Paid advertisement
Smart Money People Logo
Newsletter

Best cycle insurance

ica logo
2025 Winner
ica confetti

Laka offer award-winning bike insurance. Laka have a unique approach to pricing. They won't charge you a fixed sum. Instead, they calculate your monthly contributions - up to a max capped...

With Cycleplan bicycle insurance you can protect all your bikes on one policy. Cycleplan offer for all kinds of bikes including electric, mountain, BMX, hybrid, folding and commuter models. You can...

Voting in the Insurance choice awards is open - Vote here

Protectmybike offer comprehensive cycle insurance. With Protectmybike you can also add additional covers such as personal accident, public liability, overseas and race. You can cover multiple bikes on one policy...

Velolife provide bike insurance. Policies cover a wide range of bikes including road, tandem, touring, e-bikes and folding cycles as long as they aren’t used for commercial purposes. The maximum value...

At Smart Money People we want to make it easy to compare your financial product options with our approach to rankings.

We use a combination of data from the reviews we receive to calculate our rankings. This includes the 1-5 star ratings given by reviewers, when the reviews were left on our site and other insightful data from the reviews.

It’s important to us that all our rankings are fair and consistent in the way they’re calculated. That’s why every financial product featured on our site is ranked in the same way using our own unique algorithm.

Don't see your company?

Sign up and claim your business listing to start managing reviews and getting customer insights

Compare other insurance providers

Frequently asked questions

What is cycle insurance?

Cycle insurance provides financial protection for your bike in the event of loss, accidental damage and theft whether you're at home or out cycling.

Do you need bicycle insurance?

Unlike car insurance, cycle insurance isn't a legal requirement. But it's a good idea to have a policy to cover the cost of replacing your bike if it gets lost, stolen or damaged. Depending on your policy, you might also get personal accident cover to protect you if you're injured while cycling.

Is cycle insurance worth it?

If you have an expensive bike that would be expensive to replace, cycle insurance can provide peace of mind and financial support if anything unexpected happens.

Best cycle insurance

Compare the best cycle insurance plans, backed by customer reviews. Learn from the personal experiences of everyday cyclists to find coverage that truly meets your needs. Whether you're commuting, touring, or racing, use firsthand genuine customer experiences to choose a policy that truly fits your needs.