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Mettle by NatWest: Business Banking reviews

View other Mettle by NatWest products
4.92
Based on 4,262 reviews, last reviewed 9th Apr 2026
191100% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Really pleased with mettle the app is easy, I get to... Really pleased with mettle the app is easy, I get to use Free Agent too ready for MTD. All good. Reviewed on: 9th April 2026
Cil 's avatar
Cil

Latest lowest rating:

1

Unfortunately the team couldn’t transfer Director in... Unfortunately the team couldn’t transfer Director info so you are closing my account Reviewed on: 24th March 2026
Aiza A's avatar
Aiza A
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About this product

Mettle by NatWest offers a business bank account tailored for sole traders and limited companies with up to two owners. Key features include the ability to earn interest on savings, automatic tax savings, customizable invoices, and integration with accounting software like FreeAgent, Xero, and QuickBooks.

Do you have an account with Mettle by NatWest? Please leave a review with Smart Money People to help businesses like you make better choices.

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Mettle by NatWest Business Banking reviews (4262)

Really pleased with mettle the app is easy, I get to...

5
Really pleased with mettle the app is easy, I get to use Free Agent too ready for MTD. All good. Reviewed on: 9th April 2026
Cil 's avatar
Cil

Love it, all in one place.

5
Love it, all in one place, wish I knew how to take full advantage of the features. Reviewed on: 9th April 2026
Aysha 's avatar
Aysha

Mettle is genuinely one of the best banks I’ve had

5
Mettle is genuinely one of the best banks I’ve had , whenever I’ve had any issues financially or needed support about anything they have always been patient , empathetic, helpful and the definition of an outstanding bank with the amount of support they provide their customers , the app is very easy to use aswell and I love the fact you can have incoming transactions automatically have a portion go to your savings pot , for a new bank they really smashed it and every day I am grateful I chose to bank with them for my business. Reviewed on: 9th April 2026
FJ's avatar
FJ

excellent business bank account - highly recommend

5
Mettle is excellent - easy to use and great all round a great business bank account. Uploading receipts is quick and categorisation simple. Saving pots makes it easy to keep tax and vat saved ready for when needed. Highly recommend it. Reviewed on: 9th April 2026
Claire P's avatar
Claire P

Excellent bank very secure very easy to use very hap...

5
Excellent bank very secure very easy to use very happy with the bank services Reviewed on: 9th April 2026
Joao Ricardo Mateus Silva's avatar
Joao Ricardo Mateus Silva

Free agent software

5
Works well with free agent .Easy to use. Reviewed on: 9th April 2026
Cherylin Ekins's avatar
Cherylin Ekins

Mettle keeps it simple.

5
Mettle keeps it simple. I love my Mettle account as its so easy to manage with my app. No monthly fees. Transactions can be easily categorised to make tax returns less complicated. The free access to the Free Agent app is definietly a fantastic added bonus. I would highly recommend anyone who is looking for a business account. Reviewed on: 9th April 2026
Percy's avatar
Percy

Love Mettle

5
Love Mettle, Easy to use, easy to move money into pots and back again on a percentage or monetary amount. Statements easy to download and email. Response time for help quick and always supported fully. No fees too is fantastic. I always recommend Mettle to friends. Reviewed on: 9th April 2026
Joanna A's avatar
Joanna A

Really user friendly app

5
Really user friendly app and I feel like they're interested in helping my business Reviewed on: 9th April 2026
Tracy B's avatar
Tracy B

App only bank backed by a strong bank

5
App only bank but gives the confidence as it backed by NatWest. It’s a no frills bank account and does not have too many features like other fintechs but has the necessary features Reviewed on: 9th April 2026
Bharath B's avatar
Bharath B

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