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Mettle by NatWest: Business banking reviews

View other Mettle by NatWest products
4.81
Based on 4,595 reviews, last reviewed 2nd Nov 2026
75% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Very happy with Mettle business account. Very happy with Mettle business account. The app makes banking operations very easy and integration with FreeAgent accouning software is excellent. Reviewed on: 8th October 2026
Richard B's avatar
Richard B

Latest lowest rating:

1

Avoid this bank. Horrible management and chaos. Over and over they asked me same questions which I provided. They literally blocked my account and asked again same questions. I provided. They lifted... Read more Reviewed on: 2nd November 2026
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Anonymous
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About this product

The Mettle by NatWest business account has features to help you get paid faster and manage your tax.

You can use Money Pots to automatically save for tax and you could earn interest on credit balances.

Mettle by NatWest business account reviews help you find out what it’s really like to be a customer. If you’ve used Mettle by NatWest before, you can also leave a review and share your experience.

Review Mettle by NatWest: Business banking now

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Mettle by NatWest Business banking reviews (4595)

Avoid this bank. Horrible management and chaos.

1
Over and over they asked me same questions which I provided. They literally blocked my account and asked again same questions. I provided. They lifted ban and aparently they again sent some queries. I was outside of UK and when I came back I realised my business account is permanently closed. My husband had same account and they didnt ask him to provide taxes as they asked me. This is worst bank I have ever dealth with. Avoid this bank. Horrible management and chaos. Reviewed on: 2nd November 2026
Anonymous's avatar
Anonymous

Very happy with Mettle business account.

5
Very happy with Mettle business account. The app makes banking operations very easy and integration with FreeAgent accouning software is excellent. Reviewed on: 8th October 2026
Richard B's avatar
Richard B

Lost my money. Couldn't tell me how.

1
Mettle lost £5k of my money in their system, and despite me giving them all of the relevant tracking numbers and instruction ID, they could not tell me where my money was. They simply claimed "it's in our system and we don't know why it's not in your account". A week after raising this with them and I still don't have my money. Customer service and communication on the matter has been poor, and no explanation yet offered. This has caused severe issues for me an my family. AVOID AT ALL COSTS! Reviewed on: 11th September 2026
Jacob Clapson's avatar
Jacob Clapson

Brilliant app, great customer service, no bank fees...

5
Brilliant app, great customer service, no bank fees for business, just awesome. Reviewed on: 20th August 2026
Clint Hammond's avatar
Clint Hammond

Exceeded expectations: super user friendly.

5
I have recommended Mettle because my experience has been so positive on all levels. Reviewed on: 21st June 2026
Juno's avatar
Juno

Really helpful product for me as a sole trader

5
Really helpful product for me as a sole trader Reviewed on: 13th June 2026
John L's avatar
John L

I’ve been with Mettle for three years ....

5
I’ve been with Mettle for three years since becoming self-employed and have found it to be a great business banking app. It’s simple, easy to use, and the integration with FreeAgent has made managing my accounts much easier. My only real downside is the introduction of charges for things like cash withdrawals and cheque deposits, which is disappointing. Overall though, it’s been a reliable and user-friendly bank for my business. Reviewed on: 12th June 2026
Hannah's avatar
Hannah

I’ve been self employed for 4 years and really strug...

5
I’ve been self employed for 4 years and really struggled to save for tax bills now it automatically comes out into a separate pot whenever I receive a payment so I’m not tempted to touch the tax money! Fantastic feature, invoicing straight through the app and listing expenses couldn’t be easier too! I recommend this bank account to all my friends and family it’s really made self employment a whole lot simpler! Reviewed on: 11th June 2026
Ashlea 's avatar
Ashlea

Much satisfied, smooth and reliable.

5
Much satisfied, smooth and reliable.will definitely recommend to my friends Reviewed on: 10th June 2026
IZAHAR 's avatar
IZAHAR

Great app, user friendly.

5
Great app, user friendly. Layout is good and it's easy to navigate. Reviewed on: 5th June 2026
Emma's avatar
Emma

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