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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3172 reviews)

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4.97

Based on 3,172 reviews, last reviewed 28th Apr 2026

10717% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Good for big purchases and to spread the cost. Good for big purchases and to spread the cost. Reviewed on: 28th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3172)

Good for big purchases and to spread the cost.

Good for big purchases and to spread the cost. Reviewed on: 28th April 2026

Flex card has been great so far, able to control pay...

Flex card has been great so far, able to control paying it off before the interest gets charged is a massive help. Reviewed on: 21st April 2026

Great bank, Flex is a great way to pay

Great bank, Flex is a great way to pay Reviewed on: 20th April 2026

Great products!

Easy to open, and great features for a credit card. Reviewed on: 20th April 2026

Quick update balance and transaction.

Quick update balance and transaction. Immediate reflection in account Reviewed on: 20th April 2026

Monzo Flex

Excellent card much better than a standard credit card Reviewed on: 19th April 2026

Easy, Fair and flexible. Built my credit score

Really easy to use, I got my first credit card with Monzo after being quite nervous to get one. It has been amazing, so much flexibility and it’s helped me increase my credit score massively. I really recommend it, especially younger people who are just starting to build a credit score. Reviewed on: 19th April 2026

They have been great!

They have been great! They are very prompt with responses and their app is very easy to understand. Reviewed on: 18th April 2026

5 star rating

Brilliant card. Perfect for me and my needs. Reviewed on: 18th April 2026

Excellent facility and very flexible with instant tr...

Excellent facility and very flexible with instant transfers and notifications. Reviewed on: 17th April 2026

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