Best car insurance
Based on 22482 reviews
5 Star Rated Comprehensive Car Insurance Awarded By Defaqto, 2025
By Miles provide car insurance aimed at low mileage drivers. By Miles charge a fixed cost that covers a car while it’s parked. The rest is based on the actual miles...
What is this award?
The Best motor insurance provider 2025 award is part of the Insurance choice awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best motor insurance provider 2025
- Treating customers fairly champion 2025
Collingwood provide insurance for learner drivers, taxi drivers and couriers. New driver cover is only available to existing Collingwood learner driver customers after passing the practical driving test. Taxi insurance can...
Voting in the Insurance choice awards is open - Vote here
Voting in the Insurance choice awards is open - Vote here
What is this award?
The Best British insurance company 2025 award is part of the Insurance choice awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best British insurance company 2025
- Best health insurance provider 2025
Saga offers three levels of car insurance for people over 50: Saga Plus, Saga Select and Saga Standard. With Saga Plus, you can expect to pay the same price for two...
Eversure car hire excess insurance is an affordable alternative to rental desk excess waivers. Policies can reimburse up to £10,000 of excess charges following damage to or theft of a...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Howden provide a car insurance broker service using a selected panel of specialist and standard car insurance. Policy options include Comprehensive, Third Party, Fire and Theft and Third Party Only. You...
Policy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold. Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected no...
Admiral provide third party car insurance policies and four levels of comprehensive cover – Admiral Essential, Admiral, Admiral Gold and Admiral Platinum. Admiral offer vehicle insurance policies for vans, young drivers,...
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Allianz provide two levels of car insurance. The Allianz Essentials policy covers the basics and the Allianz policy offers more cover including motor legal protection. With Allianz, you manage your car...
LV= are the chosen car insurer for over one million UK drivers. LV= offer a range of cover options from third party only through to fully comprehensive. They also have policies...
You can apply for Acorn car insurance online via the website or over the phone. Acorn offer specialist car insurance, considering cover for those who have driving convictions, as well as...
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Frequently asked questions
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How does car insurance work in the UK?
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Car insurance works by paying a monthly or yearly premium to your provider in return for financial protection if your car is damaged, stolen or involved in an accident. This helps cover expensive repairs and other costs. Policies vary in the level of cover they offer ranging from Third Party to Comprehensive.
The cost of your car insurance premium is calculated on the probability of risk. Insurers assess various factors including your age and occupation, make and model of your vehicle and whether you've made claims on car insurance before. -
How can you get cheaper car insurance?
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There are several ways to get cheaper car insurance. These include protecting your no-claims bonus, bundling insurance policies with the same provider and limiting your annual mileage. Shopping around is a great way to find cheaper car insurance, so compare providers and find the best deal.
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What is 'excess' on car insurance?
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Car insurance excess is the amount you'll pay towards any claim you make. There are two types of excess: compulsory and voluntary. Your insurer decides the compulsory excess and you choose your voluntary excess amount. Selecting a higher voluntary excess can lower your premiums, but it should only be an amount you know you can pay if you need to make a claim.
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What are the different levels of car insurance cover?
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There are three main levels of car insurance cover in the UK. Third party only is the legal minimum and covers damage or injury you cause to other people and their property. Third party, fire and theft adds cover for your own car if it’s stolen or damaged by fire. Comprehensive cover is the most extensive option and also covers damage to your own vehicle, even if you’re at fault.
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Is comprehensive car insurance always the most expensive?
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Not necessarily. Comprehensive car insurance is often competitively priced and can sometimes cost less than third party cover. This is because drivers who choose comprehensive cover tend to be statistically lower risk. It’s always worth comparing all levels of cover when shopping around.
Best car insurance
Whether you’re looking for the best comprehensive car insurance, the most affordable cover, or top-rated customer service, find the right provider for your needs based on genuine customer satisfaction.
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