Smart Money People Logo

Monzo: Savings reviews

4.97
Based on 201 reviews, last reviewed 13th Feb 2026
4900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My personal experience with Monzo Bank,Uk. My personal experience with Monzo Bank,Uk. When I arrived United Kingdom in September for my Masters degree Progr... Read more Reviewed on: 13th February 2026
Theodora  Orubebe 's avatar
Theodora Orubebe

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Monzo have a range of savings accounts that can be opened and managed online.

Monzo savings accounts include instant access, cash ISA and fixed rates. Instant access accounts can be opened with just £10. Spare change can be added to Savings Pots automatically and you can schedule monthly savings deposits.

Monzo savings reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Savings reviews (201)

My personal experience with Monzo Bank,Uk.

5
My personal experience with Monzo Bank,Uk. When I arrived United Kingdom in September for my Masters degree Program in YSJ University was encouraged by a friend in school to open an account with Monzo for effective service delivery which I don't regret doing because they are always one step ahead of their customers in terms of professionalism and quality service delivery. Reviewed on: 13th February 2026

Excellent service every time , great saving option f...

5
Excellent service every time , great saving option for regular citizens, helping build your savings without pain Reviewed on: 13th February 2026

Excellent banking app and I would recommend it to an...

5
Excellent banking app and I would recommend it to anyone! It’s very easy to use. The graphic is fantastic. There are many parks available. Reviewed on: 13th February 2026

Great interest rates!!

5
Easy banking app to navigate. Great that you can set pots up for different savings. Easy transfers to pots and other Monzo users. Great for using in other countries with no charges!! Great interest rates!! Reviewed on: 12th February 2026

Monzo has always been a gem to me, compared to other...

5
Monzo has always been a gem to me, compared to other, you can easily access assistance from a real human being in an instance. The customer service is remarkable as a former banker in Botswana, customer service (retail) is what makes a banker and Monzo is offering that Reviewed on: 12th February 2026

The Monzo app is amazing, you have all the data need...

5
The Monzo app is amazing, you have all the data needed about your transactions inside it. Reviewed on: 12th February 2026

Brillant bank, a lot of offers and help.

5
Brillant bank, a lot of offers and help. Reviewed on: 12th February 2026

Monzo was there since day 1 when I first moved to th...

5
Monzo was there since day 1 when I first moved to the UK. Reviewed on: 12th February 2026

Monzo! 100% worth the download!

5
monzo has taught me to save money and make better choices when spending. It also helps with my credit score and it’s great that the early payment is a thing as it helps so conveniently every time. Being able not to worry about finances when being able to borrow is a great way to keep your mind one less worry to your journey with monzo. Reviewed on: 12th February 2026

Monzo has helped me save money for the first time

5
Using monzo has helped me save money for the first time in my life, they encourage saving with fun challenges which I have really enjoyed, I have been able to create names money pots so that I can visually see what the money I have in my account is for which has helped me not spend money and to budget much better. Monzo has helped me go from constantly struggling with bad money anxiety to thriving, being money savvy and to feel confident that I'm in control of my finances. Reviewed on: 11th February 2026

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 4 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 2948 reviews
    Monzo
  • Under 16s account

    from Monzo 4.96 from 501 reviews
    Monzo
    View all products