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Monzo: Flex Credit Card reviews

4.96
Based on 2,233 reviews, last reviewed 10th Mar 2025
21200% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
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98%
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2%
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Latest highest rating:

5

Best interface and easy to use I like Monzo. It’s easy and simple to use with minimal hassles. Reviewed on: 10th March 2025
Umer R's avatar
Umer R

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2233)

Best interface and easy to use

5
I like Monzo. It’s easy and simple to use with minimal hassles. Reviewed on: 10th March 2025

Everything works, and works well.

5
Everything works, and works well. It’s all really straightforward. Reviewed on: 10th March 2025

One of the most easy and reliable

5
One of the most easy and reliable Reviewed on: 10th March 2025

Very flexible and easy to use product.

5
Very flexible and easy to use product. Really liked the ability to use interchangeably with my other products from the bank. The product feels highly user-friendly. Reviewed on: 10th March 2025

Best bank I’ve been with!!

5
Easy to use and understand customer service is fast and reliable Reviewed on: 9th March 2025

Easy peasy

5
Everything is made so simple and easy to use. Also I like the fact I haven’t needed to call anyone to resolve any issues. I can do everything I need thought the app. To me that is great service…..I only call a company when I can’t deal with their website/app Reviewed on: 8th March 2025

Excellent banking, excellent customer service.

5
Excellent banking, excellent customer service. Reviewed on: 8th March 2025

Excellent Card

5
Excellent card appreciate the transparency with interest shown at point of purchase also a fantastic app Reviewed on: 8th March 2025

Monzo has been great.

5
Monzo has been great. Flex is a godsend, phone insurance on Max saved my phone. Great value for money and reliable. Reviewed on: 8th March 2025

Use it regularly and handy and helpful

5
Use it regularly and handy and helpful Reviewed on: 8th March 2025

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