Smart Money People Logo

Chip: Cash ISA reviews

4.97
Based on 1,035 reviews, last reviewed 9th Mar 2026
100100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

So so happy that I had Chip recommended by a colleague. I had Chip recommended by a colleague. I’m not at all money or IT savvy but I ‘bit the bullet’ and transferred all my spare money from various pots in... Read more Reviewed on: 9th March 2026
Miriam P's avatar
Miriam P

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Cash ISA reviews (1035)

So so happy that I had Chip recommended by a colleague.

5
I had Chip recommended by a colleague. I’m not at all money or IT savvy but I ‘bit the bullet’ and transferred all my spare money from various pots into a Chip Cash ISA. Since then I’ve saved for my daughter’s wedding and made over £800 in interest. I’m blown away and wish I’d done this years ago. The transfer of money in and out is so easy and my interest isn’t penalised/frozen that month like another saver account I had elsewhere. I’m now feel encouraged to build my savings to pay my mortgage off a bit earlier. I just feel like I’m being more intentional about my money since saving with Chip. Thank you Reviewed on: 9th March 2026

So easy to set up an account and then use internet b...

5
So easy to set up an account and then use internet banking to make deposits to and withdrawals from the account. A good rate of interest on savings too. Reviewed on: 1st March 2026

Good communication and easy navigation of website.

5
Good communication and easy navigation of website. Reviewed on: 26th February 2026

I feel I can trust Chip.

5
I feel I can trust Chip as they provide a very professional service which does help to maximise my wealth..The App is easy and straightforward to use and it's easy to talk to someone if you have any queries. My product that I have with them is very competitive on the markets interest rates for my Isa. Keep up the excellent work Chip. Reviewed on: 25th February 2026

Very happy with Chip easy to use

5
Very happy with Chip easy to use Reviewed on: 24th February 2026

Great online platform, easy to navigate, with great...

5
Great online platform, easy to navigate, with great visuals. I like the helpful emails and updates, I feel informed, and supported in making decisions about investment options. I also like how the simple, jargon free style of communication and that they feel personal to me, - it definitely encourages me to engage more with them. Reviewed on: 22nd February 2026

competitive interest rates and a good range of accounts

5
Good, competitive interest rates and a range of account options to suit different needs. Daily transfers are easy to set up and manage, and the savings tools make it straightforward to work towards specific financial goals. Reviewed on: 22nd February 2026

Good customer service with prompt reply.

5
Good customer service with prompt reply. Easy to use app and linking to products. Reviewed on: 20th February 2026

What service should be like.

5
Very easy to open an account and the team constantly update you of any information changes. The whole experience was easy and hassle free. Highly recommended. Reviewed on: 19th February 2026

Been using Chip for years, for Cash ISA and Prize Sa...

5
Been using Chip for years, for Cash ISA and Prize Savings, very easy to use and can move money around easily. Reviewed on: 17th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Stocks & Shares ISA

    from Chip 4.98 from 257 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 571 reviews
    Chip
    View all products