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PayPal: Pay in 3 reviews

4.93
Based on 22,348 reviews, last reviewed 6th Aug 2025
222600% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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4%
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1%
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0%
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0%

Latest highest rating:

5

I buy things before they run out It makes it easier for me to buy things that I need while they are still available. In the past, I had often missed out due to not having the funds ne... Read more Reviewed on: 6th August 2025
Sandra B's avatar
Sandra B

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22348)

I buy things before they run out

5
It makes it easier for me to buy things that I need while they are still available. In the past, I had often missed out due to not having the funds necessary to make a purchase. I only get paid once a month, and by the time my next pay cheque came around, the item had often sold out. It's better than using my credit card because there's no interest or late fees, only the amount that the item actually costs. Reviewed on: 6th August 2025

Excellent and highly recommended

5
Excellent and highly recommended Reviewed on: 27th July 2025

Being a Pensioner I find it very helpful buying an i...

5
Being a Pensioner I find it very helpful buying an item and paying over 3 months. I have purchased quiet a few items by this method. I do not over spend. I wait for the 3 monthly payments to be settled before purchasing another item. It helps me to keep in control of my finances, without overspending. Reviewed on: 27th July 2025

Pleased with everything

5
It has helped me to have my material needs met, without getting in to debt. Reviewed on: 25th July 2025

Have used PayPal three payments twice and both times...

5
Have used PayPal three payments twice and both times have been smooth and well managed and no interest Reviewed on: 21st July 2025

Very simple and saves putting up all the money up fr...

5
Very simple and saves putting up all the money up front Reviewed on: 21st July 2025

Great interest free payments.

5
Great interest free payments. Easy to use, why would you not Reviewed on: 18th July 2025

Easy payment method widely accepted

5
Easy payment method increasingly accepted at more online and high street merchants. Pay in 3 a painless process to get 3 months interest free on PayPal payments. Reviewed on: 16th July 2025

smart, convenient and easy to set up.

5
Using PayPal has proved to be smart, convenient and easy to set up. Some of my regular monthly payments are handled without having to monitor. Buying items online is so much easier and stress free. Reviewed on: 15th July 2025

Really convenient, no fuss method of spreading cost...

5
Really convenient, no fuss method of spreading cost (over a quick, short, 3 months) where it's easy to see the end, as opposed to entering into a lengthy 12+ months of commitment. Reviewed on: 15th July 2025

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