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Monzo: Current account reviews

View other Monzo products
4.84
Based on 19,430 reviews, last reviewed 2nd Sep 2026
98% decrease in 5 star reviews
in the past 90 days
93% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo has been great for me. Monzo has been great for me. It's very easy to use and also being able to have extra accounts for my kids and easy to monitor it. Reviewed on: 2nd September 2026
Malando Henry's avatar
Malando Henry

Latest lowest rating:

1

I had a joint account, got taken advantage of, monzo... I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit ... Read more Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19430)

Monzo has been great for me.

5
Monzo has been great for me. It's very easy to use and also being able to have extra accounts for my kids and easy to monitor it. Reviewed on: 2nd September 2026
Malando Henry's avatar
Malando Henry

My Monzo current account is easy to manage, and the...

5
My Monzo current account is easy to manage, and the app makes it simple to track spending and payments. The instant notifications and budgeting features are useful, while transfers are quick and straightforward. Overall, it’s a convenient account for everyday banking. Reviewed on: 2nd September 2026
Ruth's avatar
Ruth

I had a joint account, got taken advantage of, monzo...

1
I had a joint account, got taken advantage of, monzo only chased me for the funds ans reported an overdraft I didn’t use or was aware of in my credit for years. The amount is less than £35 , yet they ruined my credit for years and somehow didn’t report this on the spenders credit. Reviewed on: 31st August 2026
DreadHead87's avatar
DreadHead87

Makes budgeting so much easier

5
Love the pots. Such a great idea. Great customer service as well - always very quick and helpful. Reviewed on: 21st August 2026
Isobel Maynard's avatar
Isobel Maynard

Trustworthy- excellent customer support

5
Trustworthy. Have saved me from scams and succesfullly protected my funds. Reviewed on: 21st August 2026
Eleni G's avatar
Eleni G

Has been my main banking app for a while now and alw...

5
Has been my main banking app for a while now and always have positive interactions Reviewed on: 21st August 2026
Jord m 's avatar
Jord m

so many good features, easy to use, iser friendly app

5
so many good features, easy to use, iser friendly app Reviewed on: 14th July 2026
Hayley f's avatar
Hayley f

From setting up a joint account easily online, not h...

5
From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bills and savings etc their help desk is always quick to respond too Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Most reliable bank for international travel

5
Easiest bank to use for travel and can guarantee you won’t be stuck without access to your funds abroad. Quick and reliable transfer Reviewed on: 10th July 2026
Dana 's avatar
Dana

Always easy to use.

5
Always easy to use. App is very user friendly. Language clear and understandable Reviewed on: 8th July 2026
Gavin P's avatar
Gavin P

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