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Retail Credit rankings

4.96

Based on 1796 reviews

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to...

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4.90

Based on 369 reviews

With Snap Finance you can borrow up to £5000 to spend on retail purchases and pay it back over a term of up to 48 months. Pay in 4 is a...

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4.88

Based on 24 reviews

With Very Pay you can spread the cost of your Very purchases using a range of options. You can choose to make three payments over three months and pay no interest....

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3.59

Based on 27 reviews

Barclays Partner Finance work with some of the UK’s leading retailers to offer flexible payment options on purchases. Options include interest-free credit with various terms to repay starting from three months,...

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At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

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