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Chip: Savings App reviews

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4.94
Based on 18,214 reviews, last reviewed 5th Sep 2025
97% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

5

The Chip app couldn't be easier. The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW
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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Review Chip: Savings App now

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Chip Savings App reviews (18214)

The Chip app couldn't be easier.

5
The Chip app couldn't be easier. The rates and communivcation are great as is the customer service. Reviewed on: 5th September 2025
Chris Johnson's avatar
Chris Johnson

Easy to use app for my cash ISA.

5
Easy to use app for my cash ISA. Decent rate. Impressed overall. Links also to other savings or investments so can also see whole portfolio in one place. Reviewed on: 5th September 2025
Lucy S's avatar
Lucy S

Always top or nearly top in rates.

5
Always top or nearly top in rates. Reviewed on: 5th September 2025
Tim M's avatar
Tim M

Good range of easy to understand products, competiti...

5
Good range of easy to understand products, competitive rates, easy to use app, innovative approach to personal finance Reviewed on: 4th September 2025
Mjh's avatar
Mjh

Easy as, with a friendly interface and competitive r...

5
Easy as, with a friendly interface and competitive rates. Chip support also only a few taps away and General understand customer service well! Reviewed on: 17th June 2025
Tom's avatar
Tom

Easy to navigate and uncomplicated to use for us nor...

5
Easy to navigate and uncomplicated to use for us normal people Reviewed on: 13th June 2025
Francis R's avatar
Francis R

Great app and ease of saving and taking money out bu...

5
Great app and ease of saving and taking money out but interest rates could be more competitive Reviewed on: 13th June 2025
Isabella l's avatar
Isabella l

Chip is my go to bank for saving!

5
Chip is my go to bank for saving! It offers great interest rates as well as a fun prize draw account which offers the chance to win various cash amounts. The app is easy to navigate and allows me to keep track of my savings with interest. I recently started investing with the chip too and have received a bonus for doing so! Absolutely recommend! Reviewed on: 13th June 2025
Klaudia K's avatar
Klaudia K

Excellent savings app

5
I have been saving with Chip for a couple of years now and their service just keeps getting better & better. The app is very easy to use and the automatic savings features makes it so simple to put aside what I can afford each month. Plus the interest rates they offer are always at the top of the market. I love it! Reviewed on: 12th June 2025
Henry Covey's avatar
Henry Covey

Competitive range of products and rates, simple to u...

5
Competitive range of products and rates, simple to use app and integrations to other companies. Good customer service Reviewed on: 12th June 2025
Mjh's avatar
Mjh

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