I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money.... I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the money to just pay off w.e I was going to use it for but I said we'll if its 0 int let's take advantage and not use my cash just in case I ever need it. I specifically call them and asked them is this for sure 6 months 0 int even if im payin at the place and they rest a sure it was, of course like any other credit card, they use inexperience people from other countrys on top of that to pay less. When I paid after 2 months, I realized they were charging me interest, I called back and explained that I had called before and ask and they had told me it was 0 int even if bought in store, the other rep just started saying that it was on purchases only online And Well there was nothing they could do but keep steeling my money. Beware, if your intentions are to pay 0 int, do not even bother applying for this card.. im all about hight credit scores and 0 int and I refuse to pay interest on this stupid cards. Now, if you dont care and love to pay interest and give away free money, sign up and let them run your credit. Read more Read less

PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service... PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also been invaluable and using Paypal has boosted my credit score. Read more Read less

A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. The... A four month interest free period is almost unprecedented, except for six or 12 months interest free periods on specific items with larger retailers. The fantastic thing about PayPal however is that you are able to split your payments in which ever way works for you, as long as the minimum payment is made monthly. It is also available pretty much anywhere, as long as the cost of the item is at least £100. I have made good use of this Credit line dozens of times, and have found it incredibly easy to use and much more affordable and flexible than a credit card. Read more Read less

Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been... Pay pal - Has had my money held to ransom on all orders placed for 120 days before they release any funds- We have been with Pay pal for several Years - and they have for the last 10 years plus increased the hold from 7 days to be paid know over 120 Day and still not paid - however they take there fees at time of sale and do not release ours - Financially crippling our Business- Then every month they put our account on Hold and request Tracking details and courier for orders- even when then information is already added to pay pal showing the item delivered - They then what you to provide invoices showing you purchased the goods- ID Bank Statements every month - No Issues with orders - however Pay pal seem to like -playing games with Peoples lively hood - Potential putting us out of business due to all our sales revenue being held You then call The so called customer services and even they cant tell you why the reserve is in place - only if you don't like it close your account - I will be doing this once or funds are released from hold Cant speak to the department that even puts the Hold on your account and cant get a reply to an email or even any support - considering we are paying for this service to use PayPal - If i was a Buyer they would be jumping through hoops trying to sort out there issue - quickly and efficiently - putting them through to correct departments top get that resolved Read more Read less

I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I... I have used PayPal pay in 3 for aome time and i was happy intil 2 months ago. When I ordered items from Debenhams I was informed that they will be 2 parcels delivered separately. I got 1 parcel and I did not get the other. I contacted the seller and they said they will send me the replacement and it never happened. I contacted PayPal disputes and the result was that I got that item and the case was closed and in favour to the seller. I contacted PayPal again to say I was not happy about this as I did not receive this parcel and asked them to ask the seller for the proof of delivery of which non was provided. Now I have to pay for a dress that I did not receive and my hard earned money gone just like that. I am so disgusted about this. Maud Read more Read less

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Never had an issue with PayPal, it always does what I want it to do.

PayPal is great for quick payments and easy credit if needed

I never had problem with PayPal,always easy and quick service