Tesco Bank reviews
Tesco Bank reviews
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Review summary
People rate this company as Average based on 1,370 product reviews
Tesco credit cards are loved for easy use and earning Clubcard points while loans impress with competitive rates and simple applications. Home insurance offers good cover at fair prices. However, Tesco car insurance claims drag on with poor communication and customer service can be rude or hard to reach. Renewal premiums often jump unexpectedly.
Positive themes
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Tesco credit cards are great for earning Clubcard points and easy to use.
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Tesco loans offer competitive rates and a straightforward application process.
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Tesco home insurance is competitively priced with good cover and helpful service.
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Negative themes
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Tesco car insurance claims are slow with poor communication and long delays.
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Tesco customer service is often rude or unhelpful and hard to reach by phone.
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Tesco insurance premiums often rise steeply at renewal with little explanation.
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About Tesco Bank
Tesco Bank launched in 1997 and today have more than 5 million customers across a range of banking and insurance products.
In early 2024, Tesco and Barclays announced a long-term strategic partnership, initially for a 10-year period, to provide customers with Tesco-branded banking products and services.
Tesco Bank’s products include credit cards, loans, travel insurance and currency, savings, car insurance, pet insurance and home insurance.
Tesco Bank at a glance
Reviews for Tesco Bank
Showing 11 of 1370 company reviews • Last reviewed within 7 days
Ordered us dollars online to picked up at a named st...
Ordered us dollars online to picked up at a named store. Arrived to pick up on the stated date but no currency there. Was advised... Ordered us dollars online to picked up at a named store. Arrived to pick up on the stated date but no currency there. Was advised that tesco currency was a separate conpany. Telephoned the number given and was told it was the couriers fault and to try the next working day. DO NOT USE. Read more Read less
Stay away if you value your credit score.
Stay away if you value your credit score. My payment was reversed as something unexpected had gone out of my account on the same day.... Stay away if you value your credit score. My payment was reversed as something unexpected had gone out of my account on the same day. I received a text message saying the payment would be re attempted ( if it wasn’t for this i would have made the payment straight away) I made sure the money was in my account and it went out on the re attempted. I then found the missed payment was reported to the credit reference agencies. After realising , I made contact with Tesco bank to explain the situation and that I hadn’t wanted to make a double payment, as I assumed the payment was booked to be re attempted, which led me into a false sense of security. The assistant I spoke to was very rude and blunt , stating Tesco bank had done nothing wrong and that they were reporting the account as delinquent after a payment was 15 days late even though the account was now up to date (they chose the 15 day period to re attempted the payment). Read more Read less
Products from Tesco Bank
Car insurance
by Tesco BankTesco car insurance has three levels of cover: Bronze, Silver and Gold. If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a...
Car insurance
by Tesco BankTesco car insurance has three levels of cover: Bronze, Silver and Gold. If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a...
Clubcard credit cards
by Tesco BankWith Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances. There are a range of...
Clubcard credit cards
by Tesco BankWith Tesco Bank Clubcard credit cards, you can collect Clubcard points, spread the cost of larger purchases, help build your credit score and transfer balances. There are a range of...
Home insurance
by Tesco BankTesco Insurance give Clubcard holders a discount on their home insurance policies. Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can...
Home insurance
by Tesco BankTesco Insurance give Clubcard holders a discount on their home insurance policies. Tesco home insurance provides unlimited building cover as standard and contents cover of up to £100,000. You can...
Pet insurance
by Tesco BankTesco Insurance offer pet insurance policies to cover dogs and cats. There’s a choice of cover including lifetime pet insurance, maximum benefit and time limited. If you’re a Clubcard holder...
Pet insurance
by Tesco BankTesco Insurance offer pet insurance policies to cover dogs and cats. There’s a choice of cover including lifetime pet insurance, maximum benefit and time limited. If you’re a Clubcard holder...
Personal loan
by Tesco BankA Tesco personal loan can be used for a range of purposes. The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the...
Personal loan
by Tesco BankA Tesco personal loan can be used for a range of purposes. The lowest rates for Tesco personal loans are for Clubcard members. If you’re approved, you could get the...
Current Account
by Tesco BankTesco Bank no longer offers Current Accounts.
Current Account
by Tesco BankTesco Bank no longer offers Current Accounts.
Travel Money
by Tesco BankBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Travel Money
by Tesco BankBefore we go off on our holiday, there's always a last minute dash for some travel money! With more and more options available, it really does pay to do a...
Internet Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Internet Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Travel insurance
by Tesco BankTesco Bank offer three types of travel insurance – single trip, annual multi trip and backpacker. Whether you choose economy, standard or premier, cover for medical expenses and 24/7 emergency...
Travel insurance
by Tesco BankTesco Bank offer three types of travel insurance – single trip, annual multi trip and backpacker. Whether you choose economy, standard or premier, cover for medical expenses and 24/7 emergency...
Breakdown Cover
by Tesco BankLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Breakdown Cover
by Tesco BankLike many drivers, breaking down is not something we want to think about! But when it happens, You'll be thankful that you're with a good breakdown cover provider. That's were...
Cash ISA
by Tesco BankYou can apply for Tesco Bank cash ISAs online in around ten minutes. The Tesco Bank Instant Access Cash ISA can be opened with £1 and there are no withdrawal...
Cash ISA
by Tesco BankYou can apply for Tesco Bank cash ISAs online in around ten minutes. The Tesco Bank Instant Access Cash ISA can be opened with £1 and there are no withdrawal...
Fixed Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
Fixed Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
Instant Access Savings
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Instant Access Savings
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Fixed Rate Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Fixed Rate Saver
by Tesco BankTesco Bank savings reviews can help you to find out more about life at Tesco Bank. How easy is it to contact Tesco Bank? And how friendly are they? Our...
Life Insurance
by Tesco BankDo you want to find out what life as a Tesco Bank life insurance customer is like? Now you can! Read Tesco Bank life insurance reviews at Smart Money People...
Life Insurance
by Tesco BankDo you want to find out what life as a Tesco Bank life insurance customer is like? Now you can! Read Tesco Bank life insurance reviews at Smart Money People...
Junior ISA
by Tesco BankA Tesco Bank Junior ISA can be opened with £1 and is a tax-free way to save for a child. The interest rate is variable and the account can be...
Junior ISA
by Tesco BankA Tesco Bank Junior ISA can be opened with £1 and is a tax-free way to save for a child. The interest rate is variable and the account can be...
Tracker Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
Tracker Rate Mortgage
by Tesco BankTesco Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money People...
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