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Santander: All in One Credit Card reviews

Name: All in One Credit Card
Rating: 3.67 (21 reviews)

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3.67

Based on 21 reviews, last reviewed 24th Mar 2026

400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

48%

14%

2 star

33%

Latest highest rating:

5

Best zero percent credit card. I have the All in One World Credit card on a zero percent offer for transfers and purchases for just over a year, including purchases in foreign curre... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Rejected Over Address Format; Santander Wasted My Time I had a terrible experience with Santander credit cards. I applied for a credit card, and they abandoned my application without even telling me. I onl... Read more Reviewed on: 27th January 2025

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About this product

Looking for reviews of Santander's All in One credit card? Launched in October 2016, read ur community's reviews to see what people think about this card - using it, cashback from it, and general comments around Santander's customer service, and anything else to do with the card.

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Santander All in One Credit Card reviews (21)

Best zero percent credit card.

I have the All in One World Credit card on a zero percent offer for transfers and purchases for just over a year, including purchases in foreign currencies with no fee. Had this for just over a year and it's been the best credit card I've had, especially when it came to upfront fuel payments abroad. Reviewed on: 24th March 2026

Santander helps travellers

Santander helps travellers by not charging a transaction fee on spending abroad Reviewed on: 24th March 2026

Does what you need

Basic credit card does what you need Reviewed on: 12th February 2026

Solid customer service.

Solid customer service. BUT Website needs radical upgrade. e.g When a new reference is entered for an existing payee, the continuity is lost and the former reference cannot be found! Each individual reference should be able to be retrieved, not eliminated by any which follows for the same payee. Reviewed on: 23rd January 2026

It's an excellent bank to deal with

It's an excellent bank to deal with Reviewed on: 23rd January 2026

Rejected Over Address Format; Santander Wasted My Time

I had a terrible experience with Santander credit cards. I applied for a credit card, and they abandoned my application without even telling me. I only found out after I called them myself, and even then, I was placed on hold for ages before getting an answer. The reason they gave for abandoning my application? My address wasn’t in the exact format they expect. Apparently, the street and apartment number were in reverse order. Seriously? It’s still the same address! How is that a valid reason to just drop my application without notifying me? It’s ridiculous and shows a complete lack of common sense. This whole process was frustrating, unprofessional, and a waste of my time. I expected better from a major bank like Santander. Would not recommend. Reviewed on: 27th January 2025

Appalling disability discrimination

Your online system is unworkable particularly for autistic people like me. I cannot pay my bill despite numerous attempts. I am escalating this as high as possible. Would never recommend and want to close my account immediately Reviewed on: 7th July 2023

Number One for fast service

Needed desperately to fund life saving dental treatment not provided by NHS. Saw an ad for all in one credit card with zero interest. Went into bank and saw a member of staff, all agreed and arranged straight away. Amazing!! Reviewed on: 1st June 2023

Great product

Great product, good interest rate. Easy app Reviewed on: 11th April 2023

Brill

Great offers and good easy experience Reviewed on: 21st March 2023

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