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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.93
Based on 4,568 reviews, last reviewed 22nd Apr 2026
220800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Ease of use and value for money I really like the Mettle app and the ease with which I can transfer money between accounts. It's easy to use my debit card as I have it on Apple pay. ... Read more Reviewed on: 22nd April 2026
Hazel D's avatar
Hazel D

Latest lowest rating:

1

Constantly Threatened. Totally Unreliable. Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account o... Read more Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4568)

Ease of use and value for money

5
I really like the Mettle app and the ease with which I can transfer money between accounts. It's easy to use my debit card as I have it on Apple pay. It's very helpful that I can add my receipts directly to the banking app. I definitely appreciate that there are no bank fees like other banks charge, makes it my top choice of account. Reviewed on: 22nd April 2026
Hazel D's avatar
Hazel D

Constantly Threatened. Totally Unreliable.

1
Bombarded by intrusive and illegal questions. I am constantly asked to provide them copies of my invoices to justify payments going into the account or they threaten to freeze it. This not only costs me money but it provides huge business uncertainty. Reviewed on: 21st April 2026
Gavin Renwick's avatar
Gavin Renwick

Use as my business account and provides an excellent...

5
Use as my business account and provides an excellent service Reviewed on: 21st April 2026
Jeffrey Dolley 's avatar
Jeffrey Dolley

Great banking - love the connection with freeagent

5
Great banking - love the connection with freeagent Reviewed on: 21st April 2026
Anonymous's avatar
Anonymous

I love banking with Mettle!

5
I love banking with Mettle! Everything is very intuitive and Customer Service is fast and accurate. Reviewed on: 21st April 2026
Alessandra A's avatar
Alessandra A

Mettle is easy to use, intuitive and does everything...

5
Mettle is easy to use, intuitive and does everything that I need of a Business bank account. There is a facility to calculate tax as as you go, so the tax amount is not a shock at the end of the year. There is an invoice function which helps to tally invoices to payments. Reviewed on: 21st April 2026
StuC's avatar
StuC

Links seamlessly with FreeAgent and makes accounting...

5
Links seamlessly with FreeAgent and makes accounting simple for a small business Reviewed on: 21st April 2026
Ed's avatar
Ed

I cannot fault my experience with Mettle

5
I cannot fault my experience with Mettle - from the very beginning setting up my own business and ongoing support since Reviewed on: 21st April 2026
HM's avatar
HM

Mettle is the best business bank account for me so f...

5
Mettle is the best business bank account for me so far as it all in one. My account is easy to manage without hitting an accountant! Reviewed on: 21st April 2026
Yul P's avatar
Yul P

One of 2 providers I have tried for my business and...

5
One of 2 providers I have tried for my business and the experiences couldn’t be more different. Mettle by NatWest outperformed in terms of responsiveness, knowledge and value for money Reviewed on: 21st April 2026
Eoin W's avatar
Eoin W

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