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PayPal: Debit card reviews

4.48
Based on 70 reviews, last reviewed 17th Jun 2026
6000% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
86%
See only 4 star reviews
10%
See only 3 star reviews
1%
See only 2 star reviews
1%
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1%

Latest highest rating:

4

Satusfaction I was very happy. Paying with PayPal is very convenient, eases financial strain, provides satisfaction, and combats the stress of being able to buy a... Read more Reviewed on: 17th June 2026
Fernanda Lopes's avatar
Fernanda Lopes

Latest lowest rating:

1

Impossible to speak to a human I opened a PayPal account many years ago when eBay first offered it as a means of payment and, that has mainly worked fine. Recently they offered me ... Read more Reviewed on: 11th June 2026
TDR's avatar
TDR

About this product

PayPal Debit Card allows eligible UK customers to spend their PayPal funds wherever Mastercard is accepted, both online and in-store.

The card has no monthly fees and you can earn rewards through the PayPal+ loyalty programme. The card has daily spending and cash withdrawal limits and can be used abroad wherever Mastercard is accepted.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Debit card reviews (70)

Satusfaction

4
I was very happy. Paying with PayPal is very convenient, eases financial strain, provides satisfaction, and combats the stress of being able to buy and pay smoothly. Reviewed on: 17th June 2026

I only use PayPal direct debit card.

5
I only use PayPal direct debit card. I am enjoying collecting points too. I haven’t had any troubles to pay. Reviewed on: 15th June 2026

I cannot recommend enough, get it now!

5
I cannot recommend enough, I've recommended to friends, siblings, parents, my parner. I absolutely adore the PayPal debit card as it allows you to gain points on your everyday spending. It is by far the absolute best debit card that I've used in terms of gaining points and therefore gaining rewards too. The points system is really good and the fact that it allows you to get points on every thing for your everyday spending is like getting cash back on your everyday spending and this would be the best cash back offer that I have ever used. Its really simple and easy to redeem your points back into cash and you can also use the points generally to check out using PayPal on online websites. Reviewed on: 15th June 2026

It is an excellent debit card as when you use it you...

5
It is an excellent debit card as when you use it you get points which turns in to rewards so you are making money while spending it Reviewed on: 15th June 2026

every day cash back

5
cash back on the card is small but covers all day to day spending and big spending too Reviewed on: 12th June 2026

Overall excellent in all aspects.

5
Overall excellent in all aspects. Customer service, ease of app etc Reviewed on: 11th June 2026

Impossible to speak to a human

1
I opened a PayPal account many years ago when eBay first offered it as a means of payment and, that has mainly worked fine. Recently they offered me a physical Debit card and having completed all the forms I did an online eBay payment and that worked fine. However, the next time I tried to use it, I went round in circles. It asks for a verification number, to get it you have to open another Tab and log into PayPal Verify and it then displays the 4 digit number, back to eBay and paste it in, it then thinks about it and then asks again for a new Verify number so I got back to the PayPal tab, refresh it, get the new number, back to eBay and paste it in. I did this 5 times before giving up, cancelling the transaction and reverting to normal PayPal and 3 mouse clicks and I was done. I tried contacting PayPal and as I got no where with their Bot asked to speak to a human. They don't seem to have any, I got a message back saying since I had paid via traditional PayPal that everything must be fine and closed the transaction. A few weeks later, I tried again and got the same result with both going round in circles with their Verify and trying to communicate with them... Plus I tried using the physical card in a Sainsbury's shop and it got declined for a transaction for less than £20. So basically my rating is a big fat ZERO! Reviewed on: 11th June 2026

PayPal is a trustworthy company.

5
PayPal is such a trustworthy company, I refuse to purchase anything online that does not accept PayPal. Always easy to use. Always a relief to know I have PayPal supporting me. Reviewed on: 10th June 2026

Multiple benefits

5
The PayPal+ benefits linked to the debit card blow every other rewards scheme out of the water. If there is ever an issue with a payment, raising a case through PayPal gets it resolved quickly and stress-free. Reviewed on: 10th June 2026

Great system!

5
Great system! Easy to manage payments and transfer money. Reviewed on: 9th June 2026

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