Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19403 reviews)

View other Monzo products

4.93

Based on 19,403 reviews, last reviewed 5th May 2026

3227% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ve had a really positive experience with Monzo. I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notificatio... Read more Reviewed on: 5th May 2026

Latest lowest rating:

1

They closed my account in 2024 without any clear rea... They closed my account in 2024 without any clear reason, even though I was actively using Monzo to receive my PIP payments. Honestly, it’s been a real... Read more Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19403)

I’ve had a really positive experience with Monzo.

I’ve had a really positive experience with Monzo. The app is intuitive and makes everyday banking simple, especially with instant spending notifications, budgeting tools, and savings Pots that help keep money organised. Monzo also offers fee-free card spending abroad and overdrafts for eligible customers, all managed directly in the app. Reviewed on: 5th May 2026

Really helpful customer service, solve most issues w...

Really helpful customer service, solve most issues within a few hours. The early payday feature is a lifesaver, nice little thing to have. The perks plans are great, saved a ton on cinema and trains. Reviewed on: 28th April 2026

A great account.

A great account. Does everything I want Reviewed on: 26th April 2026

Monzo Current Account

Would highly recommend you use Monzo, especially at least to get your wages paid into as you can collect it a business day early at 4pm. You can also see more days in advance of what amount of money is due in/out of your account. You also can easily get a welcome bonus amount of £ when you join. I got £5 but think some get more if you’re lucky. Can add your card to Apple Pay and spend straight away no need to wait for your card to arrive. Only a sift search is required I believe to se up an account so quick and easy to set up. Honestly recommend you bank with Monzo, especially to get your wages early Reviewed on: 25th April 2026

Monzo has been splendid!

Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly Reviewed on: 23rd April 2026

Brilliant bank account

Brilliant bank account, the features like 'Pots' help me manage my finances effectively Reviewed on: 21st April 2026

Love Banking With Monzo

Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never had an issue if I’ve not recognised a transaction, never not been refunded when I haven’t used my card or it’s been fraud Reviewed on: 21st April 2026

Monzo - the best bank!

Monzo - I’ve been with them for a couple of years & I can’t fault them. Everything just works efficiently & if it doesn’t, they fix it really quickly. I don’t know why my other 2 banks can’t be as good. Reviewed on: 21st April 2026

Easy functional app reliable not encountered any iss...

Easy functional app reliable not encountered any issues over the past few years I have had an account with them Reviewed on: 21st April 2026

From beta to loyalty

Been a loyal customer since their early beta accounts. Have tried and do try every new service or product they release. Love to recommend this bank whenever I can! Reviewed on: 20th April 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Current Account
from TSB 3.76 from 21 reviews
Silver Added Value Account
from Lloyds Bank 4.00 from 22 reviews
International Payments
from iFAST Global Bank 4.90 from 360 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.97 from 944 reviews
Flex Purchase credit card
from Monzo 4.97 from 3173 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub