Monzo Current Account Reviews

Definitely recommend

Really had a good experience with Monzo. Attracted by its easy to interface, rates, transparency as well. Love the pots, overdraft facilities. All of its online and if I have a query it’s answered within minutes. Dont have to book an appointment at a b...

Really had a good experience with Monzo. Attracted by its easy to interface, rates, transparency as well. Love the pots, overdraft facilities. All of its online and if I have a query it’s answered within minutes. Dont have to book an appointment at a branch like some banks make you do.

Jarryd McLeroth

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Banking for the individual

Great, transparent banking app. User friendly app and feels like you have the control and the bank works for you. Helpful saving tools to manage money

Sascha Moore

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Love Monzo!

I absolutely love being able to do all my banking instantly from my app. Being able to allocate my money into 'pots' has helped me to overcome spending and budgeting difficulties completely! I now always have money left at the end of the month!!

Christine Chambers

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banking made easy

the app is so easy to use and very intuitive. The customer service is second to none. So much easier to keep track of my spending, especially with the pots function and salary sorter

Mwnci

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fraudsters

Got my account with them for over 6 months, transferred money from my business account that I got at HSBC and they freeze the funds and close the account, so far 4 weeks are passed without any refund to the other account that I provided to them, they...

Got my account with them for over 6 months, transferred money from my business account that I got at HSBC and they freeze the funds and close the account, so far 4 weeks are passed without any refund to the other account that I provided to them, they are a joke and a fraud bank keeping your funds illegally, I have send complains everywhere, today again complains to FSCS, financial obudsman, also contacted a solicitor, I hope will make them pay for ruining my life. DO NOT ever think to bank with them, is a bad ideea!

Mircea Silviu Rusu

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Easy to use and fun

I love Monzo, it has helped me save money. I can round up spending and deposit into my savings without me noticing. I can send and receive money so easily and track my spending. Love it!

Rebecca Orton

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Perfect Account

I set up a Monzo current account and it is fantastic! Super easy to set up, card arrived super quick and the ease of use and functions that account offers is second to none. Highly recommend!

Rachel Butler

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Great account for rounding up

I really like how you can have separate pots saved from rounding up your purchases. It helps you keep track of your money goals. Overdraft available but is removed if you do not need to use it after 90 days

mkh113

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Monzo

It's a great all-rounder and lovely user interface. I would highly recommend.

cait

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Makes banking so easy

Monzo has changed the way that I bank. It feels so much more secure as I know the moment money has been debited from my account, and the budgeting feature is really smart.

Chloe

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Over the expectations

Everything it’s too easy and fast

Francesco Lauria

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Very helpful, easy to use

this app and account is so helpful for money management! Its like a new generation of banking which allows me to easily set money aside for certain bills and savings pots yet has all the flexibility of a standard bank account in terms of payments

Sherri-Anne Pegg

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Absolutely LOVE Monzo

I've been with Monzo for about a year now and it's like no other bank that I've been with. The app is incredible and SO helpful for budgeting, and their staff are super friendly. I can't imagine ever banking with anyone else now.

CKennedy2906

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Some unique features but missing some basic functionality

Good: I can request funds by sharing a link, and people can pay me with a debit card. I just sold some flour to a neighbour and got paid into my bank account without sharing my account number, which is great given how useless cash is at the...

Good: I can request funds by sharing a link, and people can pay me with a debit card. I just sold some flour to a neighbour and got paid into my bank account without sharing my account number, which is great given how useless cash is at the moment.

Bad: I got a £10 refund cheque from a utility provider. Cheques can only be paid in by post (or by hand delivering them to London). I sent it to the Freepost address, but Monzo claim they never received it, and I should ask the provider to stop the cheque and issue a new one, and that I can use a tracked delivery service if I'm worried about another one going missing. Paying £2 for tracked delivery plus envelope on a £10 cheque isn't worth it. Paying in cheques in-app like with other banks can't come soon enough for this supposedly all-digital bank.

h0m54r

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The best way to manage your money

Monzo’S current account makes it easy to manage your money. Instant notifications when you spend, all spending categorised and you can set monthly budgets.

Comping Mouse

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Best features and banking out there

I've been using monzo for 2 years and the current account since it was launched. I quickly closed my account with natwest and moved everything to monzo with their easy switch service and everything has been great since then and looking forward to all...

I've been using monzo for 2 years and the current account since it was launched. I quickly closed my account with natwest and moved everything to monzo with their easy switch service and everything has been great since then and looking forward to all the future updates.

Haresh Vekriya

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Number 1

I have used Monzo since it started as a prepaid card and the experience is excellent. I have recommended several people and they say the same. Keep up the great work!

AAnthony

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Absolutely amazing!

Monzo has changed the way I bank forever! I absolutely love my monzo account and the customer service they provide. The ability for your banking app to intelligently calculate your finances for your without any issues or problems means let's time...

Monzo has changed the way I bank forever! I absolutely love my monzo account and the customer service they provide. The ability for your banking app to intelligently calculate your finances for your without any issues or problems means let's time worrying about money. I take my card and my account everywhere around the world. And it is so useful. I much prefer the user interface in comparison to revolut and the rest of my high street bank accounts.

I would recommend Monzo to everyone and anyone. I am always telling my friends and family how good monzo is. And if everyone had it it would be so much easier paying for things and spilting bills

Olly

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Everything I wanted

Monzo is one of the best things to come into my...

Monzo is one of the best things to come into my life.
Its features offer everything someone who loves technology would want.
The fact that it's easily accessible is great.
It's made me really think about my spending habits and I'm beginning to make more responsibility approaches to not only my spending but also my savings. I have always had zero discipline when it comes to saving but Monzo makes it so easy for me to save and I dont even notice it.
I'm looking forward to a great financial future with Monzo

Beth

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Recommended to everyone I know

This bank is the absolute best. Their pots have helped me divide up my money and save like I never could before. Because of them, I'm smarter and more savvy with my money. I know exactly how much money I have at this second, no waiting for after the...

This bank is the absolute best. Their pots have helped me divide up my money and save like I never could before. Because of them, I'm smarter and more savvy with my money. I know exactly how much money I have at this second, no waiting for after the weekend to find out I'm actually broke. I love their friendly, community approach to banking, and the ethos that they're a customer service company first is honestly so refreshing. I feel like I've joined a family and get a little smile on my face every time I see someone else flash one of their bright pink cards.

Amy Elizabeth James

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