Smart Money People Logo

Santander: 123 Credit Card reviews

3.93
Based on 148 reviews, last reviewed 24th Feb 2024
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
46%
See only 4 star reviews
26%
See only 3 star reviews
14%
See only 2 star reviews
5%
See only 1 star reviews
9%

Latest highest rating:

5

Reliable responsive accurate informative and persona... Reliable responsive accurate informative and personable. Reviewed on: 24th February 2024
Robert W's avatar
Robert W

Latest lowest rating:

2

The credit card that can not cope with couples My husband and I have a credit card each on one credit card account. We have a mobile phone each and an email each, which is fairly normal for modern ... Read more Reviewed on: 18th January 2024
Karen E's avatar
Karen E

About the 123 Credit Card

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Review Santander: 123 Credit Card now

Help others make smarter decisions by sharing your own experience. Write a review

Santander 123 Credit Card reviews (148)

Reliable responsive accurate informative and persona...

5
Reliable responsive accurate informative and personable. Reviewed on: 24th February 2024
Robert W's avatar
Robert W

Good to average

4
smooth contact with people involved with Santander when queries occur Reviewed on: 15th February 2024
Anthony F's avatar
Anthony F

Excellent service

5
Always had excellent service and cash back scheme is good Reviewed on: 1st February 2024
Jill's avatar
Jill

The credit card that can not cope with couples

2
My husband and I have a credit card each on one credit card account. We have a mobile phone each and an email each, which is fairly normal for modern people. I travel alot for work and sometimes want to use my credit card when I am away from home and the husband. He might want to use his when we arent together as well !! But we can only have one registered phone for OTP. Its crazy that I cant have my phone linked to my card number and my husband have his linked to his card number. Come on Santander get into the 21st century !! Reviewed on: 18th January 2024
Karen E's avatar
Karen E

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Santander has a range of products available. Check the ratings of each product to find the right one for you. View all products