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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19409 reviews)

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4.85

Based on 19,408 reviews, last reviewed 9th Jun 2026

54% decrease in 5 star reviews

in the past 90 days

63% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Great as a seperate savings account Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are ... Read more Reviewed on: 9th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19408)

Great as a seperate savings account

Using Monzo as a separate savings account from my current account with another well known high street bank. Monzo allows you to create pots which are really handy for saving for certain events-such as Christmas, holidays or a big purchase such as a car. The option to save the pots as an isa account means interest is added each month as long as you deposit money! App is really easy to use! Reviewed on: 9th June 2026

Mihailmadan

Este forte special si imi place cand este nevoi Reviewed on: 7th June 2026

Fab app, easy to use and manage finances

The app is so easy to use, makes everything visible in one place and makes organising your finances a breeze Reviewed on: 4th June 2026

Nothing but amazing

Monzo have been an amazing bank since the start, especially after a RTC which cause lengthy overdraft issues they where understanding and helped fully. There great support helps within the day although would be great to have everything stick to the same agent sometimes or be able to call over chat box as it is much easier to in some cases to talk than text issues, apart from that it's amazing and the app is beautiful there app development team have done an amazing job. Reviewed on: 29th May 2026

Really easy to use.

Really easy to use. Comes in handy for putting cash in account. No need to go to a branch you can just do it at your local store with pay point machine Reviewed on: 26th May 2026

Financial Freedom

I switched to Monzo this year and it has been absolutely the best thing in terms of visibility and management of my finances, not just across my Monzo accounts and 'pots' but accounts with other providers too. The salary sorting is amazing and let's me to see clearly how much disposable income I have left after setting aside for bills etc. The savings challenge is great and allowing me to to set aside some money too. The only downside I found so far is that I had to post a cheque that was for an amount of greater than £500 as it was above the limit to scan on the app and this take some time to clear. Monzo has tonnes of features and the app is easy to use - they're miles ahead of the standard high street banks and I wish I'd switched sooner. Reviewed on: 23rd May 2026

They have such a variety of ways to help you save, a...

They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it has helped me to save, despite earning so little. Reviewed on: 19th May 2026

Monzo is amazing.

Monzo is amazing. Absolutely love how easy it is to sort your salary into pots, create instant savings accounts and transfer money within only a few minutes to a different bank account. Never had any issues! Reviewed on: 13th May 2026

Froze our accounts for no reason

Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bills being paid and they do not give a dam, The whole process is flawed but they do not give a dam Reviewed on: 12th May 2026

I’ve had a really positive experience with Monzo.

I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notifications, budgeting tools, and savings Pots that help keep money organised. Monzo also offers fee-free card spending abroad and overdrafts for eligible customers, all managed directly in the app. Reviewed on: 5th May 2026

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