Best Retail credit
Fair for You offer loans for household essentials like furniture and electricals. Most customers get an instant decision but you’ll normally hear from Fair for You in no more than an...
PayItMonthly give businesses tools to offer their customers simple instalment plans. There are no set up fees, no fixed contract and no minimum turnover required to use PayItMonthly. Customers can sign...
What is this award?
The Best retail finance provider 2026 award is part of the Consumer credit awards. Measured by consumer feedback that recognise businesses that are doing brilliant things for financial services customers.
This company has won:
- Best retail finance provider 2026
- Best credit app 2026
PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases. Accepted at thousands of online retailers that offer PayPal...
Buyline is a retail finance provider that enables you to add flexible payment methods for your customers. With the Buyline Go product, you can offer 6–11 month interest-free payment options to...
Visit websiteAt Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.
We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.
It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.
With the Argos card, you can buy now, pay later and spread the cost of everything you buy at Argos. There are a interest free options for different terms, depending on...
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Best Retail credit
Do you want to spread the cost of your shopping using a retail credit facility? Our community have shared retail credit provider reviews so you feel informed about who they recommend and who they think could do better. You can also leave a review of your own to help other people make a smart buying decision.
News, guides and insights from our team
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3rd August 2026 by Smart Money People Team
