Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Chip is the Greatest!

5
Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Chip offers easy and innovative savings accounts and...

5
Chip offers easy and innovative savings accounts and tend to be ahead of what competitors are doing Reviewed on: 16th April 2026

Excellent easy to use app, makes saving a pleasure

5
Excellent easy to use app, makes saving a pleasure Reviewed on: 11th April 2026

Saving with chip for about six years.

5
I’ve been saving with chip for about six years now. The autosave function has helped me save for several big purchases and just works well in the background. Reviewed on: 10th April 2026

Easy to use App, excellent customer service

5
Easy to use App, excellent customer service and competitive interest rates. Reviewed on: 10th April 2026

Chip Excellence

5
They offer great rates, a fantastic app and excellent customer service Reviewed on: 10th April 2026

The best 'app-first' provider in the market

5
Super intuitive android app, so easy to use. Chip are the first of the 'app first' banks that I've really stuck with. Their support team are responsive, their comms are first class, and their product offering has improved and broadened a ot in the last 12 months. Reviewed on: 9th April 2026

East to access with decent rate of return

5
East to access with decent rate of return Reviewed on: 8th April 2026

Looking forward to international expansion

5
Looking forward to have this kind of apps in other countries like Spain. Reviewed on: 7th April 2026

Great app for saving

5
I have used chip and I would certainly recommend to be considered Reviewed on: 7th April 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products