A great account. Does everything I want

My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything... My experience with Monzo’s Cash ISA has been really positive overall. It was quick to set up through the app, and I like how everything is in one place alongside my current account. Moving money in and out is instant, which makes it very convenient if I need access to my savings. I also like the way you can organise savings into different “pots” for goals, which makes it easier to stay on track. The interest being paid monthly is a nice bonus and helps me see progress. On the downside, the interest rate isn’t always the most competitive compared to other providers, and you need a Monzo current account to use it, which might not suit everyone. Also, some of the higher rates depend on paid plans or limiting withdrawals. Overall, it’s a simple, flexible, and easy-to-use Cash ISA that works well if you like managing your money through an app. Read more Read less

Would highly recommend you use Monzo, especially at least to get your wages paid into as you can collect it a business day early at... Would highly recommend you use Monzo, especially at least to get your wages paid into as you can collect it a business day early at 4pm. You can also see more days in advance of what amount of money is due in/out of your account. You also can easily get a welcome bonus amount of £ when you join. I got £5 but think some get more if you’re lucky. Can add your card to Apple Pay and spend straight away no need to wait for your card to arrive. Only a sift search is required I believe to se up an account so quick and easy to set up. Honestly recommend you bank with Monzo, especially to get your wages early Read more Read less

Monzo has been splendid! From notifying you of alerts, getting payments a day earlier, super efficient and user friendly

Brilliant bank account, the features like 'Pots' help me manage my finances effectively

Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can... Never had an issue with Monzo been banking with them for years.. I think it’s an amazing bank to be and love that I can access my money early, never had an issue if I’ve not recognised a transaction, never not been refunded when I haven’t used my card or it’s been fraud Read more Read less

Monzo - I’ve been with them for a couple of years & I can’t fault them. Everything just works efficiently & if it doesn’t, they... Monzo - I’ve been with them for a couple of years & I can’t fault them. Everything just works efficiently & if it doesn’t, they fix it really quickly. I don’t know why my other 2 banks can’t be as good. Read more Read less

Flex card has been great so far, able to control paying it off before the interest gets charged is a massive help.

Easy functional app reliable not encountered any issues over the past few years I have had an account with them