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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19419 reviews)

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4.85

Based on 19,419 reviews, last reviewed 12th Jun 2026

62% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

A great user experience! A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' c... Read more Reviewed on: 12th June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19419)

A great user experience!

A great user experience! The ease with which I can move money between my account, savings, pots, and my children's accounts is much appreciated. It' clear that the UX team at Monzo knows what they are doing. I also love how easy it is to use when travelling. No need to change up money. Reviewed on: 12th June 2026

Having pots so you can budget is saving us £200 mont...

Having pots so you can budget is saving us £200 month as you know what's happening. Knowing what's coming out upto 2-3 days in advance is again helpful when budgeting. Instant notifications really good. Reviewed on: 12th June 2026

Easy to use, great rates, innovative saving features.

Easy to use, great rates, innovative saving features. Makes banking more pleasant. Haven’t had to engage with customer services as yet so cannot rate this. Reviewed on: 12th June 2026

Star Bank

Monzo credit card is good value because it allows me to spread my repayment for 3 months interest free. They also have several pots for savings and with good returns. Reviewed on: 11th June 2026

App is perfection.

App is perfection. I've never had to ask a question Reviewed on: 11th June 2026

easy app.

easy app. early 24 hours payments Reviewed on: 11th June 2026

A superb app and painless experience

The ease of use and user experience of the app great, all whilst not sacrificing options and features. Security is well taken care of, and other products and services easy to understand and take advantage of. Reviewed on: 11th June 2026

A breath of fresh air

A breath of fresh air in the banking industry putting the high street banks to shame Reviewed on: 11th June 2026

I had great experience with them and never had any i...

I had great experience with them and never had any issues Reviewed on: 11th June 2026

Nothing special, just easy to apply

Nothing special, just easy to apply Reviewed on: 11th June 2026

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