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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.75 (101323 reviews)

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4.75

Based on 101,323 reviews, last reviewed 19th Oct 2026

100% decrease in 5 star reviews

in the past 90 days

99% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Above and beyond. Above and beyond. Never had a problem Reviewed on: 19th October 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal Pay in 3 reviews (101323)

Above and beyond.

Above and beyond. Never had a problem Reviewed on: 19th October 2026

I use pay in 3 often, makes sticking to a budget muc...

I use pay in 3 often, makes sticking to a budget much easier. Reminders are sent in time before the next due payout. Excellent service. Reviewed on: 13th October 2026

Pay in 3 is great and I use it often.

Pay in 3 is great and I use it often. Very convenient for shops when £50 ++ Reviewed on: 13th October 2026

Paypal pay in 3 means no additional interest or any...

Paypal pay in 3 means no additional interest or any extras. It's incredibly helpful. Reviewed on: 13th October 2026

Pros are higher then the cons

I had an issue with a seller who eventually PayPal sided with despite me making requests from the seller to cancel the ready made order due to the delay in delivery of items as they were ordered weeks in advance and didn't arrive on the date promised before I made my order and paid them. Despite this issue I still do use PayPal and I like how much PayPal pay in 3 is available on multiple platforms and helps ease the cost of living for a low income single parent household Reviewed on: 13th October 2026

Excellent way to budget payments!

I have used PayPal pay in 3 many times, it is an excellent way to budget & pay for items. Reviewed on: 12th October 2026

PayPal is easy to use and has never let me.

PayPal is easy to use and has never let me.down after years of use. Reviewed on: 11th October 2026

Really easy and convenient

Really easy to use and handy for spreading the cost of bigger purchases. Payments are clear and easy to manage. Very happy with it. Reviewed on: 10th October 2026

Quick, easy and convenient way to pay

Quick and easy application process, usually directed straight to PayPal from website, fab being able to split payments over 3 months Reviewed on: 8th October 2026

It was a seamless experience and it helps to get ite...

It was a seamless experience and it helps to get items bought without worrying about payment in full. Reviewed on: 8th October 2026

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