my personal funds, causing significant financial hardship. ⸻ Your Failures • Suspension of my account without providing any reason • Complete lack of communication despite repeated attempts to contact you • No review timeframe or status updates provided • Continued restriction of funds despite full compliance and verification ⸻ Verification Fully Completed • I have uploaded full documentation covering all funds in and out of the account for the last 30 days • In February 2025, I completed enhanced verification to update my phone number, including submission of my driving licence and a live selfie, which was approved and verified by your team • There are no outstanding requests for information or documentation from me ⸻ Regulatory and Legal Position While I acknowledge your obligations under anti-money-laundering and fraud-prevention regulations, these obligations do not permit indefinite restriction of customer funds, nor do they allow a regulated financial institution to ignore a customer or refuse to provide basic information regarding account access. Your continued failure to communicate or resolve this matter may constitute a breach of FCA Principles for Businesses, including: • Principle 6 – Treating Customers Fairly • Principle 7 – Clear, fair and not misleading communications ⸻ Formal Demand I now formally demand that within 14 days of receipt of this complaint you: 1. Provide a written explanation for the account suspension 2. Confirm the status and expected completion date of your review 3. Restore full access to my account or release my funds in full ⸻ Notice of Escalation If this matter is not resolved within the above timeframe, I will immediately escalate this complaint without further notice to: • The Financial Ombudsman Service • The Financial Conduct Authority • Any other relevant regulatory or consumer-protection bodies I will also seek compensation for financial loss, distress, and inconvenience, and I am prepared to pursue further action to ensure this conduct is formally investigated and does not affect other customers. Reviewed on: 23rd December 2025
Wass's avatar
Wass

Had a transfer of a large amount they suddenly decli...

1
Had a transfer of a large amount they suddenly declined it, I have tried numerous times to get hold of them with no luck. This is my only money and they never sent my funds back we are now day 6 and I have had no response from the umpteen emails I have sent reviews there is now no chat feature on my app and there is no contact number. They restricted my card I sent everything and answered everything they have asked me to but still no response. I do not know what to do Reviewed on: 2nd September 2025
Shaun P's avatar
Shaun P

I lost my card and my number has changed, they are n...

1
I lost my card and my number has changed, they are near enough impossible to get hold of Reviewed on: 2nd September 2025
Brendon 's avatar
Brendon

Terrible signup process.

1
Tried to signup and came accross hurdles in verification/documents/confirming from the phone - again and agai and again. Reviewed on: 18th August 2025
Tonyr123's avatar
Tonyr123

Stay clear they will take your money and ask proof r...

1
Stay clear they will take your money and ask proof restrict bank for days with no update can’t speak to customer service! No contact number block benifts when by law they are not entitled to do! They keep your money in a separate account with no access. AVOID!!!!!! Reviewed on: 4th August 2025
Shannon T's avatar
Shannon T

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