Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18205 reviews)

View other Monzo products

4.93

Based on 18,205 reviews, last reviewed 1st Mar 2026

48250% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Love Monzo. Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in po... Read more Reviewed on: 1st March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

What is this award?

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18205)

Love Monzo.

Love Monzo. Helps me track my expenditure, put money aside in different savings pots through different challenges as well as so much flexibility in pots. Also has really good deals. Reviewed on: 1st March 2026

Very practical and easy to use app

Very practical and easy to use app Reviewed on: 1st March 2026

Very user friendly and easy to navigate.

Very user friendly and easy to navigate. Really useful pots for budgeting. Very easy to split bills with friends, request money, transfer money.. Fee free currency payments.abroad.. super efficient help chat services. Reviewed on: 1st March 2026

Absolutely love my Monzo account!

Absolutely love my Monzo account, I only opened it at the end of December but I have been so impressed by the features, I have moved my salary to Monzo & use this as my main account which I hadn't originally planned as I had been with another provider for 30 years. Reviewed on: 28th February 2026

Personality

I love the ease of use in the app, the ability to personalise things like spending categories and names for pots Reviewed on: 28th February 2026

Monzo has been great for savings and convenience, ca...

Monzo has been great for savings and convenience, cannot recommend it enough Reviewed on: 28th February 2026

With ease

Easy to change to this account. Monzo moved all of my direct debit. The extra part of my account is a good source of information. Reviewed on: 28th February 2026

User friendly and up to date.

User friendly and up to date. Love it Reviewed on: 28th February 2026

Best digital bank application out there.

Best digital bank application out there. The full package with multiple helpful features. Monzo Max is particularly good value for money and helps me keep my finances in order. Syncing all my banks into 1 place makes managing money simple. Reviewed on: 28th February 2026

I love using Monzo! Budgeting made easy!

I love using Monzo. It has really helped me to budget properly and figure out how to make the most of my money. Their 1p saving challenge has been wonderful and I’ve had an idea with them for years. Could not reccomend more! Reviewed on: 28th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

ufirstgold Account
from Ulster Bank 4.27 from 5 reviews
FlexAccount
from Nationwide 4.45 from 1013 reviews
Current Accounts
from London Community Credit Union 1.00 from 3 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Savings
from Monzo 4.97 from 225 reviews
Flex Purchase credit card
from Monzo 4.97 from 3034 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub