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Policy Expert reviews

Policy Expert  Logo
Rated Excellent • 4.70/5

Policy Expert reviews

Verified business Last reviewed within 14 days
  • FCA approved and regulated
    FCA approved and regulated
  • Fully digital service with no in-person branches
    Fully digital service with no in-person branches
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website
  • Award winning organisation
    Award winning organisation

Review summary

People rate this company as Excellent based on 14,193 product reviews

Average score of 4.70/5
5 star
85%
4 star
12%
3 star
1%
2 star
0%
1 star
1%
Reviews for Policy Expert have trended positively over the past 90 days

Policy Expert makes buying home and car insurance a breeze with competitive prices and easy online processes. Their customer service is friendly and helpful, often going the extra mile. However, some have faced issues with claims handling, unexpected price hikes, and cancellation fees, which can be frustrating when you really need support.

Positive themes

  • Policy Expert Home insurance is easy to set up online with great value and clear info. (51 mentions)
  • Policy Expert offers competitive pricing that beats many other insurers for home and car. (12 mentions)
  • Customer service at Policy Expert is friendly and helpful across home and car insurance. (9 mentions)
Summarised by AI
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About Policy Expert

Policy Expert originally launched its home insurance offer back in 2011.

Policy Expert have UK-based call centres and you can manage your policy online. Policy wording has been reviewed by the Plain English Campaign, who champion policies that are crystal clear.

Today, over 1.6 million people have home, car and pet insurance with Policy Expert.

Policy Expert at a glance

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Reviews for Policy Expert

Showing 11 of 14193 company reviews • Last reviewed within 14 days

Policy Expert have helped us so much!

Home insurance • 13th October 2026

Policy Expert have helped us a lot over the last four years with car insurance and home insurance and are always very supportive, friendly and helpful.

Rated Excellent • 5.00/5
Read more product reviews

Reasonable premiums

Home insurance • 13th October 2026

Although I have never needed to claim, I have been with Policy expert for a number of years as I find the premiums reasonable.

Rated Excellent • 5.00/5
Read more product reviews
  • 5.00/5

    Been with them a few years now. Very happy

    Been with them a few years now. Very competitive prices and a pleasure to deal with. Communication is good and staff are really helpful.

    {"display":"Claire L","full_name":"Claire L","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Claire L 13th October 2026
  • 5.00/5

    Professional, supportive and thorough.

    I've been very impressed with how on the ball and thorough the customer service team have been as regards setting up my car insurance -... I've been very impressed with how on the ball and thorough the customer service team have been as regards setting up my car insurance - when there was something they needed to clarify, they rang ME to sort it out and confirm details and took extra care to make sure it was the right car insurance for me, and made sure to follow up with confirmation emails of our conversation afterwards. I've never had such a thorough interaction with an insurance company before! The agent was so polite and explained everything simply and reassuringly. Read more Read less

    {"display":"Elizabeth M","full_name":"Elizabeth M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Elizabeth M 13th October 2026
  • 5.00/5

    Renewal Quotes

    The only problem with all insurers I have dealt with is the renewal quote! But once you shop around and let them know you can... The only problem with all insurers I have dealt with is the renewal quote! But once you shop around and let them know you can get much better deals elsewhere and prove it! They suddenly seem to be able to just beat your best quote you have just found! Why O why don't they give you the best renewal quote in the first place! Read more Read less

    {"display":"Migz Griz","full_name":"Migz Griz","avatar":{"url":"\/assets\/uploads\/avatars\/users\/622509.png"}}'s avatar
    Home insurance
    Migz Griz 13th October 2026
  • 5.00/5

    Renewal quote is always competitive.

    I like that my renewal quote for my car has always been competitive with other insurance companies. I have shopped around to check and found... I like that my renewal quote for my car has always been competitive with other insurance companies. I have shopped around to check and found there's no need to go anywhere else. Read more Read less

    {"display":"Chris Martin","full_name":"Chris Martin","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Car insurance
    Chris Martin 12th October 2026
  • 4.00/5

    Good unless storm damage happens

    Been ok though had issues almost 2 years ago with storm damage that they did not pay out on. Much to and throw lung but... Been ok though had issues almost 2 years ago with storm damage that they did not pay out on. Much to and throw lung but I was left out of pocket. Surveyor said it was storm damage. They didn't want yo know Read more Read less

    {"display":"kel J","full_name":"kel J","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    kel J 12th October 2026
  • 1.00/5

    Shockingly poor communications

    Shockingly poor communications from themselves and their claims management arms. A standard job became a nightmare as the contractors used were poor standard. nigh on... Shockingly poor communications from themselves and their claims management arms. A standard job became a nightmare as the contractors used were poor standard. nigh on impossible to get a claim manged effectively or appropriately. Read more Read less

    {"display":"MD C","full_name":"MD C","avatar":{"url":"\/assets\/uploads\/avatars\/users\/458285.png"}}'s avatar
    Home insurance
    MD C 12th October 2026
  • 5.00/5

    They dealt with my claim very fairly and efficiently

    They dealt with my claim very fairly and efficiently

  • 1.00/5

    Terrible service at renewal, claims experience poor

    Our policy premium almost doubled at renewal. Got quotes elsewhere at a better price. They took renewal payment much earlier than expected, while we were... Our policy premium almost doubled at renewal. Got quotes elsewhere at a better price. They took renewal payment much earlier than expected, while we were still sorting out our renewal. When we spoke to live chat to cancel, we were given a reduced price which we agreed to, but told we had to speak to someone and have a new quote. Spend 30 minutes on the phone for the price to have gone up from £520 to over £1000. They then said they could bring the cost down by increasing my excess by over £400. Refused to budge and honour what we had been told on live chat, claiming we were told there was an error. We were told the monthly payments might change and given a very slightly different annual payment, but within a few pounds, not shooting up to £1000. Stinks of either scamming customers or poor systems. Wasted over 30 minutes of my time. Very unhelpful agent called Harry who didn't give me much confidence he knew what he was doing. Have been a customer for several years, but won't make that mistake again. Claims company not great either - couldn't make contractors available then offered us a settlement price of half of what was reasonable to do the work. Had to chase multiple times for results of asbestos test, which meant we had no access to a bathroom for a family of 4 for about a week. Read more Read less

    {"display":"Lorna S","full_name":"Lorna S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Lorna S 17th September 2026
  • 5.00/5

    Smooth and proffesional operation.

    Smooth and proffesional operation. My house got flooded by bursed water pipe. Policy Expert sent a crew to remove flooded flooring, instaled industrial grate dehumidifier.... Smooth and proffesional operation. My house got flooded by bursed water pipe. Policy Expert sent a crew to remove flooded flooring, instaled industrial grate dehumidifier. A few days later estimate was produced to covert the cost of all repairs and equipment replacement. Smooth and proffesional operation. Read more Read less

    {"display":"Adrian","full_name":"Adrian","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Home insurance
    Adrian 5th September 2026

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