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Retail Credit rankings

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4.96

Based on 2451 reviews

A product by Monzo

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to...
4.90

Based on 369 reviews

A product by Snap Finance

With Snap Finance you can borrow up to £5000 to spend on retail purchases and pay it back over a term of up to 48 months. Pay in 4 is a...
3.65

Based on 29 reviews

A product by Barclays Partner Finance

Barclays Partner Finance work with some of the UK’s leading retailers to offer flexible payment options on purchases. Options include interest-free credit with various terms to repay starting from three months,...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

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