Smart Money People Logo

Chip: Cash ISA reviews

4.97
Based on 1,045 reviews, last reviewed 22nd Apr 2026
100800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Been using this product and get on with it very well. Been using this product and get on with it very well. Great rates, easy access and good customer service Reviewed on: 22nd April 2026
samson's avatar
samson

Latest lowest rating:

N/A

This product has not received a review of either 1 or 2 stars.

About this product

The Chip Cash ISA is fully flexible and allows you to withdraw when it suits you.

You can deposit from £1 as often as you like and manage your Chip Cash ISA via the app.

Chip Cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Cash ISA reviews (1045)

Been using this product and get on with it very well.

5
Been using this product and get on with it very well. Great rates, easy access and good customer service Reviewed on: 22nd April 2026

Excellent from start to finish.

5
Excellent from start to finish. Great benefits. Easy to use, keep me updated on any changes and new products which may suit me better and earn more interest. Super easy to switch across they dealt with everything and just kept me posted on where things were up to. Reviewed on: 20th April 2026

The cash ISA was easy to open.

5
The cash ISA was easy to open. The app is very user friendly. A very straightforward process. Highly recommended Reviewed on: 16th April 2026

User-friendly and accessible on the app.

5
User-friendly and accessible on the app. Reviewed on: 16th April 2026

Chip Cash ISA

4
Overall reasonably pleased with the product & very much like that it's a flexible cash ISA. The app is excellent, easy to use with very good features. The one negative is the reduced interest rate ; whilst regularly offering very competitve interest rates to entice new customers, more needs to be done for existing customers who stay loyal to the company ! Reviewed on: 25th March 2026

Really good easy to use good rate of percentage...

5
Really good easy to use good rate of percentage Reviewed on: 24th March 2026

Very easy to use and very helpful staff

5
Very easy to use and very helpful staff Reviewed on: 24th March 2026

Good app easy to use and responsive, good isa rate.

5
Good app thats easy to use and responsive. Better cash Ida rate than most, especially for the flexibility. Reviewed on: 24th March 2026

easy to use, good app, awesome interest rates

5
easy to use, good app, awesome interest rates Reviewed on: 24th March 2026

Great app, competitive rates.

5
Am receiving 3.54% on my cash ISA which has been competitive this year, will be looking to switch to better rate in the next tax year though. No complaints at all with Chip, the app is easy to use and money transfers are instantaneous. Reviewed on: 13th March 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
  • Stocks & Shares ISA

    from Chip 4.96 from 261 reviews
    Chip
    View all products