Admiral provide third party car insurance policies and four levels of comprehensive cover – Admiral Essential, Admiral, Admiral Gold and Admiral Platinum. Admiral offer vehicle insurance policies for vans, young drivers,...
By Miles provide car insurance aimed at low mileage drivers. By Miles charge a fixed cost that covers a car while it’s parked. The rest is based on the actual miles...
Based on 3572 reviews
A product by Collingwood
What is this award?
The Best motor insurance provider 2025 award is part of the Insurance choice awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best motor insurance provider 2025
- Treating customers fairly champion 2025
Collingwood provide insurance for learner drivers, taxi drivers and couriers. New driver cover is only available to existing Collingwood learner driver customers after passing the practical driving test. Taxi insurance can...
Based on 9560 reviews
A product by Saga
What is this award?
The Best British insurance company 2025 award is part of the Insurance choice awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best British insurance company 2025
- Best health insurance provider 2025
Saga offer three levels of car insurance for over 50s – Saga Standard, Saga Select and Saga Plus. All policies have an uninsured driver promise protecting your no claims discount and...
Policy Expert car insurance comes in three levels of cover: Bronze, Silver and Gold. Policy Expert car insurance has an uninsured driver promise with no excess to pay and protected no...
At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
Admiral provide third party car insurance policies and four levels of comprehensive cover – Admiral Essential, Admiral, Admiral Gold and Admiral Platinum. Admiral offer vehicle insurance policies for vans, young drivers,...
Allianz provide two levels of car insurance. The Allianz Essentials policy covers the basics and the Allianz policy offers more cover including motor legal protection. With Allianz, you manage your car...
LV= are the chosen car insurer for over one million UK drivers. LV= offer a range of cover options from third party only through to fully comprehensive. They also have policies...
You can apply for Acorn car insurance online via the website or over the phone. Acorn offer specialist car insurance, considering cover for those who have driving convictions, as well as...
Aviva provides award-winning car insurance for UK customers. Aviva car insurance covers you against the cost of accidents, damage and theft. The cover you get and how much for, is down...
You can manage your Ageas car insurance securely, online via the mobile app. Ageas car insurance includes accidental misfuelling, personal accident cover and 90 days cover for driving in the EU....
Don't see your company?
Sign up and claim your business listing to start managing reviews and getting customer insights
Frequently asked questions
-
How does car insurance work in the UK?
-
Car insurance works by paying a monthly or yearly premium to your provider in return for financial protection if your car is damaged, stolen or involved in an accident. This helps cover expensive repairs and other costs. Policies vary in the level of cover they offer ranging from Third Party to Comprehensive.
The cost of your car insurance premium is calculated on the probability of risk. Insurers assess various factors including your age and occupation, make and model of your vehicle and whether you've made claims on car insurance before. -
How can you get cheaper car insurance?
-
There are several ways to get cheaper car insurance. These include protecting your no-claims bonus, bundling insurance policies with the same provider and limiting your annual mileage. Shopping around is a great way to find cheaper car insurance, so compare providers and find the best deal.
-
What is 'excess' on car insurance?
-
Car insurance excess is the amount you'll pay towards any claim you make. There are two types of excess: compulsory and voluntary. Your insurer decides the compulsory excess and you choose your voluntary excess amount. Selecting a higher voluntary excess can lower your premiums, but it should only be an amount you know you can pay if you need to make a claim.
-
What are the different levels of car insurance cover?
-
There are three main levels of car insurance cover in the UK. Third party only is the legal minimum and covers damage or injury you cause to other people and their property. Third party, fire and theft adds cover for your own car if it’s stolen or damaged by fire. Comprehensive cover is the most extensive option and also covers damage to your own vehicle, even if you’re at fault.
-
Is comprehensive car insurance always the most expensive?
-
Not necessarily. Comprehensive car insurance is often competitively priced and can sometimes cost less than third party cover. This is because drivers who choose comprehensive cover tend to be statistically lower risk. It’s always worth comparing all levels of cover when shopping around.
News, guides and insights from our team
View more news and guides.png)
Should you claim on your car insurance for pothole damage?
Three common car insurance questions answered by Marshmallow
28th April 2026 by Errolyn.png)
Your handy car insurance jargon buster
24th February 2026 by Smart Money People Team.jpg)
We are helping 1000s to make smarter financial decisions
We use the power of consumer reviews to help increase trust and transparency in financial services and to deliver industry leading insight and events.
