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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.9 (3175 reviews)

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4.90

Based on 3,175 reviews, last reviewed 8th Jun 2026

78% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

4

Very good platform to everyone who wants creadit rep... Very good platform to everyone who wants creadit reports easily and to the point i am very satisfied with total money Reviewed on: 8th June 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3175)

Very good platform to everyone who wants creadit rep...

Very good platform to everyone who wants creadit reports easily and to the point i am very satisfied with total money Reviewed on: 8th June 2026

Top banking app

Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so easy to use real peace of mind to have the extra money to use before pay day !! Must be careful not to spend to much so you can pay it back just love this bank Reviewed on: 13th May 2026

Great at innovation

Great at innovation, love the new perks and the fact that everything is so easy to use. Reviewed on: 5th May 2026

Good for big purchases and to spread the cost.

Good for big purchases and to spread the cost. Reviewed on: 28th April 2026

Flex card has been great so far, able to control pay...

Flex card has been great so far, able to control paying it off before the interest gets charged is a massive help. Reviewed on: 21st April 2026

Great bank, Flex is a great way to pay

Great bank, Flex is a great way to pay Reviewed on: 20th April 2026

Great products!

Easy to open, and great features for a credit card. Reviewed on: 20th April 2026

Quick update balance and transaction.

Quick update balance and transaction. Immediate reflection in account Reviewed on: 20th April 2026

Monzo Flex

Excellent card much better than a standard credit card Reviewed on: 19th April 2026

Easy, Fair and flexible. Built my credit score

Really easy to use, I got my first credit card with Monzo after being quite nervous to get one. It has been amazing, so much flexibility and it’s helped me increase my credit score massively. I really recommend it, especially younger people who are just starting to build a credit score. Reviewed on: 19th April 2026

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