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PayPal: Pay in 3 reviews

4.76
Based on 99,774 reviews, last reviewed 13th Jul 2026
508% increase in 5 star reviews
in the past 90 days
441% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Works well for me It is so easy when paying for products etc. and using PayPal credit Reviewed on: 13th July 2026
Shane O's avatar
Shane O

Latest lowest rating:

1

Tell you to apply and then turn you down. Tell you to apply and then turn you down. Reviewed on: 13th July 2026
Brian E's avatar
Brian E

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (100260)

Always reliable and fast service.

5
Always reliable and fast service. Transfers take no time at all and always come with prompt notifications so you know when your money is available. Payment plans for bought goods is awesome too and can do it in three instalments or delay payment for 30 days. Reviewed on: 14th July 2026

It is always my go to method of payment.

5
It is always my go to method of payment. So quick, very easy and efficient. Also if I’ve spent a lot one month the pay in 3 option is a lifesaver. I’ve used it several times. Again efficient way of using my money and I know I can trust it Reviewed on: 14th July 2026

PayPal Pay in 3 is incredibly simple to use

5
PayPal Pay in 3 is incredibly simple to use, with a quick and straightforward application process. Approval was fast, and the payment plan was set up within minutes. The interface is clear and easy to navigate, making purchases stress-free. A convenient, flexible way to spread costs without unnecessary complexity or delays. Reviewed on: 14th July 2026

No card to hunt for. Spread the cost

5
I love the convenience of not having to pull card details at all times. I appreciate the pay in 3 options on most payments as it obviously help spread my costs. Reviewed on: 14th July 2026

Such an easy way to pay and keep up to date on upcom...

5
Such an easy way to pay and keep up to date on upcoming payments with the app. Reviewed on: 14th July 2026

Easy to use.

5
Easy to use with 0% interest. Spreading the cost makes emergency spending easier. Reviewed on: 14th July 2026

Quick, easy and reliable to use, never have an issue...

5
Quick, easy and reliable to use, never have an issue use PayPal often and it’s secure and dependable Reviewed on: 14th July 2026

Always had a good experience when using paypal

5
Always had a good experience when using paypal Reviewed on: 14th July 2026

Easy to understand website,

5
Easy to understand website, offers everything is clear Reviewed on: 14th July 2026

I’m very happy for using pay pal

5
I’m very happy for using pay pal Reviewed on: 14th July 2026

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