Smart Money People Logo

Monzo: Savings reviews

4.94
Based on 150 reviews, last reviewed 9th Jul 2025
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to use, all your money in one place and can be... Easy to use, all your money in one place and can be moved around savings pots with ease - great rates (with paid-for benefit). Range is a little limit... Read more Reviewed on: 9th July 2025
jake_sandford's avatar
jake_sandford

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Savings reviews (150)

Easy to use, all your money in one place and can be...

5
Easy to use, all your money in one place and can be moved around savings pots with ease - great rates (with paid-for benefit). Range is a little limited and there is a constant push towards investments which is annoying, but as a product the savings accounts are pukka. Reviewed on: 9th July 2025

Customer friendly

5
I love the roundups feature and all of the information is so clear and easy to understand. Monzo is putting the customer first with their communications. Reviewed on: 13th June 2025

Monzo is a fantastic online bank.

5
Monzo is a fantastic online bank. With excellent ways to save money. Highly recommended Reviewed on: 12th June 2025

Great customer service.

5
Great customer service. App is easy to use. Reviewed on: 2nd May 2025

Very competitive saving accounts, with best interest...

5
Very competitive saving accounts, with best interest rates in the market. The app is great and gives live updates on interest gained. Reviewed on: 28th April 2025

So easy to use.

5
From my experience, monzo is so easy to use. I have even set up a joint savings account now and the user interface is very friendly. The rates are also competitive against other banks that don't have such easy to use systems. Reviewed on: 22nd April 2025

The interests they offer on saving with them and the...

5
The interests they offer on saving with them and the saving pots are very juicy. I also love the interface of their app which makes navigation way easier Reviewed on: 21st April 2025

Monzo savings pots are very easy to open and use

5
Monzo savings pots are very easy to open, are easy and flexible to deposit and withdraw money, and the interest rates are better than the instant access account with other banks Reviewed on: 20th April 2025

Great Ideas - Innovation

5
I love the round up tool, I save money without trying! I also really like the 365 saving tool as well. Innovative products and great customer experience (interface is easy). I also love the split your tab includes people without the app! Reviewed on: 16th April 2025

Rapid banking services.

5
Rapid banking services. A fantastic app and good customer support. Reviewed on: 16th April 2025

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 2 reviews
    Monzo
  • Under 16s account

    from Monzo 4.95 from 411 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.95 from 2511 reviews
    Monzo
    View all products