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Santander: All in One Credit Card reviews

Name: All in One Credit Card
Rating: 4.08 (26 reviews)

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4.08

Based on 26 reviews, last reviewed 2nd Nov 2026

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

46%

19%

27%

Latest highest rating:

4

Good customer support and clear information Good customer support and clear information Reviewed on: 25th October 2026

Latest lowest rating:

2

Paranoid patronising treatment of customers Santander has twice blocked payment to legitimate companies. The first time they blocked my credit card and I had to wait 10 days for a new one plus t... Read more Reviewed on: 2nd November 2026

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About this product

Looking for reviews of Santander's All in One credit card? Launched in October 2016, read ur community's reviews to see what people think about this card - using it, cashback from it, and general comments around Santander's customer service, and anything else to do with the card.

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Santander All in One Credit Card reviews (26)

Paranoid patronising treatment of customers

Santander has twice blocked payment to legitimate companies. The first time they blocked my credit card and I had to wait 10 days for a new one plus then change the number on all websites I deal with. The second time they blocked payment to my plumber then blocked my access to the app so I couldn't check my accounts. They told me to phone a number which was closed for the weekend so I had to spend the morning driving to the nearest city to get a monitored number, wait 20 minutes for it to be answered then phone the plumber to check his bank details, which were correct. After several hours they agreed to pay the bill and allow me access to my account. Patronising paranoid treatment of a customer with no apology. I was furious! Reviewed on: 2nd November 2026

Good customer support and clear information

Good customer support and clear information Reviewed on: 25th October 2026

Good bank with good products.

Good bank with good products. Offer multiple accounts current and savings Reviewed on: 19th August 2026

I've had a credit card with Santander, since the too...

I've had a credit card with Santander, since the took over from Leicester Building Society. We never had any problems with them and their customer services when contacted are excellent. Reviewed on: 12th June 2026

Painless experience because accepted everywhere,

Painless experience because accepted everywhere, Reviewed on: 11th June 2026

Best zero percent credit card.

I have the All in One World Credit card on a zero percent offer for transfers and purchases for just over a year, including purchases in foreign currencies with no fee. Had this for just over a year and it's been the best credit card I've had, especially when it came to upfront fuel payments abroad. Reviewed on: 24th March 2026

Santander helps travellers

Santander helps travellers by not charging a transaction fee on spending abroad Reviewed on: 24th March 2026

Does what you need

Basic credit card does what you need Reviewed on: 12th February 2026

Solid customer service.

Solid customer service. BUT Website needs radical upgrade. e.g When a new reference is entered for an existing payee, the continuity is lost and the former reference cannot be found! Each individual reference should be able to be retrieved, not eliminated by any which follows for the same payee. Reviewed on: 23rd January 2026

It's an excellent bank to deal with

It's an excellent bank to deal with Reviewed on: 23rd January 2026

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