Santander reviews
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This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Santander reviews
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Has branches you can visit in-person
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Provides paperless statements and documents
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Offers in-person appointments
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FCA approved and regulated
Review summary
People rate this company as Good based on 2,669 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Santander's 123 current account is loved for its cashback, interest, and helpful staff, while their Everyday and Basic current accounts get praise for ease of use and solid service. However, mortgages and business accounts often frustrate with slow processes and poor communication. Investment products like Cash ISAs also draw criticism for losses and high fees.
Positive themes
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Santander 123 current account wins with cashback, interest, and friendly service. (29 mentions)
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Santander Everyday and Basic current accounts are easy to use with good customer service. (16 mentions)
Negative themes
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Mortgage applications with Santander are slow and poorly communicated causing stress. (7 mentions)
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Santander business accounts suffer from poor service and unexplained account blocks. (7 mentions)
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Santander Cash ISA investments often lose value with high fees and bad support. (6 mentions)
About Santander
Santander is a large retail and commercial bank based in the UK and a wholly owned subsidiary of global bank Banco Santander.
Santander’s roots go back to 1849 when the National Freehold Land and Building Society was established. It was aimed at securing voting rights by selling shares and using proceeds to buy land on the outskirts of London.
Products offered by Santander include banking, savings and investment accounts, mortgages, credit cards, insurance and loans.
Santander at a glance
Contact details
- Phone
- 03309 123 123
- [email protected]
- Social media
Reviews for Santander
Showing 11 of 2669 company reviews • Last reviewed within 7 days
Awful customer service
Complaining to Santander about their service is pointless. They do not provide any answers. They also don’t care about any inconvenience they may cause you.... Complaining to Santander about their service is pointless. They do not provide any answers. They also don’t care about any inconvenience they may cause you. I’ve had to refer my complaint to the Financial Ombudsman Read more Read less
Paranoid patronising treatment of customers
Santander has twice blocked payment to legitimate companies. The first time they blocked my credit card and I had to wait 10 days for a... Santander has twice blocked payment to legitimate companies. The first time they blocked my credit card and I had to wait 10 days for a new one plus then change the number on all websites I deal with. The second time they blocked payment to my plumber then blocked my access to the app so I couldn't check my accounts. They told me to phone a number which was closed for the weekend so I had to spend the morning driving to the nearest city to get a monitored number, wait 20 minutes for it to be answered then phone the plumber to check his bank details, which were correct. After several hours they agreed to pay the bill and allow me access to my account. Patronising paranoid treatment of a customer with no apology. I was furious! Read more Read less
Products from Santander
123 current account (discontinued)
by SantanderThe Santander 1|2|3 Current Account is no longer available to new customers.
123 current account (discontinued)
by SantanderThe Santander 1|2|3 Current Account is no longer available to new customers.
Basic current account
by SantanderThe Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or...
Basic current account
by SantanderThe Santander Basic current account is for people who’ve been turned down for another current account, have a poor credit history, or are new to the UK for work or...
Everyday current account
by SantanderThe Santander Everyday current account has no monthly fee and can be managed online or via the app. Being a Santander Everyday current account customer also gives you access to...
Everyday current account
by SantanderThe Santander Everyday current account has no monthly fee and can be managed online or via the app. Being a Santander Everyday current account customer also gives you access to...
Mortgages
by SantanderSantander is an award-winning mortgage lender. Santander offer a range of mortgages for different situations including moving home and remortgages. There’s also a low deposit mortgage where you could get...
Mortgages
by SantanderSantander is an award-winning mortgage lender. Santander offer a range of mortgages for different situations including moving home and remortgages. There’s also a low deposit mortgage where you could get...
123 credit card (discontinued)
by SantanderSantander stopped selling its 1|2|3 credit card on 4 October 2016.
123 credit card (discontinued)
by SantanderSantander stopped selling its 1|2|3 credit card on 4 October 2016.
Business bank account
by SantanderThe Santander business bank account is suitable for smaller businesses with up to two directors, owners (shareholders) or partners. If you’re in your first year of trading, you can open...
Business bank account
by SantanderThe Santander business bank account is suitable for smaller businesses with up to two directors, owners (shareholders) or partners. If you’re in your first year of trading, you can open...
Cash ISA
by SantanderSantander have a range of ISAs with a choice of fixed rates and variable rates. The Santander Easy Access ISA needs a minimum deposit of £500 to open the account....
Cash ISA
by SantanderSantander have a range of ISAs with a choice of fixed rates and variable rates. The Santander Easy Access ISA needs a minimum deposit of £500 to open the account....
Saver
by SantanderSantander savings reviews can help you to find out more about life at Santander. How easy is it to contact Santander? And how friendly are they? Our Santander savings reviews...
Saver
by SantanderSantander savings reviews can help you to find out more about life at Santander. How easy is it to contact Santander? And how friendly are they? Our Santander savings reviews...
Personal loan
by SantanderA Santander personal loan can be used for a range of purposes including home improvements, a new car, holidays, debt consolidation or a special occasion. The minimum loan amount from...
