Write a review

Newsletter

Go to business site

Tesco Bank: Cash ISA reviews

Name: Cash ISA
Rating: 3.46 (12 reviews)

View other Tesco Bank products

3.46

Based on 12 reviews, last reviewed 7th Jul 2026

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

33%

25%

3 star

2 star

42%

Latest highest rating:

4

Good rate Cash ISA its a flexible cash ISA which is extremely useful to be able to withdraw money when need especially for unexpected bills and you can repay the money b... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

ISA Transfer Delays. Poor & dishonest customer service It’s taken over a month to set up the account and despite the money being transferred from my old ISA over a week ago there is no sign of it in my Tes... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

You can apply for Tesco Bank cash ISAs online in around ten minutes.

The Tesco Bank Instant Access Cash ISA can be opened with £1 and there are no withdrawal rules (aside from the daily limit). Tesco Bank also have a one-year Fixed Rate Cash ISA. You can’t withdraw money in that year without closing the account and paying a fee.

Tesco Bank cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tesco Bank before, you can also leave a review and share your experience.

Review Tesco Bank: Cash ISA now

Help others make smarter decisions by sharing your own experience.

Write a review

Tesco Bank Cash ISA reviews (12)

ISA Transfer Delays. Poor & dishonest customer service

It’s taken over a month to set up the account and despite the money being transferred from my old ISA over a week ago there is no sign of it in my Tesco account. No proactive communication from Tescos. When I call I just get excuses about how busy they are. Totally unacceptable customer service. Reviewed on: 7th July 2026

Good rate Cash ISA

its a flexible cash ISA which is extremely useful to be able to withdraw money when need especially for unexpected bills and you can repay the money back at a later date and it does not use up the 20k limit. The rate is decent. One draw back is on opening my account for some reason you are sent a letter in the welcome pack to sign and send back, slightly inconvenient but very tiny, first world problems. Happy with product and the service up to now Reviewed on: 17th April 2026

Good interest rate and totally fexible.

Good interest rate and totally fexible. The app is easy to use and moving money in and out is almost imediate. And also doesn't affect your tax free allowence when replacing withdrawn money. All in all a great product! Reviewed on: 22nd January 2026

Won't pay out at 18

My daughter turned 18 and we have spent one month trying get her money back. We sent pages and pages of documents but now the bank wants more info. Called the helpline but they have no flexibility and say unless they have everything exactly as requested (including documents certified by a solicitor which costs us money) the money is stuck. They will not even send her a cheque. I am now transferring my son's child ISA to another company. Absolutely ridiculous. Reviewed on: 25th April 2025

Do not recommend

Its been 3 months since my daughter turned 18 and 3 months of trying to get her isa money. They keep saying wrong documents sent. She's sent bank statements. Letter from her college provisional driving licence. All with her name and address. It's ridiculous now. No money. It's holding her back. She's so upset I am escalating a complaint. Will be moving my other children's isas right away too. Reviewed on: 6th March 2025

Banking online

Goood. Good good customer service Reviewed on: 17th January 2025

Incompetent Clowns

Incompetent Clowns Because of raising interest rates I transferred money from my current ISA provider to Tesco Bank, after nearly a month of holding my ISA nothing showed up on my account, after numerous phone calls letters and emails they claim that they do not have my money. My current provider has transferred my ISA to them and this can be proven so I am moving away from Tesco Bank they are nothing but incompetent Clowns Date of experience: 09 September 2023 Reviewed on: 9th September 2023

Don't trust Tesco Bank

Capitalism at it's worst Don't trust them with your money Reviewed on: 2nd September 2023

a

aaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaaa Reviewed on: 15th March 2023

Good bonus's

Great Clubcard bonus with bank that is really worth it Reviewed on: 9th November 2018

Do you have a different Tesco Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Cash ISA
from The Co-operative Bank 3.50 from 4 reviews
Lifetime ISA
from Moneybox app 4.81 from 9299 reviews
Cash ISA
from Principality Building Society 4.36 from 12 reviews

Want to see more from Tesco Bank?

Current account (discontinued)
from Tesco Bank 4.52 from 69 reviews
Instant Access Savings
from Tesco Bank 4.04 from 5 reviews
Internet Saver
from Tesco Bank 3.98 from 22 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub