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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19124 reviews)

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4.93

Based on 19,123 reviews, last reviewed 29th Mar 2026

61733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Really easy to set up the account. Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and co... Read more Reviewed on: 29th March 2026

Latest lowest rating:

1

My experience is with Monzo is not good I had a acc... My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19123)

Really easy to set up the account.

Really easy to set up the account. It all works through their app so quite convenient. They communicate with me if there's any changes to terms and conditions. Didn't need a lot of money to open the account. Reviewed on: 29th March 2026

Easy to use, never miss payments with early notifica...

Easy to use, never miss payments with early notification, customer service is excellent if you have a issue or a query they answere and resolve very quickly Reviewed on: 28th March 2026

I have banked with Monzo for several years now and I...

I have banked with Monzo for several years now and I am always amazed by the new offerings that make banking simple, fun and importantly, so the customer gets the most out of their money. I am always recommending Monzo to friends and family! Reviewed on: 28th March 2026

Been with Monzo for over 2 years now and it’s the be...

Been with Monzo for over 2 years now and it’s the best bank I’ve been with , even my friends and family have changed to Monzo after seeing how great it is Reviewed on: 28th March 2026

Great very handy

Great saw it on tik tok,said we give it a try out Reviewed on: 28th March 2026

Monzo operates as my main account to manage all my f...

Monzo operates as my main account to manage all my finances and have never had an issues. New features keep being released allowing me to more easily manage my money. Would definitely recommend to anyone who is considering a switch. Reviewed on: 27th March 2026

If a bank was a millennial - that’s Monzo.

If a bank was a millennial - that’s Monzo. Who doesn't want a hot coral pink card? The features like instant spending notifications, automatic bill splitting, and budgeting tools, plus absolutely killing it on the LinkedIn stage make it a no-brainer for me. Monzo was the first on the stage to really make digital app banking easy, and I haven't looked back since opening an account in 2017. You can definitely get better savings rates elsewhere, but the easy of saving and consolidation in one account mean it's easy to do on Monzo. Super slick, always growing - customer and tech first, really cool Reviewed on: 27th March 2026

Very efficient and the customer service is exceptional

Very efficient and the customer service is exceptional Reviewed on: 27th March 2026

My experience is with Monzo is not good I had a acc...

My experience is with Monzo is not good I had a account with Monzo service is poor . I have closed my Monzo account. Reviewed on: 27th March 2026

It’s been great the cash back has been lovely loads...

It’s been great the cash back has been lovely loads of perks and benefits such as getting paid a day early and the fee 3 month uber subscription as a 16 year old who hates talking about money and preferably likes to spend as little time as possible on the banking app monzo has been great compared to my past bank santander who’s app took forever and broke constantly Reviewed on: 27th March 2026

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