Personal loan
by SantanderA Santander personal loan can be used for a range of purposes including home improvements, a new car, holidays, debt consolidation or a special occasion. The minimum loan amount from...
Everyday Credit Card
by SantanderWondering if the Santander Everyday credit card is right for you? Read our reviews from people just like you to see what they're saying about the interest free period, balance...
Everyday Credit Card
by SantanderWondering if the Santander Everyday credit card is right for you? Read our reviews from people just like you to see what they're saying about the interest free period, balance...
All in One Credit Card
by SantanderLooking for reviews of Santander's All in One credit card? Launched in October 2016, read ur community's reviews to see what people think about this card - using it, cashback...
All in One Credit Card
by SantanderLooking for reviews of Santander's All in One credit card? Launched in October 2016, read ur community's reviews to see what people think about this card - using it, cashback...
Choice current account
by SantanderSantander stopped offering the Choice Current Account in 2023.
Choice current account
by SantanderSantander stopped offering the Choice Current Account in 2023.
Car insurance
by SantanderSantander car insurance has three levels of cover to choose from. You can tailor your Santander car insurance with optional extras for an additional cost. They include motor legal protection,...
Car insurance
by SantanderSantander car insurance has three levels of cover to choose from. You can tailor your Santander car insurance with optional extras for an additional cost. They include motor legal protection,...
Zero credit card (discontinued)
by SantanderSantander stopped offering the Zero credit card in 2021.
Zero credit card (discontinued)
by SantanderSantander stopped offering the Zero credit card in 2021.
Options Home Insurance
by SantanderProtecting your home and the belongings inside it is extremely important. However, finding the right policy for your needs from a reputable insurer can be challenging. At Smart Money People,...
Options Home Insurance
by SantanderProtecting your home and the belongings inside it is extremely important. However, finding the right policy for your needs from a reputable insurer can be challenging. At Smart Money People,...
Help to Buy ISA
by SantanderSantander Help to Buy ISA reviews can help you to find out more about this innovative savings product, designed to help first time buyers get onto the property ladder.
Help to Buy ISA
by SantanderSantander Help to Buy ISA reviews can help you to find out more about this innovative savings product, designed to help first time buyers get onto the property ladder.
Student Current Account
by SantanderThe Santander 1|2|3 Student Current Account is free to open and manage. It comes with a range of benefits, including a travel card, fee-free spending abroad and interest-free overdraft options....
Student Current Account
by SantanderThe Santander 1|2|3 Student Current Account is free to open and manage. It comes with a range of benefits, including a travel card, fee-free spending abroad and interest-free overdraft options....
Travel Insurance
by SantanderSantander travel insurance reviews can help you to find our what other customers really think! We all know that there are hundreds of different travel insurance policies on the market,...
Travel Insurance
by SantanderSantander travel insurance reviews can help you to find our what other customers really think! We all know that there are hundreds of different travel insurance policies on the market,...
Long Term Balance Transfer Credit Card
by SantanderSantander Long Term Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Long Term Balance Transfer Credit Card credit card. What...
Long Term Balance Transfer Credit Card
by SantanderSantander Long Term Balance Transfer Credit Card reviews can help you to find out about the pros and cons of the Long Term Balance Transfer Credit Card credit card. What...
Life Insurance
by SantanderDo you want to find out what life as a Santander life insurance customer is like? Now you can! Read Santander life insurance reviews at Smart Money People to find...
Life Insurance
by SantanderDo you want to find out what life as a Santander life insurance customer is like? Now you can! Read Santander life insurance reviews at Smart Money People to find...
Junior ISA
by SantanderSantander offer a Junior ISA for children aged under 18. The interest rate is variable, calculated daily and paid in March. ISAs can only be opened in branch. If the...
Junior ISA
by SantanderSantander offer a Junior ISA for children aged under 18. The interest rate is variable, calculated daily and paid in March. ISAs can only be opened in branch. If the...
Low Balance Transfer Fee Credit Card
by SantanderSantander Low Balance Transfer Fee Credit Card reviews can help you to find out about the pros and cons of the Low Balance Transfer Fee Credit Card credit card. What...
Low Balance Transfer Fee Credit Card
by SantanderSantander Low Balance Transfer Fee Credit Card reviews can help you to find out about the pros and cons of the Low Balance Transfer Fee Credit Card credit card. What...
Fixed Term Bond
by SantanderSantander bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the Santander's customer service? Smart Money People...
Fixed Term Bond
by SantanderSantander bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the Santander's customer service? Smart Money People...
Travel Money
by SantanderLooking at Santander for your next travel money purchase? Read our Santander travel money reviews to get a better idea about the rates, customer service, and anything else which would...
Travel Money
by SantanderLooking at Santander for your next travel money purchase? Read our Santander travel money reviews to get a better idea about the rates, customer service, and anything else which would...
Business Insurance
by SantanderSantander business insurance reviews can help you to find out what other businesses think about having an insurance policy with Santander is like. How easy to understand are the policy...
Business Insurance
by SantanderSantander business insurance reviews can help you to find out what other businesses think about having an insurance policy with Santander is like. How easy to understand are the policy...
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