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Santander: Everyday Credit Card reviews

3.66
Based on 26 reviews, last reviewed 20th Jul 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
62%
See only 4 star reviews
27%
See only 3 star reviews
4%
2 star
See only 2 star reviews
0%
See only 1 star reviews
8%

Latest highest rating:

5

Great balance transfer card with no fee I’ve been really pleased with this balance transfer card because it offered a long 0% period with no transfer fee. I find it easy to keep track of my ... Read more Reviewed on: 11th June 2026
Fiona 's avatar
Fiona

Latest lowest rating:

1

Cant make payments I took out an everyday credit card and I am a Chase customer. It will not allow to me to make any form of payment other then by direct debit. I cannot... Read more Reviewed on: 20th July 2026
Jeff's avatar
Jeff

About this product

Wondering if the Santander Everyday credit card is right for you? Read our reviews from people just like you to see what they're saying about the interest free period, balance transfers, and everything to do with this credit card, launched in October 2016. Or if you're a Santander customer who already uses the Everyday card, please share a review of your own and help others who are trying to decide if this is the card they've been looking for. With your reviews, we're changing financial services.

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Santander Everyday Credit Card reviews (26)

Cant make payments

1
I took out an everyday credit card and I am a Chase customer. It will not allow to me to make any form of payment other then by direct debit. I cannot do a bank transfer from Chase, I cannot use my debit card from Chase, I can't even go to a post office to pay it. The reason I need to make those payments is to clear my transfers before the 0% period ends, and I can't!!! I knew I shouldn't have gone to Santander, I used to have an account with them and they were an absolutely awful organisation, I guess I will never learn. Reviewed on: 20th July 2026

Great balance transfer card with no fee

5
I’ve been really pleased with this balance transfer card because it offered a long 0% period with no transfer fee. I find it easy to keep track of my balance and payments on the app. I changed the bank account my direct debit comes out of and it was straightforward to do. Reviewed on: 11th June 2026

Always a great business, excellent understanding and...

5
Always a great business, excellent understanding and customer service Reviewed on: 11th June 2026

Easy to access a human being.

4
Easy to access a human being. Great customer service. Frequently good deals on balance transfers. Reviewed on: 16th April 2026

Straight forward process

5
Easy to get and clearly explained costs Reviewed on: 25th March 2026

Credit card use abroad issue resoved

4
We put a notice on our credit card that we would be using our card in Norway in order to preempt any problems. We did have problems though and couldn't use the card or contact Santander properly. However, when we took the issue up with Santander they were apologetic and gave us an appropriate amount of compensation. Reviewed on: 23rd January 2026

I love using Santander Boost which provides me with...

4
I love using Santander Boost which provides me with extra perks and savings from everyday household items, gifts, trips and more. It provides a good cashback feature and was really useful when buying gifts over Christmas and getting some savings back. Reviewed on: 22nd January 2026

Really bad

1
Really bad and ineffective customer service, unhelpful at best so changing bank. Reviewed on: 19th March 2025

Great cashback offers

4
The Santander Edge 2% cashback offer for the first 6 months means getting £15 a month for spending money I would have anyway, on top of the 1% cashback from the debit account for bills and transport. The account fee is more than justified Reviewed on: 22nd November 2024

offer a good size balance on your card however tryin...

5
offer a good size balance on your card however trying to pay off the card is hard as it resets your info each time you make a error.... why it can't just reset say your postcode not the whole lot is beyond me Reviewed on: 24th May 2024

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