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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19398 reviews)

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4.93

Based on 19,398 reviews, last reviewed 21st Apr 2026

105800% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Brilliant bank account Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19398)

Brilliant bank account

Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Love Banking With Monzo

Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never had an issue if I’ve not recognised a transaction, never not been refunded when I haven’t used my card or it’s been fraud Reviewed on: 21st April 2026

Monzo - the best bank!

Monzo - I’ve been with them for a couple of years & I can’t fault them. Everything just works efficiently & if it doesn’t, they fix it really quickly. I don’t know why my other 2 banks can’t be as good. Reviewed on: 21st April 2026

Easy functional app reliable not encountered any iss...

Easy functional app reliable not encountered any issues over the past few years I have had an account with them Reviewed on: 21st April 2026

From beta to loyalty

Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank whenever I can! Reviewed on: 20th April 2026

Great choice for easy joint account

Great choice for easy joint account, with good cash back options Reviewed on: 20th April 2026

I love my monzo account.

I love my monzo account. One of the most intuitive current account apps out there - so easy to put money away, and view transactions. Love that they do monthly bills back draws, and that there’s a chance to double my salary too. They make it so easy to save, they don’t overdo it on email marketing, and their tone of voice is so simple and easy to understand. I feel like I actually understand the financial product I have. Reviewed on: 20th April 2026

Good bank, just opened a joint account

Good bank, just opened a joint account Reviewed on: 20th April 2026

Brilliant bank!

Brilliant bank! Love their savings products, offers, tiers are actually worth having, and helpful guidance. They help me make better decisions Reviewed on: 20th April 2026

Simple and effective apps, Quock response

Simple and effective apps, Quock response Reviewed on: 20th April 2026

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