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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (18389 reviews)

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4.93

Based on 18,389 reviews, last reviewed 9th Mar 2026

38200% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

changed my relationship with money... game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Latest lowest rating:

1

Been banking for a while with numerous banks but ti... Been banking for a while with numerous banks but till date I only faced an issue with Monzo who froze my account. Lots of frills but lacks confidence ... Read more Reviewed on: 25th February 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (18389)

changed my relationship with money...

game changer, changed my relationship with money - made it healthy & saved my life x Reviewed on: 9th March 2026

Easy investment

Easy to use. Love the investment option. Reviewed on: 9th March 2026

Very simple to understand.

Very simple to understand. All money in one place. Reviewed on: 9th March 2026

Love the Monzo app -especially the Greggs weekly fre...

Love the Monzo app -especially the Greggs weekly freebie and the simplicity of investing. Reviewed on: 9th March 2026

Best mobile banking app!

Application process fast and all the features in the mobile all are very easy to use. Setting up saving pots, splitting bills are amazing tools to keep your finances in check. Also, you get updates on your credit score from Transunion. Reviewed on: 9th March 2026

Best banking app!

I have had an amazing experience using the Monzo current account for my everyday banking. I’m able to save up money using pots and the savings challenge which is really helpful. The app is also easy to use. I would definitely recommend Monzo to others! Reviewed on: 8th March 2026

Easy way to manage payments and savings

Easy way to manage payments and savings Reviewed on: 8th March 2026

I was introduced to Monzo by a friend.

I was introduced to Monzo by a friend. He boasted about being paid one day early. Something I didn't understand. I started my current account, swapped all my accounts to Monzo. Upgraded my account twice, raised my overdraft level, took advantage of all perks available. I get access to current mortgage money owed. I can view my credit score through two different companies. It is so easy to ask people for money when selling via a link or QR code. I then opened a business account. I added Monzo's Flex card (credit card) to complete my money availability. It has a brilliant choice of how you pay back money owed, as you can change the payback time from next payday, to months in the future. The app can be personalised to move/ hide different money sections you want on show. You can add "online" vertical cards for added security. Monzo is a brilliant bank. So easy to use, with the latest technology to move around money. Reviewed on: 8th March 2026

Verry good bank.

Verry good bank.Always friendly. Reviewed on: 8th March 2026

Good service on line and quick to come back to answe...

Good service on line and quick to come back to answer what I need to know Reviewed on: 8th March 2026

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