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Mettle: Business Banking reviews

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4.90
Based on 2,229 reviews, last reviewed 26th Apr 2025
200300% increase in 5 star reviews
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Latest highest rating:

5

Very nice and very easy. Very nice and very easy. Super service and very easy control and free Reviewed on: 26th April 2025
Fynix ltd's avatar
Fynix ltd

Latest lowest rating:

1

Terrible from the start, and it continued... Terrible from the start. Promised a 2-3 day onboarding but no... it took about 8 days, which felt like they could have been more open and upfront from... Read more Reviewed on: 22nd April 2025
Dremly's avatar
Dremly
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About this product

Mettle offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

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Mettle Business Banking reviews (2229)

Very nice and very easy.

5
Very nice and very easy. Super service and very easy control and free Reviewed on: 26th April 2025
Fynix ltd's avatar
Fynix ltd

New business accounting made easy

5
I find having this account as a new business has been really useful, I can split my money into pots to help me manage where my money is going, and use the app to keep track of all incoming and outgoings. Reviewed on: 25th April 2025
Naomi A's avatar
Naomi A

Good app and integrations, interest rate low

4
It's good and an easy to use app, plus the integration with free agent is brilliant. The interest rate could be a lot better. Reviewed on: 25th April 2025
joelsolo's avatar
joelsolo

Highly recommend!! Accounting/management made simple!

5
I moved to Mettle after having another e-money account, and it really couldn't be any easier to use! It is simple and easy to transact - and there is even a savings pot feature, there is no nonsense and the freeagent connection means our accounts are done quickly and easily! Would highly recommend to anyone starting a new business! Reviewed on: 25th April 2025
Roshni T's avatar
Roshni T

Simple app that does everything I need, amazing cust...

5
Simple app that does everything I need, amazing customer service! Reviewed on: 23rd April 2025
Alexis M's avatar
Alexis M

Great bank for small business accounts.

5
Great bank for small business accounts. Easy to use and you get FreeAgent app free Reviewed on: 23rd April 2025
Ian C's avatar
Ian C

Been with mettle for over 3 years.

4
Been with mettle for over 3 years. Really enjoy the functionality the app provides for categorizing payments, separating funds into pots and day to day banking. Reviewed on: 22nd April 2025
outspkn's avatar
outspkn

Terrible from the start, and it continued...

1
Terrible from the start. Promised a 2-3 day onboarding but no... it took about 8 days, which felt like they could have been more open and upfront from the start. This felt very misleading as I needed the account to make a specific payment in 3-4 days time, and I could have applied to another brand (wish I had cancelled my application but they kept promising it would be soon). The app is not very intuitive and all the label text for the main nav overlapped making them difficult to read, which is a very basic usability issue to get right. The FreeAgent offer then seemed to end after 3 months, whereas I thought it was free for the first year, so there seemed to be some differences there, (I don't often misinterpret information, so I felt quite mislead) and so I felt a bit like it was not what I signed up to as Free Agent was the main reason I signed up with Mettle. Customer support were always pleasant, but then often had to go off and find answers and come back later, which didn't give you much confidence. Transferring in money was easy. But getting cash out was difficult, the card didn't work in all machines meaning chasing around. Then the most bizarre of all - they don't accept cheques to pay in! I'm not sure how they can say they're a business bank if they CAN'T ACCEPT CHEQUES - and have no arrangement with NatWest to get cheques paid in at the counter there either (yes I chased around again after a corporate paid me via a cheque). I couldn't (and still can't) believe that a business account doesn't accept cheques. So bizarre, and not at all useful as a business account. Mettle strikes me as a high street bank trying to do trendy app banking and getting it completely wrong. Why on earth they chose to do it with SME business accounts - like we haven't got enough going on without banking that's not fit for purpose. Signing up elsewhere. Reviewed on: 22nd April 2025
Dremly's avatar
Dremly

I've found Mettle to be excellent.

5
I've found Mettle to be excellent. When I've needed support, they've been quick to respond and resolve any issues - Live chat is a bit lethargic but customer services are great! Reviewed on: 22nd April 2025
Gus's avatar
Gus

Mettle is a great experience, easy to use and polite...

5
Mettle is a great experience, easy to use and polite customer service, would highly recommend. Reviewed on: 22nd April 2025
scott l's avatar
scott l

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