Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22344 reviews)

View other PayPal products

4.93

Based on 22,344 reviews, last reviewed 21st Jul 2025

222200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Have used PayPal three payments twice and both times... Have used PayPal three payments twice and both times have been smooth and well managed and no interest Reviewed on: 21st July 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22344)

Have used PayPal three payments twice and both times...

Have used PayPal three payments twice and both times have been smooth and well managed and no interest Reviewed on: 21st July 2025

Very simple and saves putting up all the money up fr...

Very simple and saves putting up all the money up front Reviewed on: 21st July 2025

Great interest free payments.

Great interest free payments. Easy to use, why would you not Reviewed on: 18th July 2025

Easy payment method widely accepted

Easy payment method increasingly accepted at more online and high street merchants. Pay in 3 a painless process to get 3 months interest free on PayPal payments. Reviewed on: 16th July 2025

smart, convenient and easy to set up.

Using PayPal has proved to be smart, convenient and easy to set up. Some of my regular monthly payments are handled without having to monitor. Buying items online is so much easier and stress free. Reviewed on: 15th July 2025

Really convenient, no fuss method of spreading cost...

Really convenient, no fuss method of spreading cost (over a quick, short, 3 months) where it's easy to see the end, as opposed to entering into a lengthy 12+ months of commitment. Reviewed on: 15th July 2025

I love Pay In 3 and use it regularly

I love Pay In 3 and use it regularly, I find it extremely useful when budgeting. So good to be able to spread the payments over 3 months as I can fit it into my cashflow. I would recommend this payment plan to everyone. Reviewed on: 13th July 2025

Only problem scam do and PayPal can't help you is to...

Only problem scam do and PayPal can't help you is to tell you send money as friend or family. I felt on that and is my mistake but wished paypal could help me with it. Reviewed on: 11th July 2025

Pay in 3 -good service

I have had only a good experience with the service…it allows me to purchase thungs in 3 instalments without any interest, and i know how much and when the money will leave my account. Works well for me. Reviewed on: 11th July 2025

PayPal Services Review

I’ve always found it very convenient to use PayPal as a mode of payment. There is ease of use as it is simple and straightforward. In recent times also, PayPal has done well to introduce some options to finance payments. However, I find the latest version of the phone app’s user interface to be quite cluttered, and would prefer a more organised display of services. Reviewed on: 10th July 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Etika 4.78 from 663 reviews
Buy Now Pay Later
from Payl8r 4.89 from 4206 reviews
Buy Now Pay Later
from Duologi 4.64 from 14 reviews

Want to see more from PayPal?

Payment Provider
from PayPal 4.92 from 3599 reviews
PayPal Credit
from PayPal 4.91 from 50806 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub