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Monzo: Savings reviews

Name: Savings
Rating: 4.95 (248 reviews)

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4.95

Based on 248 reviews, last reviewed 26th Mar 2026

9600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

96%

3 star

2 star

Latest highest rating:

5

Very comfortable to use & easy to send money. Very comfortable to use & easy to send money. Nice network. Reviewed on: 26th March 2026

Latest lowest rating:

1

am deeply disappointed and shocked by Monzo’s beha... I am deeply disappointed and shocked by Monzo’s behaviour. Not only did they close my account without warning, they also shut down my husband’s accoun... Read more Reviewed on: 11th March 2026

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About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Savings reviews (248)

Very comfortable to use & easy to send money.

Very comfortable to use & easy to send money. Nice network. Reviewed on: 26th March 2026

My one stop banking app

I basically do everything in Monzo. I save, budget and invest. I specifically love perks and what it offers especially the savings account rates. I like that I can budget my money in pots and that we have the option to open a joint account. This is really handy for couples. Reviewed on: 25th March 2026

The savings is the best of its kind.

The savings is the best of its kind. It makes you want to save because of the interest rate. Reviewed on: 25th March 2026

The app is super easy to use, and the service is the...

The app is super easy to use, and the service is the best. Reviewed on: 25th March 2026

Five star bank

I’ve been using Monzo for a while now, and it’s honestly one of the best banking experiences I’ve ever had. The app is incredibly intuitive — everything from tracking spending to setting up savings pots feels effortless. Instant notifications make it so easy to stay on top of my money, and the budgeting tools are genuinely helpful rather than gimmicky. Customer support has also been excellent. Whenever I’ve needed help, the team has been quick, friendly, and efficient. It’s refreshing to deal with a bank that actually feels human. Monzo just makes day‑to‑day banking simple, transparent, and stress‑free. Highly recommend to anyone looking for a smarter way to manage their finances. Reviewed on: 25th March 2026

Staying on Track with My Savings Challenge

I’ve recently joined the savings challenge, and I’ve managed to put some money aside even during months when funds were tight. I really appreciate that I can catch up the following month — it makes it much easier to stay committed to my goal. Thank you, Monzo. Reviewed on: 25th March 2026

Monzo has been of so much value to me since I starte...

Monzo has been of so much value to me since I started banking with them. They came through when I applied for n overdraft. Customer service is supportive and helpful. They are reliable with their great customer service. Reviewed on: 25th March 2026

I have used Monzo since I landed the UK.

I have used Monzo since I landed the UK. It is the most user friendly banking app and great for savings. I look forward to more banking features that can help us be financial savvy. Reviewed on: 24th March 2026

its a great bank, especially when travelling

its a great bank, especially when travelling Reviewed on: 24th March 2026

This online account has been a game changer for me.

This online account has been a game changer for me. I am budgeting and saving thanks to their features such as pots and automated payments. It’s really easy to use too. My son also has a kids account and loves having different pots for things like football and toys. Reviewed on: 24th March 2026

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