Paid advertisement
Smart Money People Logo
Newsletter

Santander: 123 credit card (discontinued) reviews

4.18
Based on 162 reviews, last reviewed 16th Apr 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
48%
See only 4 star reviews
24%
See only 3 star reviews
13%
See only 2 star reviews
5%
See only 1 star reviews
10%

Latest highest rating:

5

Very good. 5 sta Very good. Never had issues and had the card 10 years Reviewed on: 16th April 2026
Chloe's avatar
Chloe

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025
Customer's avatar
Customer

About this product

Santander stopped selling its 1|2|3 credit card on 4 October 2016.

Review Santander: 123 credit card (discontinued) now

Help others make smarter decisions by sharing your own experience. Write a review

Santander 123 credit card (discontinued) reviews (162)

Simply outstanding, in other words one of the best banks ever!

5
Santander is simply one of the best banks in the whole of the United Kingdom. It is amazing no words can really describe it. Anytime I need help Santander will be at the rescue and always have a solution to my problems! I just want take this opportunity to thank Santander for all their help! Reviewed on: 26th December 2014

My favourite credit card by far

5
Good service and great benefits...cashback of 1-3%, is pretty top and service has been good so far (I've been with them for 8 months) Reviewed on: 23rd October 2014

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Cash ISA

    from Santander 4.32 from 84 reviews
    Santander
  • Basic current account

    from Santander 4.32 from 337 reviews
    Santander
  • Car insurance

    from Santander 4.31 from 21 reviews
    Santander
    View all products