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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17220 reviews)

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4.92

Based on 17,220 reviews, last reviewed 21st Jun 2025

81% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo is easy to use, excellent service and makes ba... Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current Account reviews (17220)

Monzo is easy to use, excellent service and makes ba...

Monzo is easy to use, excellent service and makes banking simple Reviewed on: 21st June 2025

Get paid earlier!

Monzo accounts let you get paid ealier, which is really helpful. It also categorises all expenses easily and correctly. It’s amazing, it’s easy to pay friends and divide money of nights out. Reviewed on: 19th June 2025

The best banking app I've ever used.

The best banking app I've ever used. Being able to move money into pots, the transaction updating usually before the shops till has, the option of virtual cards (I haven't upgraded yet) etc, I cannot recommend it enough. Very easy to use and to set up. The get paid early feature is FANTASTIC. Reviewed on: 17th June 2025

Changed the way I look at money, they are supportive...

Changed the way I look at money, they are supportive, have improved my credit and I can’t image being with another Bank Reviewed on: 17th June 2025

Monzo for fraud protection

I was recently the victim of fraud. Four of my banking apps were accessed by the thief. Monzo was the only one to prevent any fraudulent transactions. They were also the first to get me set up again with a new, safe app and a new bank card. Bravo Monzo! Reviewed on: 16th June 2025

Excellent bank, so easy to use and great when travel...

Excellent bank, so easy to use and great when travelling abroad. Saving's account is super as well. Reviewed on: 15th June 2025

Perfection!

I've been with them for a few years now and the have been the most helpful bank I've been with baring in mind they don't have branches! Reviewed on: 13th June 2025

New Monzo customer

I recently opened Monzo account and have fallen in love with it. I actually moved most of my savings there now as they have competitive interest rates and I love the saving pots options. I also like the option to set your safe places and the fact that you can invest the money you get from the interest on your saving accounts. Reviewed on: 13th June 2025

Simple UI/UX and instant transactions

Simple UI/UX and instant transactions Reviewed on: 13th June 2025

Straightforward and customer-friendly

Very easy to navigate the app, offers cashback and pots, which I enjoy using, and their customer service is brilliant. Also, I appreciate paying abroad without any extra fees, as I travel a lot Reviewed on: 13th June 2025

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